The Hong Kong Interbank Offered Rate (HIBOR) is adopted as the basis for mortgage rates
Interest rate ceiling during the loan tenor
Upon each renewal, the interest rate will be revised according to the current HIBOR and compared against the interest rate ceiling to determine the lower of the two rates which will be the actual mortgage interest rate after renewal
If you expect the interest rate to rise, you may choose a longer tenure so as to minimise the impact of an interest rate increase during the repayment period. If you expect a drop or minor fluctuations in the interest rate, you may consider choosing a shorter HIBOR tenure in order to benefit from a lower mortgage interest rate at a later date
The Hong Kong Interbank Offered Rate (HIBOR) is adopted as the basis for mortgage rates
Interest rate ceiling during the loan tenor
Upon each renewal, the interest rate will be revised according to the current HIBOR and compared against the interest rate ceiling to determine the lower of the two rates which will be the actual mortgage interest rate after renewal
If you expect the interest rate to rise, you may choose a longer tenure so as to minimise the impact of an interest rate increase during the repayment period. If you expect a drop or minor fluctuations in the interest rate, you may consider choosing a shorter HIBOR tenure in order to benefit from a lower mortgage interest rate at a later date
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Eligibility
You must be aged 18 or above
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This service / product is not targeted at customers in the EU
The Residential Mortgage Plan offers are applicable to residential estates that are registered under an individual or limited company name. For enquiries, please check with our staff of Dah Sing Branches.
"P" refers to the prevailing HKD Prime Rate quoted by Dah Sing Bank from time to time.
The Hong Kong Interbank Offered Rate (HIBOR) is the reference rate for the HIBOR Mortgage Plan.
The interest rate and cash rebate of the above mortgage plan is applicable to customers with loan amount not less than HKD1,000,000.
The terms & conditions of above mortgage plans are for reference only, actual and final loan terms will be specified in the documents to be signed by the customer.
Dah Sing Bank reserves the right to revise or cancel the above offers and / or amend the terms and conditions at any time without prior notice.
The above mortgage plans are subject to relevant terms and conditions. Please contact our staff at branches of Dah Sing Bank for details.
The approval of credit card will be processed separately and after the drawdown of the mortgage loan. Dah Sing Bank reserves the right for final approval.
The offers for insurance are valid until 31 Dec 2024. The above offers are only applicable to customers insured with Dah Sing Insurance Company (1976) Limited. Please contact our staff at Dah Sing Bank Branches for details about the above offers and terms.