Regulatory Disclosures - Banking (Disclosure) Rules

30 June 2023

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$300,000,000 Fixed Rate Notes due November 2031 with the first optional redemption date on 2 November 2026 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$150,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2027
- Terms and Conditions

31 March 2023

31 December 2022

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$300,000,000 Fixed Rate Notes due November 2031 with the first optional redemption date on 2 November 2026 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$150,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2027
- Terms and Conditions

8 December 2022

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$300,000,000 Fixed Rate Notes due November 2031 with the first optional redemption date on 2 November 2026 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$150,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2027
- Terms and Conditions

30 September 2022

30 June 2022

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$300,000,000 Fixed Rate Notes due November 2031 with the first optional redemption date on 2 November 2026 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

31 March 2022

31 December 2021

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$300,000,000 Fixed Rate Notes due November 2031 with the first optional redemption date on 2 November 2026 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

30 November 2021

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$300,000,000 Fixed Rate Notes due November 2031 with the first optional redemption date on 2 November 2026 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

30 September 2021

30 June 2021

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

31 March 2021

31 December 2020

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

30 September 2020

30 June 2020

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular

Pricing Supplement

US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

31 March 2020

29 February 2020

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circula

Pricing Supplement

US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circula

Pricing Supplement

US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

31 December 2019

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

30 September 2019

30 June 2019

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

31 March 2019

28 February 2019

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2029 with the first optional redemption date on 15 January 2024 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

31 December 2018

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

30 September 2018

30 June 2018

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

31 March 2018

31 December 2017

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$115,000,000 Additional Tier 1 Capital Securities with the first optional redemption date on 8 December 2022
- Terms and Conditions

30 September 2017

30 June 2017

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

31 March 2017

28 February 2017

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

31 December 2016

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$200,000,000 Fixed Rate Notes with the first optional redemption date on 17 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
S$225,000,000 Fixed Rate Notes due February 2022 with the first optional redemption date on 9 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$250,000,000 Fixed Rate Notes due November 2026 with the first optional redemption date on 30 November 2021 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

Countercyclical Capital Buffer Ratio

30 June 2016

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$200,000,000 Fixed Rate Notes with the first optional redemption date on 17 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
S$225,000,000 Fixed Rate Notes due February 2022 with the first optional redemption date on 9 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

Countercyclical Capital Buffer Ratio

31 December 2015

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$200,000,000 Fixed Rate Notes with the first optional redemption date on 17 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
S$225,000,000 Fixed Rate Notes due February 2022 with the first optional redemption date on 9 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

30 June 2015

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$200,000,000 Fixed Rate Notes with the first optional redemption date on 17 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
S$225,000,000 Fixed Rate Notes due February 2022 with the first optional redemption date on 9 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

31 December 2014

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$200,000,000 Fixed Rate Notes with the first optional redemption date on 17 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
S$225,000,000 Fixed Rate Notes due February 2022 with the first optional redemption date on 9 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

30 June 2014

Main Features of the Tier 2 Capital US$225,000,000 Fixed Rate Notes January 2024 with the first optional redemption date on 29 January 2019

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$200,000,000 Fixed Rate Notes with the first optional redemption date on 17 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
S$225,000,000 Fixed Rate Notes due February 2022 with the first optional redemption date on 9 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$225,000,000 Fixed Rate Notes due January 2024 with the first optional redemption date on 29 January 2019 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

29 January 2014

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

31 December 2013

Terms and conditions of the instruments included in the capital base (the following documents are available in English version only)

Ordinary share capital in Common Equity Tier 1 Capital
- Memorandum and Articles of Association
US$225,000,000 Fixed Rate Notes due February 2020 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
US$200,000,000 Fixed Rate Notes with the first optional redemption date on 17 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement
S$225,000,000 Fixed Rate Notes due February 2022 with the first optional redemption date on 9 February 2017 in Tier 2 Capital
- Offering Circular
- Pricing Supplement

30 June 2013