Dah Sing Bank, Limited - Personal - Mortgage

Meeting Your Needs to Help You Acquire Residential Properties with Ease

The financial need for mortgages varies from individual to individual. The mortgage application is open for residential units, Tong Lau, village type house, commercial units, industrial units and retail shops etc.Whether you are paid a fixed monthly salary, commissions or cash, as long as you can provide us proof of income in any form, The Dah Sing Bank Residential Mortgage Plan can help you buy your own property easily, obtain extra financial flexibility and allow you to realise your dreams immediately!

Loan-to-Value Ratio

Up to 70% of the property’s purchase price or appraised value, whichever is lower.

Loan Tenure

Up to 30 years.

Mode of Contribution

Flexible contribution modes are available according to your financial needs.

Privileged Interest Rate as low as	Cash Rebate up to % of loan amount
Preferential Plan – "Low Interest Rate"
[NEW] P-3.05%	0.90%
Preferential Plan – "Low Early Redemption Penalty"
[NEW]P-2.55%	N/A

Note:

1.	The Residential Mortgage Plan offers are applicable to residential estates that are registered under an individual or limited company name. For enquiries, please check with our staff of Dah Sing Branches.
2.	"P" refers to the prevailing HKD Prime Rate quoted by Dah Sing Bank from time to time.
3.	The terms & conditions of above mortgage plans are for reference only, actual and final loan terms will be specificed in the documents to be signed by the customer.
4.	Dah Sing Bank reserves the right to revise or cancel the above offers and/or amend the terms and conditions at any time without prior notice.
5.	The above mortgage plans are subject to relevant terms and conditions. Please contact our staff at branches of Dah Sing Bank for details.

Other Privileges

	Waive credit card annual fee.
	Household Contents Insurance premium waiver for six months in the first year^.
	Complimentary fire insurance for the first year.