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Dah Sing ONE+ Credit CardDah Sing ONE+ Credit Card

Dah Sing ONE+ Credit Card

Infinite rebate beyond your expectation

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Welcome Offer

Option 1: Up to HK$10,000 Cash RebateOffer2 Dah Sing ONE+ Credit Card

Upon successful application for Dah Sing ONE+ Credit Card and fulfilling designated spending requirement, Eligible Cardholder will be entitled to HK$1,000 Cash Rebate mentioned below within the first 4 months from card issuance.

 

Offer 1: Upon accumulating Eligible Spending of HK$3,000 or above each month within the first 4 months from card issuance, you will be entitled to "Basic Extra 4% Cash Rebate" in the month fulfilled the requirement, the total Cash Rebate amount is up to HK$600.

 

Offer 2: Without spending requirement, you will be entitled to "Apple Pay Extra 4% Cash Rebate" for Eligible Spending through Apple Pay within the first 4 months from card issuance, the total Cash Rebate amount is up to HK$400.

Successful applicant of Dah Sing ONE+ Credit Card is entitled to 0.15% monthly handling fee on "Happy Installment" Plan which you can repay your credit card transactions easily!

 

  • Installment transaction amount is required to be of HK10,000 or above
  • Flexible repayment period 6/12/24/36/48 months
  • Applicable to any local or oversea retail purchase transactions
  • Retail purchase transactions can be combined
  • Quick and easy to apply by phone

 

Application Hotline: 2828 8002 / 24-hour Registration Hotline: 3760 8688

Comprehensive 7 Online Shopping Protections

During Promotion Period, Eligible Cardholder of Dah Sing ONE+ Credit Card will be entitled to a 3-month Complimentary Experience of e+Insurance upon new card activation.

To learn more about Offer, Protections Policy and Major Exclusion, please click here.

 

Remarks:

  • Not applicable to Eligible New Cardholder who ever bought or was gifted the e+Insurance.
  • The Complimentary Experience notice will be sent by SMS.

The Promotion Period is from now to 31 Dec 2017.
Photo is for reference only. Gift is available while stocks last.

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Dah Sing ONE+ Credit Card "Member Get Member" Program

Simply refer a friend to apply Dah Sing ONE+ Credit Card within the Promotion Period, you will be entitled to HK$200 Cash Rebate for every successful referral, with no upper limit.

More friends you refer, more rewards you get!

 

Referee can get up to HK$1,000 Cash Rebate upon successful application of Dah Sing ONE+ Credit Card and fulfilling designated spending within the promotion period!

 

The Promotion Period is from now to 31 Dec 2017.
The promotion is subject to relevant terms and conditions.

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Product Features

  • Local / Overseas retail spending or cash advance and Octopus Automatic Add Value Service
  • Unlimited cash rebate amount

By using Dah Sing Credit Card for Octopus Automatic Add Value Service ("AAVS"), you not only can save the time for queuing up and reloading your Octopus, but also earn 1% cash rebate on your reload amount!

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Act Now!

Enquiry Hotline: 2828 8168

 

To borrow or not to borrow? Borrow only if you can repay!

Subject to relevant terms and conditions. For details, please click here.

General Terms and Conditions:

