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Features


Applicable APR ranges from 1.38%-48%, with a repayment tenor ranging from 6-60 months.

For example: Assume the approved loan amount is HKD1,000,000, with a 12-month loan tenor and 0.0925% monthly flat rate, APR including 1-month payment holiday and HKD2,500 cash rebate is 1.38%, the total interest is HKD11,096, and your total repayment amount is HKD1,011,096.

APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places and may vary for individual customers. Customers should refer to the loan confirmation letter for the relevant information. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.

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Eligibility

You must be aged 18 or above

You must be employed in Hong Kong

You must be a Hong Kong resident

Apply Now

Apply via "e-Express Loan Application" for instantly approved loan amount and loan disbursement3,4

Scan the QR Code below
QR Code Download Dah Sing Bank Mobile App

Apply via "e-Express Loan Application" for instantly approved loan amount and loan disbursement3,4

Scan the QR Code below
QR Code Download Dah Sing Bank Mobile App

Depending on actual data transmission speeds, the whole application process (including approval) may take approximately 15 minutes.


To borrow or not to borrow? Borrow only if you can repay!

This service / product is not targeted at customers in the EU


Subject to the relevant terms and conditions. For details, please click here.

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