General Insurance Premium Discount Offer

Terms and Conditions of "Premium Discount":

1. The promotion period of enrolling JourneySure / HomeSure / MaidSure / Overseas StudySure is from now on to 31 Mar 2026 (both dates inclusive).
2. The promotion period of enrolling JourneySure / HomeSure via log in to Dah Sing Mobile Banking is from now on to 30 Jun 2026 (both dates inclusive).
3. From now on to 31 Mar 2026 , customers will get the first year of premium discount for enrolling JourneySure / HomeSure / MaidSure / Overseas StudySure via Dah Sing Branches / Dah Sing Bank Customer Service Hotline.

   Designated general insurance product	First year of premium discount
   JourneySure / HomeSure / MaidSure	Up to 25%
   Overseas StudySure	Up to 20%

   From now on to 30 Jun 2026 , customers will get the first year of premium discount for enrolling JourneySure / HomeSure via log in to Dah Sing Mobile Banking.

   Designated general insurance product	First year of premium discount
   JourneySure / HomeSure	Up to 30%

4. This offer is not applicable to customers who are currently holding or have cancelled any annual policy of travel insurance plan (for the same insured person), home insurance plan (for the same insured property), any domestic helper insurance plan or any policy of hospital cash insurance plan (for the same insured person) underwritten by Dah Sing Insurance within the past 3 months from the date of any new application.
5. Dah Sing Insurance reserves the right of the final approval of the enrolment of the JourneySure, HomeSure, MaidSure and Overseas StudySure.
6. Dah Sing Bank and Dah Sing Insurance reserve the right to terminate or amend the above offer without prior notice to customers. Should there be any dispute, the decision of Dah Sing Bank and Dah Sing Insurance should be final.
7. The above information is only a summary for easy reference rather than the details of the plan coverage. Please contact Dah Sing Insurance (Enquiry hotline: 2808 5000) for detailed plan coverage, eligibility for enrolment and exclusions. Customers can also request a copy of the policy terms and conditions from Dah Sing Insurance for details.
8. In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
9. This service / product is not targeted at customers in the EU.

Terms and Conditions of "Private Motor Car Insurance Switch Plan Offer":

1. The promotion period is from now until 31 Dec 2026 (both dates inclusive) ("Promotion Period”).
2. The Offer is only applicable to the below applicant ("Eligible Applicant"):
   • The applicant and driver(s) must be aged 25 or above;
   • The applicant and driver(s) must have more than 2 years private motor car driving experience;
   • The applicant and driver(s) must have no claim record or suspended driving license in the past 3 years;
   • The applicant and driver(s) must not incur more than 8 accumulative driving offence points in the past 3 years;
   • The applicant and driver(s) must not have any history of termination or cancellation of private motor car insurance policy contracts by other insurance companies in the past 3 years;
   • The value of the insured private motor car cannot exceed HKD1,500,000 (For private motor car valued HKD1,500,000 or above, please refer to Dah Sing Insurance Underwriting team for offer quotation); and
   • Occupation of the applicant and named driver(s) cannot be artist, garage workers, models, students or media photographer
3. Eligible Applicant is required to apply for switching the relevant insurance plan at any of the Bank's branches and provide the relevant supporting documents including but not limited to the existing valid private motor plan renewal notice issued by other insurance company (the "Renewal Notice") for Dah Sing Insurance's approval during the Promotion Period to enjoy the Private Motor Car Insurance Switch Plan Discount.
   • 10% off based on the premium stated on the existing Comprehensive Motor Insurance Renewal Notice
4. Only applicable to annual policy and minimum annual premium (after the above promotional discount) HKD3,000 plus levies imposed by Motor Insurers' Bureau of Hong Kong and other levies (if any).
5. Only applicable for enrolling Dah Sing Insurance Private Motor Car Insurance with equivalent amount to the existing valid private motor plan Renewal Notice which is not underwritten by Dah Sing Insurance.
6. Not applicable to all Tesla models.
7. Excess amount and other terms & conditions will be subject to standard Dah Sing's Motor Insurance.