Promotion Name or Product Name hide Apply Now /html/en/index.html _self hide _self

Many parents plan overseas education to secure their children's future. However, high tuition and living costs can place considerable financial pressure for families. Establishing a robust education reserve early is therefore essential to keeping those plans on track.

Savings & life insurance plan combines both savings and protection functions, making it one of the appropriate solutions to build the reserve for education funding^:
Plan early, prepare with confidence.
Potential non-guaranteed dividends serving as additional reserves
When your child enters university, parents may flexibly withdraw funds¹ to cover tuition and living expenses
Retaining life protection to provide a comprehensive financial safety net


Moreover, certain savings & life insurance plans offer multi-currency options and conversion features², enabling parents to manage exchange rate fluctuations flexibly and may reduce related risks. Even if unforeseen events occur during the contribution period, some policies include premium waivers or continued coverage, safeguarding your child’s future.


Plan early, prepare with confidence.

Overseas education is one of the most significant investments a family can make. By planning ahead, you can build a solid foundation for your child’s academic journey and face future challenges with greater confident.

Offer

During the promotion period, customers who successfully apply for a designated Life Insurance plan (the "Plan") and meet the specified requirements can enjoy a premium rebate of up to 30% of the Annualized First Year Premium (the "Offer").*

*The Offer and the Plan are subject to relevant terms and conditions. For details of premium rebate offer, please click here.


Learn More about the Offers and the Plans

Remarks:

  1. Subject to the relevant terms and conditions. Any withdrawal may reduce the amount of the policy and be deemed as partial surrender, which will reduce the long-term value of the policy.
  2. Subject to the relevant terms and conditions. Any transaction involving conversion between policy currency and other currencies would be exposed to foreign exchange risks. Besides, when the currency change option is exercised, the mix of the guaranteed cash value and the non-guaranteed return (if applicable) may be affected and the guaranteed cash value may be lower. After changing the policy currency, the future guaranteed cash value, the non-guaranteed return (if applicable) and any future premiums may be higher or lower than the corresponding values before exercising this option.

^Source: (Chinese version only) https://wwwsunlifecomhk/zh-hant/life-moments/parenting/education-fund-insurance/

Updated on 2026-06-01

Dah Sing Bank, Limited ("Dah Sing Bank"), registered as a licensed insurance agency (Insurance Intermediary License No: FA3022), is the authorized licensed insurance agency of Sun Life Hong Kong Limited (Incorporated in Bermuda with limited liability) ("Sun Life HK") and distributes the insurance products for Sun Life HK.

The life insurance products distributed by Dah Sing Bank are underwritten by Sun Life HK and are products of Sun Life HK but not Dah Sing Bank. Life insurance products are not bank deposits nor bank saving plans with free life insurance coverage.

This webpage contains general information only. In addition, the information above is for reference only and does not contain the full terms of the relevant products. It is intended to be published in Hong Kong only. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any insurance plans.

Customers should choose relevant insurance product according to their own or actual needs and their financial affordability. Customers should read, fully understand and accept the terms and conditions, policy coverage, policy exclusions, premium, key product risks, important notes, policy dividends (if applicable), investment policy (if applicable), etc. stated in the relevant documents and policy contract before applying for any life insurance plans. For more details of the product features including the risk disclosure, please refer to product brochure.

Please refer to a sample policy contract, which will be provided upon request by Sun Life HK, for details including definitions, full terms and conditions, and exclusions. Sun Life HK is solely responsible for all coverage and compensation, and reserves the right of final approval of the relevant insurance plan. Policyholders are subject to the credit risk of Sun Life HK. If policyholder discontinues and / or surrenders the life insurance plan in the early policy years, the amount of the benefits the policyholder will get back (if any) may be considerably less than the amount of the premium the policyholder has paid. The past, current, projected and / or potential benefits and / or returns (e.g. bonuses, non-guaranteed coupons, interests) are not guaranteed and are for illustrative purposes only. The actual future amounts of benefits and / or returns may be lower than or higher than the currently quoted benefits and / or returns. If there is any conflict between the policy contract and this email, the policy contract shall prevail.

In respect of an eligible dispute (as defined in the Terms of Reference for Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Dah Sing Bank and the customer out of the selling process or processing of the related transaction, Dah Sing Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.

The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.

Other Products and Offers