  1. "Cash Rebate" Scheme:
    1. "Cash Rebate" Scheme ("Cash Rebate") is applicable to Principal Card Cardholders and Supplementary Card Cardholders of Dah Sing ONE+ Platinum Card and Dah Sing ONE+ Titanium Card ("Dah Sing ONE+ Credit Card") issued by Dah Sing Bank, Limited ("the Bank"). "Cash Rebate" earned for each Principal Card and Supplementary Card will be calculated and credited to the credit card accounts respectively.
    2. "Cash Rebate" is calculated based on 1% of the sum of retail purchases, cash advance and Octopus Automatic Add Value Service ("AAVS") amount in each statement cycle. If the rebate amount is with decimal place, the total rebate amount will be rounded up to nearest dollar. "Cash Rebate" is only applicable to the transaction amount of retail purchases, cash advance and Octopus AAVS amount; but excluding the following transactions, including but not limited to autopay, "Happy Installment" installment amount, Cash-in Plan amount, Branch Cash-in amount, balance transfer amount, Stocks Investment Savings Plan, "Payeasy" bill payment amount, "Jet Payment" payment amount, tax payment, interest-free monthly installment amount, "Tap & Go" top-up amount, cheque payment (if applicable), bank handling fee (including but not limited to annual fee, financial charge, late fee and cash advance handling fee, etc.), casino transactions, unposted / cancelled / refunded and all unauthorized transactions. The "Cash Rebate" offer shall be subject to the terms and conditions of the Dah Sing Credit / Debit Card Cardholder Agreement (including RMB Cards), please click here for details.  The Bank reserves the final decision on the applicability of the "Cash Rebate"."
    3. "Cash Rebate" earned by Cardholders will be credited into cardholders' relevant Dah Sing ONE+ credit card account. If customers cancel or charge off relevant transactions after posting "Cash Rebate", the Bank reserves the right to debit the amount equivalent to the value of "Cash Rebate" given to customers from the credit card account without prior notice.
    4. "Cash Rebate" earned in each statement cycle will be credited to credit card accounts in next statement cycle. "Cash Rebate" that posted into credit card account is only applicable for settling new purchases, and cannot be transferred or redeemed for cash.
    5. The Bank will determine the eligibility of Cardholder for entitlement of "Cash Rebate" based on the Cardholders' transaction records held with the Bank. Please refer to the Dah Sing Credit / Debit Card Cardholder Agreement (including RMB Cards) for details.
    6. Cardholders are required to keep all relevant original sales slips. In case of any disputes, the Bank reserves the right to request Cardholders to submit the relevant original sales slips for inspection. All sales slips and other supporting documents submitted to the Bank will not be returned.
  2. Foreign currency transaction and cross-border transactions in Hong Kong currency include transactions in Hong Kong Dollar or Foreign Currencies made outside of Hong Kong, transactions in Foreign Currencies made in Hong Kong and transactions at any merchant not registered in Hong Kong. Please refer to "List of Service Charges for Dah Sing Credit Card/Private Label Card" for the relevant charges.
  3. Cash advance is subjected to respective terms and conditions, please check with the Bank's staff.
  4. Octopus AAVS service is subjected to relevant terms and conditions, please click here for details.
  5. Credit Card Cash-In Plan is only applicable to Principal Cardholder and is not applicable to Supplementary Cardholder(s). Credit Card Cash-In Plan is not eligible to Credit Card Bonus Point Scheme, Instant Cash Reward / Cash Rebate, Mileage Program, and any other Bonus Point Reward Program. The Bank will charge monthly handling fee which equals to a specified percentage of the approved amount, the Bank can change the percentage of such handling fee from time to time. The Plan is subject to relevant terms and conditions. Please refer to the latest promotional leaflet for the updated monthly handling fee and its respective Annualized Percentage Rate ("APR"). The Plan is only applicable to local personal bank account and excludes joint account, credit card account, loan account and overdraft account.
  6. "Happy installment" Plan is only applicable to transaction(s) valued at HK$800 or above (or equivalent in foreign currencies), and applies to combined transaction. All combined transactions must be made under the same Credit Card account and each sales slip amount must be at least HK$300. Cardholder must apply at least 10 working days before payment due date of the transaction(s), as printed on the monthly statement (transaction(s) must be made within recent 2 months for such application) and keep the relevant sales slops for proof. Please refer to www.dahsing.com for the monthly handling fee and its respective APR(s). "Happy Installment Plan" is not eligible to Credit Card Bonus Point Scheme, Instant Cash Reward / Cash Rebate, Mileage Program and any other Bonus Point Reward Program. The Bank reserves the right to accept or reject the application without the need to provide reasons. In case of any disputes, the decisions of the Bank shall be final. The Plan shall be subject to the terms and conditions of "Happy Installment" Plan/ The relevant terms and conditions can be downloaded from www.dahsing.com or available through contacting Dah Sing Credit Card Centre Customer Service Hotline at 2828 8168.
  7. There will be HK$20 charge for credit card physical statement while no charge for credit card e-Statement service starting from 1 January, 2018. For the credit card e-Statement service details, terms and conditions, please visit www.dahsing.com/card/estatement.
  8. The Terms and Conditions contained herein shall form part of the Agreement governing the use of Dah Sing Credit Card and shall be construed accordingly. In case of any conflict between these Terms and Conditions and the Agreement, these Terms and Conditions shall prevail.
  9. The Bank reserves the right to amend these terms and conditions or cancel the offer at any time without prior notice. All matters and disputes will be subject to the final decision of the Bank.
  10. In case of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

 

General Terms and Conditions of Welcome Offers:

