The promotion period runs until 31 Dec 2023.
Credit Limit up to HKD1,000,000 or 10 Times Your Monthly Income (Whichever is Lower)
Interest Rates as low as 8.8% p.a.
First Year Annual Fee Waiver
Instant Approval via "e-Express Loan Application"
For the terms and conditions of the Octopus and Automatic Add Value Service, please check the leaflet attached with the application form. The Card Replacement Fee for the Octopus In-Money App Card is HKD150 per card.
APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places and may vary for individual customers. Customers should refer to the loan confirmation letter for the relevant information. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
*If you do not provide the required information (including but not limited to Your Name) in the WhatsApp appointment, our bank staff cannot proceed to contact you to follow-up your enquiry and no separate notice will be issued.
Depending on actual data transmission speeds, the whole application process (including approval) may take approximately 15 minutes.
To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
Subject to the relevant terms and conditions. For details, please click here.