SunWell Essential Care
It is a participating insurance plan that offers comprehensive cancer coverage to fit your lifestyle and budget
SunWell Essential Care is a life insurance plans and is not bank deposits. It is underwritten by Sun Life Hong Kong Limited (Incorporated in Bermuda with limited liability) ("Sun Life") and distributed by Dah Sing Bank, Limited ("Dah Sing Bank"). The below information is only a brief description of the insurance product and does not contain the full terms of the policy which can be found in the relevant policy contract.
Features
Comprehensive cancer protection
Early stage cancer with up to 2 claims and cancer with up to 3 claims. The plan also includes the SunCash Support Benefit for up to 2 claims, offering essential financial assistance for incidental expenses throughout your recovery journey and alleviating financial strain.
Simplified underwriting questions focuses on cancer risks
May accept customers with a variety of other health conditions such as heart attack/stroke that traditional critical illness protection plans may decline.
Flexibility tailored to you
Tailor your coverage for peace of mind with the flexible rider feature, offering personalized solutions to enhance your security.
Coverage Reload Benefit
The Coverage Reload Benefit automatically replenishes your coverage amount by restoring previous claims paid out for Early Stage Cancer Conditions and will pay out again upon the first claim of the Cancer Benefit, thus ensuring continuous protection against future uncertainties.
Premium Waivers
This plan offers different premium waivers for events such as cancer or early-stage cancer diagnoses, as well as the loss of a parent or guardian, easing financial pressures during challenging times.
With optional rider benefit:Cancer Protector Plus
For more details, please refer to Product Brochure.
Dah Sing Bank, registered as a licensed insurance agency (Insurance Intermediary License No: FA3022), is the authorized licensed insurance agency of Sun Life and distributes the insurance products for Sun Life. The life insurance products distributed by Dah Sing Bank are underwritten by Sun Life and are products of SunLife but not Dah Sing Bank. Life insurance products are not bank deposits nor bank saving plans with free life insurance coverage.
The information on this webpage is for reference only and is intended to be published in Hong Kong only. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any insurance plans. Customers should choose relevant insurance product according to their own or actual needs and their financial affordability. Information on this website is intended as a general summary only but does not mention the policy coverage, policy exclusions, key product risks, important notes nor terms and conditions of the relevant life insurance product in details. Customers should read, fully understand and accept the terms and conditions, policy coverage, policy exclusions, premium, key product risks, important notes, policy dividends (if applicable), investment policy (if applicable), etc. stated in the relevant documents and policy contract before applying for any life insurance plans. Sun Life is solely responsible for all coverage and compensation, and reserves the right of final approval of the relevant insurance plan.
Customers are subject to the credit risk of Sun Life. (If the customer discontinues and / or surrenders the life insurance plan in the early policy years, the amount of the benefits the customer will get back may be considerably less than the amount of the premium the customer has paid.
The past, current, projected and / or potential benefits and / or returns (e.g. bonuses, non-guaranteed coupons, interests) are not guaranteed and are for illustrative purposes only. The actual future amounts of benefits and / or returns may be lower than or higher than the currently quoted benefits and / or returns.) Only applicable to savings products.
In respect of an eligible dispute (eligible dispute as defined in the Terms of Reference for Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Dah Sing Bank and the customer out of the selling process or processing of the related transaction, Dah Sing Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
Other Products and Offers