  1. Promotion period is valid from 15 August 2017 to 31 December 2017 (both dates inclusive) ("Promotion Period").
  2. Welcome offer is only applicable to brand new Principal cardholders (i.e. did not hold and/ or cancel any Principal or Supplementary Credit Card issued by Dah Sing Bank, Limited ("The Bank") in the past 12 months) who successfully apply for Dah Sing ONE+ Credit Card ("Eligible Card") within the Promotion Period ("Eligible Cardholder"). Each Eligible Cardholder can only enjoy the welcome offer ONCE regardless of the number of Principal Card applied.
  3. Eligible Cardholder will be entitled to relevant welcome offer(s) on Eligible Spending conducted with the new card and fulfilled the corresponding spending requirement(s) within the first 4 months from the new card issuance date ("Spending Period"), maximum HK$1,000 cash rebate can be rewarded (including the cash rebate of offer 1 and offer 2 mentioned below). The cut off day of the first month of the Spending Period will be defaulted to the last day of the following month of the card issuance month.  Example1: 1 March is the card issuance date, the first spending period would be from 1 March to 30 April; the second spending period would be from 1 May to 31 May; the third spending period would be from 1 June to 30 June; and the fourth spending period would be from 1 July to 31 July. Example 2: 11 March is the card issuance date, the first spending period would be from 11 March to 30 April; the second spending period would be from 1 May to 31 May; the third spending period would be from 1 June to 30 June; and the fourth spending period would be from 1 July to 31 July.
  4. The Bank will determine the cardholder's eligibility for entitlement of the welcome offer(s) based on the cardholders' transaction records held with the Bank. The relevant credit card should maintain as valid and in good credit standing during the entire Promotion Period, Spending Period and when the welcome offer is received. The relevant transactions must be posted and would be counted according to the Bank's record and the posting date. Otherwise, the Bank reserves the right to forfeit Eligible Cardholders' welcome offer(s) without prior notice.
  5. Cardholders are required to keep all relevant original sales slips. In case of any disputes, the Bank reserves the right to request cardholders to submit the relevant original sales slips and other supporting documents for inspection. All sales slips and other supporting documents submitted to the Bank will not be returned.
  6. The welcome offer(s) i.e. the rebate amount is only applicable for settling new purchases; it is not transferable, cannot  redeem for cash, withdraw as cash advance nor transfer to any gift or any discount.
  7. If Cardholder has redeemed the welcome offer and cancels his/her new credit card within 13 months from card issuance date, the Bank reserves the right to debit a handling fee of HK$300 from the relevant Principal Card account without prior notice.
  8. The Bank reserves the right to amend these Terms and Conditions or cancel/ amend/ terminate the offer(s) at any time without prior notice. All matters and disputes will be subject to the final decision of the Bank.
  9. The Terms and Conditions contained herein shall form part of the Agreement governing the use of the Dah Sing Credit Card and shall be construed accordingly. In case of any conflict between these Terms and Conditions and the Agreement, these Terms and Conditions shall prevail.
  10. In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

 Offer 1: Up to HK$600 Cash Rebate

  1. Each Eligible Cardholder is entitled to the extra 4% cash rebate upon accumulating Eligible Spending of HK$3,000 or above each month within the Spending Period and a maximum extra cash rebate amount of HK$150 can be rewarded each month, the maximum rebate amount for the whole Spending Period (i.e. 4 months in total) is HK$600("Basic Extra 4% Cash Rebate"). If the cardholder does not meet the Eligible Spending requirement of HK$ 3,000 or more in one of the months of the Spending Period, while fulfilling such requirement in the other months, the Basic Extra 4%Cash Rebate for the other months will not be affected.
  2. "Eligible Spending" includes retail purchase, cash advance, autopay, recurring payment amount (e.g. Octopus Automatic Add Value Service, Autotoll Automatic Top-up Services, etc.), Stocks Investment Savings Plan, interest-free monthly installment amount, gift redemption amount (if applicable), cheque payment amount (if applicable); but excluding the following transactions, including but not limited to Mobile Payment Transaction through mobile application(s) that is/are made available by the Bank from time to time (e.g. Apple Pay, Android PayTM, Samsung Pay, etc.), Mobile Transfer Transactions (e.g. PayMe, WeChat Pay, TNG, Tap & Go, etc.), "Happy Installment" installment amount, Cash-in Plan amount, Branch Cash-in amount, balance transfer amount, bank handling fee (including annual fee, financial charge, late fee and cash advance handling fee, etc), "Payeasy" bill payment amount, "Jet Payment" payment amount, casino transactions, unposted / cancelled / refunded and all unauthorized transactions. Eligible Spending of Supplementary Card will be combined to the Principal Card account. The Bank reserves the final decision for determining if the transaction fulfills the welcome offer requirement.
  3. Basic Extra 4% Cash Rebate will be credited to the Eligible Card account of Eligible Cardholder within 2 months after that corresponding spending month and posted on statement. If the rebate amount is with decimal place, the total rebate amount will be rounded up to the nearest dollar.

