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Eligibility

You must be aged 18 or above

You must be holding a Hong Kong ID card
and home visit permit

You must provide an address proof

You must provide a real name registered
China mobile number

Terms and Conditions:

  1. The unlimited remittance fee waiver includes remittance fee charged by Dah Sing Bank of Hong Kong and Dah Sing Bank (China) Limited on the transfer of fund from Dah Sing Bank of Hong Kong to Dah Sing Bank (China) Limited, and cross-border clearing charges by clearing bank. This service may change in response to regulatory requirements and updated business strategy without giving prior notice. To enjoy the fee waiver, each remittance should be RMB 50,000 or above. For any enquiries related to the Services, please visit Dah Sing China Service Centers or call the customer service hotline of Dah Sing Bank (China) Limited (2507 8712 or +86-400-882-8893).

Important Notice to Customers:

  1. There is foreign exchange control in Mainland China. Customers should take note of the limitations on Renminbi ("RMB") remittance: The maximum amount for remittance of RMB from Hong Kong to Mainland bank is RMB 80,000 per day per person, and remitter and beneficiary should be in the same name. Only unused portion of remitted RMB funds with interest earned can be repatriated to Hong Kong. Customers must make arrangements with Dah Sing Bank (China) Limited, and should produce his/her valid identification documents (Mainland Travel Permit For Hong Kong and Macau Residents), and funds can be remitted to Hong Kong in about several days. For detailed repatriation procedures, please make enquires with Dah Sing Bank (China) Limited directly.
  2. Exchange of RMB to HKD or other currencies is subject to currency exchange rate fluctuation. Customers should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to exchange controls imposed by the PRC government, the exchange rate may be easily affected by change in government policies.
  3. Funds remitted to and placed with Dah Sing Bank (China) Limited are not protected under the Deposit Protection Scheme in Hong Kong.
  4. Dah Sing Bank (China) Limited is a bank licensed in and carrying on business in the Mainland China, but not an authorized institution within the meaning of the Banking Ordinance (Cap.155).
  5. Dah Sing Bank, Limited is not an agent of Dah Sing Bank (China) Limited in the account opening process. The latter shall have sole and absolute discretion in accepting or rejecting an application for opening an account with it. Dah Sing Bank, Limited accepts no responsibility in providing the Account Opening Witness Services.
  6. Customers are free to send money to other accounts, please however note that not all Mainland banks conduct outward remittance service and this could affect customer's ability to remit the funds back to Hong Kong.

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