Apply now to enjoy APR as low as 1.38% and extra cash rebate! Only HKID Card is required for instant approval and loan disbursement.
APR as low as 1.38%
Loan Amount up to HKD2,000,000 or 14 Times Your Monthly Income (whichever is lower)
Repayment tenor up to 60 months
Only HKID Card is required, no need submit address & income proof for instant approval and loan disbursement
Welcome New Job Starters
Flexible Financial Solutions
Applicable APR ranges from 1.38%-48%, with a repayment tenor ranging from 6-60 months.
For example: Assume the approved loan amount is HKD1,000,000, with a 12-month loan tenor and 0.1037% monthly flat rate, APR including HKD5,000 cash rebate is 1.38%, the total interest is HKD12,440, and your total repayment amount is HKD1,012,440.
APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places and may vary for individual customers. Customers should refer to the loan confirmation letter for the relevant information. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
*If you do not provide the required information (including but not limited to Your Name) in the WhatsApp appointment, our bank staff cannot proceed to contact you to follow-up your enquiry and no separate notice will be issued.
Depending on actual data transmission speeds, the whole application process (including approval) may take approximately 15 minutes.
To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
Subject to the relevant terms and conditions. For details, please click here.