 Offer 2: Apple Pay Up to HK$400 Cash Rebate

  1. Each Eligible Cardholder is entitled to the extra 4% cash rebate for all Apple Pay Eligible Spending within the Spending Period and a maximum extra cash rebate amount of HK$100 can be rewarded each month, the maximum rebate amount for the entire Spending Period (i.e. 4 months in total) is HK$400 ("Apple Pay Extra 4% Cash Rebate").
  2. Unless otherwise specified, Apply Pay Eligible Spending refers to contactless or in-App retail transactions made via Apple Pay by Eligible Card ("Apple Pay Eligible Spending"), but excluding the following transactions, including but not limited to unposted/ cancelled/ refunded and any unauthorized transactions. Apple Pay Eligible Spending of Supplementary Card will be combined to the Principal Card account. Apple Pay Eligible Spending is based on transaction date and the transaction records held with the Bank.
  3. Apple Pay Extra 4% Cash Rebate will be credited to the Eligible Card account of Eligible Cardholder within 2 months after that corresponding spending month and posted on statement. If the rebate amount is with decimal place, the total rebate amount will be rounded up to the nearest dollar.
  4. Eligible Cardholder should hold the Eligible Card, which is still binding with Apple Pay and with valid Device Account Number, and maintain it as valid and in good credit standing during the entire Promotion Period and when the relevant cash rebate is credited by the Bank. The relevant transactions must be posted. Otherwise, the Bank reserves the right to forfeit Eligible Cardholders' cash rebate rewarded without prior notice.
  5. Offers shall be terminated immediately upon cessation of the relevant mobile payment service provider's business.
  6. The Bank is not the supplier of the above-mentioned products and services. Any enquiry, comment or complaint about the quality of relevant products or services should be directed to the relevant mobile payment service provider. The Bank shall not be responsible for any matter in relation to relevant products or services. Apple Pay ("Apple Pay") is provided by Apple Inc. (including its subsidiaries and affiliates, "Apple"). For enquiry, please click here.
  7. The registration, activation or use of the Eligible Card for the Apple Pay with  Privacy Policy by Apple is applied. Details for Privacy Policy, please click here.
  8. The registration, activation or use of the Eligible Card for the Apple Pay with terms and conditions by the Bank is applied. For relevant terms and conditions, please refer to www.dahsing.com/card/MobilePaymentServicetnc.
  9. The Bank and mobile payment service provider reserve the right to cancel or amend the offers or to amend these Terms and Conditions at any time without prior notice.
  10. Apple Pay works with iPhone 6 and later in stores, Apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in Apps and website; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, click here.
  11. Apple, the Apple Logo, Apple Pay, Apple Watch, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

 

Dah Sing ONE+ Credit Card "Happy Installment" Plan Promotion ("The Promotion"):

  1. Promotion period is from 1 June 2017 to 31 December 2017 (both dates inclusive) ("The Promotion Period").
  2. The Promotion is only applicable to brand new Principal cardholders (i.e. did not hold/cancel any Principal or Supplementary Credit Card issued by Dah Sing Bank, Limited ("The Bank") in the past 12 months) who successfully apply for Dah Sing ONE+ Credit Card within the Promotion Period ("Eligible Cardholder").
  3. Eligible Cardholder who successfully applies for the "Happy Installment" Plan ("the Plan") within the Promotion Period with the installment transaction amount of HK$10,000 or above is entitled to 0.15% monthly handling fee.
  4. The Annualized Percentage Rates ("APR") for 0.15% monthly handling fee based on HK$10,000 installment transaction amount are 3.19% (6-month), 3.51% (12-month), 3.55% (24-month), 3.55% (36-month),3.66% (48-month).
  5. APR is calculated based on the Net Present Value method according to the Code of Banking Practice and is rounded to the nearest two decimal places. An APR is a reference rate which includes the monthly handling fee and other fees and charges of a product expressed as an annualized rate.
  6. For other Terms and Conditions of the Plan, please refer to www.dahsing.com/card/installment/ or check with the Bank's staff.
  7. The Bank reserves the right to terminate or to amend the above offer and Terms and Conditions at anytime without prior notice. In case of dispute, the decision of the Bank shall be final and conclusive.
  8. The Terms and Conditions contained herein shall form part of the Agreement governing the use of Dah Sing Credit Card and shall be construed accordingly. In case of any conflict between these Terms and Conditions and the Agreement, these Terms and Conditions shall prevail.
  9. In the event of any discrepancy between the Chinese version and English version, the Chinese version shall prevail.

 

"e+ Insurance " 3-month free trial:

  1. From now till 31 December 2017, Eligible New Cardholders who successfully apply for Dah Sing ONE+ credit card and activate the new card, will be entitled to a 3-month Complimentary Experience of e+ Insurance. The offer is subjected to relevant terms and conditions, please click here for details.
  2. "Online Shopping Insurance" is underwritten by Dah Sing Insurance Company (1976) Limited ("Dah Sing Insurance"). The Bank is an authorized insurance agent of Dah Sing Insurance. Dah Sing Insurance reserves the right of final approval of the enrollment of the insurance plans. For the policy coverage, detailed terms and conditions and policy exclusions of "Online Shopping Insurance", please click here.

 

Terms and Conditions of Dah Sing ONE+ Credit Card "Member Get Member" Program:

  1. The offer is subject to relevant terms and conditions. For details, please click here.