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Latest Offer
- Applicable to customers with loan tenor 12 months or above
- Eligible customers who apply for Express Money should maintain or successfully apply Dah Sing ONE+ Credit Card at the same time to enjoy the Cash Rebate. For details, please click here.
- Only applicable to Express Money's customers
- Only applicable to customers who use the Bank's account for loan repayment and disbursement (not applicable to FlexiMoney Overdraft facility accounts / joint-name accounts)
- The cash reward will be issued in form of cash coupons and will be mailed to the relevant customers' correspondence address on or before 28 February 2019.
- Applicable to customers who successfully apply Express Money through the Bank's website www.dahsing.com or Dah Sing Bank Mobile Application during Promotion Period
- The cash reward will be issued in form of cash coupons and will be mailed to the relevant customers' correspondence address on or before 28 February 2019.
Promotion period is from now until 31 December 2018.
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Product Features
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Annualized percentage rate as low as 1.98%iii
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Loan amount up to HK$1,000,000 or 10X monthly income (whichever is lower)1
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Repayment tenor up to 60 months
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Welcome for new job starters3
Interest Rate Table xii,xiii
| Loan Amount (HK$) | Selected Customersxi | ||||||
| Monthly Flat Rate | 12 months loan tenor | 36 months loan tenor | |||||
| Annualized Percentage Rate (Calculated based on the middle value loan-amount range) |
Monthly Repayment Amount (HK$) (Calculated based on a HK$10,000 loan amount) |
Annualized Percentage Rate (Calculated based on the middle value loan-amount range) |
Monthly Repayment Amount (HK$) (Calculated based on a HK$10,000 loan amount) |
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| Include Cash Rebate | Exclude Cash Rebate | Include Cash Rebate | Exclude Cash Rebate | ||||
| $1,000,000 | 0.110% | 1.98% | 2.45% | $844 | 2.40% | 2.57% | $289 |
| $800,000 - $999,999 | 0.160% | 3.37% | 3.58% | $849 | 3.66% | 3.73% | $294 |
| $500,000 - $799,999 | 0.215% | 4.54% | 4.84% | $855 | 4.91% | 5.02% | $300 |
| $200,000 - $499,999 | 0.296% | 6.41% | 6.69% | $863 | 6.80% | 6.90% | $308 |
| $50,000 - $199,999 | 0.327% | 7.26% | 7.42% | $866 | 7.57% | 7.63% | $311 |
| $5,000 - $49,999 | 0.387% | 8.43% | 8.79% | $872 | 8.87% | 9.00% | $317 |
| Loan Amount (HK$) | Normal Customers | ||||||
| Monthly Flat Rate | 12 months loan tenor | 36 months loan tenor | |||||
| Annualized Percentage Rate (Calculated based on the middle value loan-amount range) |
Monthly Repayment Amount (HK$) (Calculated based on a HK$10,000 loan amount) |
Annualized Percentage Rate (Calculated based on the middle value loan-amount range) |
Monthly Repayment Amount (HK$) (Calculated based on a HK$10,000 loan amount) |
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| Include Cash Rebate | Exclude Cash Rebate | Include Cash Rebate | Exclude Cash Rebate | ||||
| $1,000,000 | 0.150% | 2.88% | 3.36% | $848 | 3.33% | 3.50% | $293 |
| $800,000 - $999,999 | 0.170% | 3.60% | 3.81% | $850 | 3.89% | 3.97% | $295 |
| $500,000 - $799,999 | 0.225% | 4.77% | 5.06% | $856 | 5.15% | 5.25% | $301 |
| $200,000 - $499,999 | 0.320% | 6.97% | 7.25% | $865 | 7.36% | 7.46% | $310 |
| $50,000 - $199,999 | 0.348% | 7.74% | 7.90% | $868 | 8.06% | 8.11% | $313 |
| $5,000 - $49,999 | 0.426% | 9.37% | 9.73% | $876 | 9.80% | 9.93% | $321 |
New job starters may apply simply by providing an employment letter or employment contract
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Anytime re-borrow4
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Dah Sing e-Express Application service, offers instantly approved loan amount2
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Flexible Financial Solution
Anytime re-borrow without re-application
EM Plus offers a flexible financial solution by settling existing debts and provides extra cash-out
The above example is for reference only.
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Dah Sing Personal Loan Video
Chinese Version only
Chinese Version only
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Up to HK$400 cash reward for successful online applicationvi
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