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Features


Applicable APR ranges from 2.49% - 36.00%, with a repayment tenor ranging from 6 - 24 months.

For example: Assume the loan amount is HKD2,000,000, with 6-month loan tenor and 0.120% monthly flat rate, the APR is 2.49%, the total interest is HKD14,398 and your total repayment amount is HKD2,014,398.

APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places and may vary for individual customers. Customers should refer to the loan confirmation letter for the relevant information. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.

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Eligibility

You must be aged 18 or above

You must be employed in Hong Kong

You must be a Hong Kong resident

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For instantly approved loan amount

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QR Code Download Dah Sing Bank Mobile App

For instantly approved loan amount

Scan the QR Code below
QR Code Download Dah Sing Bank Mobile App

Product Enquiry / Enquiry of Promotion

Product Enquiry / Enquiry of Promotion

Product Enquiry / Enquiry of Promotion

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QR Code for WhatsApp us for call back

Scan the QR Code below*
QR Code for WhatsApp us for call back

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*If you do not provide the required information (including but not limited to Your Name) in the WhatsApp appointment, our bank staff cannot proceed to contact you to follow-up your enquiry and no separate notice will be issued.



Depending on actual data transmission speeds, the whole online application process (including approval) may take approximately 15 minutes.


To borrow or not to borrow? Borrow only if you can repay!

The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.


Subject to relevant terms and conditions. For details, please click here.

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