Instalment Loan Calculator

Remarks

1. The results provided by the above Instalment Loan Calculator are for reference only and are not binding on Dah Sing Bank, Limited ("the Bank"), nor do they constitute an offer, solicitation or recommendation for any loans or insurance products. The final approved interest rate is subject to the assessment of the Bank. Actual repayment obligations (including the final approved loan amount, total repayment amount, monthly instalment amount and total interest) will depend on the actual terms and conditions for each borrowing arrangement with the Bank. The information on the Repayment Schedule may be subject to change depending on the loan approved. The approved loan shall be bound by the terms and conditions for the relevant loan product. In case of disputes, the decision of the Bank shall be final.
2. The repayment calculation results are based on the information provided by customers. The Bank does not guarantee the accuracy of such calculation results. Customers should note that the figures shown on this page do not constitute a guarantee of credit facilities of the Bank and may not be applicable to their loan applications.
3. Please note that the interest rate for the premium financing / policy financing instalment loan is a floating rate (calculated based on an interest rate benchmark plus or minus a certain percentage) with no cap on the interest rate. As such, customers may be exposed to higher interest rate risk, and the actual interest, actual total repayment amount and actual instalment amount will fluctuate according to interest rate movements. The major risk of the premium / policy instalment loan is the interest rate risk.
4. Before applying for premium financing / policy financing instalment loan service, please refer to the Key Facts Statement (KFS) for Instalment Loan - Premium Financing / Policy Financing for the relevant fees and charges (including Administration Fee on Early Facility Cancellation, Handling Fee and other fees and charges)(subject to change by the Bank from time to time with prior notice), as well as the terms and the associated risks mentioned therein.

To borrow or not to borrow? Borrow only if you can repay!

The service(s) / product(s) mentioned herein is / are (i) subject to the relevant terms and conditions and (ii) not targeted at customers in the EU.