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Express Money

Annualized Percentage Rate as low as 2.08%

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Latest Offer

Up to HK$2,000 cash rebateAdditional HK$100 cash reward by using Dah Sing Bank account for disbursement and repaymentExtra HK$100 cash reward for successful online application

  • Applicable to customers with loan tenor 12 months or above
  • Eligible customers who apply for Express Money should maintain or successfully apply Dah Sing ONE+ Credit Card at the same time to enjoy the Cash Rebate. For details, please click here.

  • Only applicable to Express Money's customers
  • Only applicable to customers who use the Bank's account for loan repayment and disbursement (not applicable to FlexiMoney Overdraft facility accounts / joint-name accounts)
  • The cash reward will be issued in form of cash coupons and will be mailed to the relevant customers' correspondence address on or before 30 June 2018.

  • Applicable to customers who successfully apply Express Money through the Bank's website www.dahsing.com or Dah Sing Bank Mobile Application during Promotion Period
  • The cash reward will be issued in form of cash coupons and will be mailed to the relevant customers' correspondence address on or before 30 June 2018.

Promotion period is from now until 22 Apr 2018.

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Product Features

Interest Rate Table xii,xiii

Loan Amount (HK$) Selected Customersxi
Monthly Flat Rate 12 months loan tenor 36 months loan tenor
Annualized Percentage Rate
(Calculated based on the middle value loan-amount range)
Monthly Repayment Amount (HK$)
(Calculated based on a HK$10,000 loan amount)
Annualized Percentage Rate
(Calculated based on the middle value loan-amount range)
Monthly Repayment Amount (HK$)
(Calculated based on a HK$10,000 loan amount)
Include Cash Rebate Exclude Cash Rebate Include Cash Rebate Exclude Cash Rebate
$1,000,000 0.110% 2.08% 2.45% $844 2.43% 2.57% $289
$800,000 - $999,999 0.160% 3.37% 3.58% $849 3.66% 3.73% $294
$500,000 - $799,999 0.215% 4.54% 4.84% $855 4.91% 5.02% $300
$200,000 - $499,999 0.296% 6.41% 6.69% $863 6.80% 6.90% $308
$50,000 - $199,999 0.327% 7.26% 7.42% $866 7.57% 7.63% $311
$5,000 - $49,999 0.387% 8.08% 8.79% $872 8.74% 9.00% $317

 

 

Loan Amount (HK$) Normal Customers
Monthly Flat Rate 12 months loan tenor 36 months loan tenor
Annualized Percentage Rate
(Calculated based on the middle value loan-amount range)
Monthly Repayment Amount (HK$)
(Calculated based on a HK$10,000 loan amount)
Annualized Percentage Rate
(Calculated based on the middle value loan-amount range)
Monthly Repayment Amount (HK$)
(Calculated based on a HK$10,000 loan amount)
Include Cash Rebate Exclude Cash Rebate Include Cash Rebate Exclude Cash Rebate
$1,000,000 0.150% 2.98% 3.36% $848 3.37% 3.50% $293
$800,000 - $999,999 0.170% 3.60% 3.81% $850 3.89% 3.97% $295
$500,000 - $799,999 0.225% 4.77% 5.06% $856 5.15% 5.25% $301
$200,000 - $499,999 0.320% 6.97% 7.25% $865 7.36% 7.46% $310
$50,000 - $199,999 0.348% 7.74% 7.90% $868 8.06% 8.11% $313
$5,000 - $49,999 0.426% 9.01% 9.73% $876 9.67% 9.93% $321

 

 

New job starters may apply simply by providing an employment letter or employment contract

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Anytime re-borrow without re-application

EM Plus offers a flexible financial solution by settling existing debts and provides extra cash-out

The above example is for reference only.

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Dah Sing Personal Loan Video

Chinese Version only

Chinese Version only

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Apply Now!

Extra HK$100 cash reward for successful online applicationvi

Experience
EID Service*

Offer instantly approved loan amount
via simple identity verification,
accurate and convenient!

Express Application

Just fill in a simple reply form,
our designated loan specialist will
follow-up with you by phone
as soon as possible.


Enquiry Hotline 2828 8111
Fax Application 2232 5978
SMS Application 6828 8222
Please enter (1) Name and (2) Loan Amount and (3) Repayment Tenure (e.g. Lam Siu Man, 50,000, 24) in sequence. A designated staff from the Bank will follow up with the applicant on the next working day after receiving the SMS by calling the number from which the SMS was sent. Individual telephone network provider will charge a fee for SMS in accordance with their fee charging scheme.

* Based on actual data transmission speed, the whole application process including approval result would take approximately 10 minutes.

 

Subject to relevant terms and conditions. For details, please click here.

  

To borrow or not to borrow? Borrow only if you can repay!