Dah Sing Bank offers you a variety of Government Housing Scheme Mortgage Plans including the Tenants Purchase Scheme, the Home Ownership Scheme, the HOS Secondary Market Scheme and so on. Dah Sing Bank can help you purchase a residential property with ease – be it an HOS or other government housing.

Home Ownership Scheme  Maximum loan amount equal to 95% (green form) or 90% (white form) of the property value Loan tenure up to 25 years

Sandwich Class Housing Scheme Maximum loan amount equal to 90% of the property value. Loan tenure up to 30 years

Tenants Purchase Scheme  Maximum loan amount is 100%# of the property’s purchase price, with loan tenure of up to 25 years No partial repayment charge or early redemption fee. # Excluding deposit/intention money paid to the Hong Kong Housing Authority.

Urban Renewal Relocation Loan  Maximum loan amount equal to 90% of the compensation balance offered by the Urban Renewal Authority and the Hong Kong Housing Society, with a minimum loan amount of HKD100,000. Loan tenure can be as long as one year or until the transaction date as stipulated in the sale and purchase contract of the original property, whichever is the sooner. Only the loan interest is paid during the loan period and then a one-off repayment of the principal amount is paid on the due date.