* Only applicable to local proprietorship, partnership and limited company with single layer. The time required for account opening is counted from the day following the Bank's acknowledgment of receipt of all the required documents from the customer and the customer signing the account opening documents successfully, subject to the actual circumstances on a case-by-case basis. "Working Day" refers to Mondays to Fridays (except public holidays).
^ The Bank has the absolute discretion to reject any 328 Business Account (Express) application and reserves the right to revise the eligibility criteria for 328 Business Account (Express) without giving any reasons. The Bank reserves the right of final approval. In case of any disputes, the decision of the Bank shall be final and conclusive.
Enjoy a HKD Current Account and Savings Account with preferential savings interest ratesand free cheque books
Receive stand-alone monthly account statements with snapshots of business transactions
Diversified Account Management Channels:
Manage your business via 328 Business e-Banking and Mobile Banking, ATMs and 24-hour Phone Banking Services
Check account balances through self-service e-Banking and Mobile Banking Platforms
Perform real-time transfers anytime in HKD or RMB to or from bank accounts with other local participating banks via FPS
Make bill payments easily via e-Banking
Easy Payroll Services:
Arrange salary payments by uploading files in e-Banking
+ Basic Bank Account Services do not include remittance involving cross-border fund movement or Telegraphic Transfer service through any available banking channels. The Bank reserves the right to suspend, revise, terminate or withdraw any of the services / offers mentioned herein at any time and the terms and conditions thereof from time to time, without prior notice. In the case of any disputes, the decision of the Bank shall be final and conclusive. If a customer requires more banking services in the future, the customer may be required to provide additional documents / information to the Bank.
328 Business Rewards for Customers with the Premium Status
Various merchant services to support business expansion
Merchant Payment Acceptance Services16 "PAY+" Consolidated Payment Solutions support different payment services to enhance merchants' collection services and maximize operational efficienc
You can accept a wide range of cards, mobile and QR code payments with an all-in-one point of sales machines (e.g. Visa Card, Mastercard, UnionPay Card, American Express*, EPS *, JCB card, Apple Pay, Google Pay™, Samsung Pay, UnionPay, WeChat Pay and Alipay)
e-Commerce businesses are supported through online payment gateway
First Bank to launch "Tap on Phone" in Hong Kong. You can accept payment through a mobile phone
Enjoy simple, Easy, Fast and Flexible online payment collection by connecting to Wi-Fi, broadband network , 3G / 4G network and landline
Merchant Receivables Loan10, 11, 15 Based on merchants average monthly sales^, you can obtain access to capital sooner to improve cash flow and plan for business growth:
Pay back monthly with a portion of accumulated daily sales^
Dah Sing Insurance provides your companies and employees with comprehensive insurance solutions. 328 Business Banking customer can enjoy up to 30% discount on the first year's premium19 upon enrolment in the following insurance plans:
Public Liability Insurance
Employees' Compensation Insurance
Contractors' All Risks Insurance
Office Package Insurance
Shop Package Insurance
For enquiries, please DSI Customer Service Hotline at 2808 5000 during office hours from 9:00 am to 5:45 pm, Monday to Friday (Except Public Holidays).
Comprehensive Business Banking Services
Your business must be a Sole-proprietorship
Your business must be a Partnership
Your business must be a Limited Company
Your business must be an Organization, Society or Trust