"Priority Pass Airport Lounges" Privileges

Terms and Conditions of Priority Pass Airport Lounges (Applicable to Dah Sing Private Banking Visa Infinite Credit Card):

1. The promotion period of the Priority Pass Airport Lounges ("Lounges") Promotion is from 1 Jan 2026 to 31 Dec 2026 (both dates inclusive) ("Promotion Period").
2. Cardholders of the Principal Eligible Card ("Eligible Principal Cardholders") who fulfill the designated requirements below can enjoy unlimited complimentary Lounges access ("Complimentary Access") within the Promotion Period.
   

   Lounges Privilege	Designated Requirements
   Enjoy unlimited Complimentary Access within the Promotion Period without any spending requirement	Must be holding a valid Dah Sing Private Banking Account for the entire month in the month of accessing the Lounges

3. If Eligible Principal Cardholder is not holding a valid Dah Sing Private Banking Account for the entire month in which he / she accesses the Lounges, Eligible Principal Cardholder is required to accumulate Eligible Spending of Complimentary Access of HKD10,000 or above within the next calendar month following each access to the Lounges in order to enjoy the Complimentary Access once. The relevant spending is determined by the post date of the relevant transaction and subject to the record of the Bank.
   1. "Eligible Spending of Complimentary Access" includes local and overseas retail transactions, but excluding not limited to cash advances, autopay, Stocks Investment Savings Plans, interest-free monthly installments, gift redemption fee (if applicable), cheque payments (if applicable), top-up amounts to mobile wallets (including but not limited to top-up amounts to Octopus) via any mobile payment, payment amounts in relation to adding a new Octopus on any mobile payment, recurring payment amounts (e.g. Octopus Automatic Add Value Service, Autotoll Automatic Top-up Service), mobile transfer and top-up transactions (including but not limited to PayMe, TNG etc.), WeChat PayHK, AlipayHK, "Happy Installment" payments, Cash-in Plan payments, branch cash-in payments, "Smart Choice" Balance Transfer Program payments, Cash Conversion Plan payments, transactions at financial / non-financial institutions or security brokers / dealers (including but not limited to purchases of products or services such as foreign currency, money orders, travellers' cheques, securities, stocks, bonds, commodities or mutual fund, money deposits and money transfers), bank handling fees (including annual fees, financial charges, late fees and cash advance handling fees, etc), "Payeasy" bill payment amounts, "JET Payment" amounts, casino transactions, unposted / cancelled / refunded / unauthorized / charge back transactions. The Bank reserves the right to determine the eligibility of the transactions.
4. The Bank will levy an access fee of HKD250 per person per visit on the relevant Eligible Card account within 4 months after the use of the Lounges if Eligible Principal Cardholder (a) does not fulfill the requirement mentioned in clauses 2 and 3 above or (b) has accompanying guest(s) and / or Supplementary Eligible Card cardholder(s) who has / have enjoyed access to the Lounges during the Promotion Period. The visit record is subject to the "Record of Visit" provided by Priority Pass.
5. The use of the Lounges is subject to the relevant terms and conditions set out by Priority Pass. For details, please refer to Priority Pass Website www.prioritypass.com.
6. The Lounges service is provided by Priority Pass. For any enquiries, disputes or complaints in respect of the relevant product or service quality, please direct to Priority Pass and the Bank shall not hold any responsibilities.

Terms and Conditions of Priority Pass Airport Lounges (Applicable to Dah Sing VIP Banking Visa Infinite Card):

1. The promotion period of the Priority Pass Airport Lounges ("Lounges") Promotion is from 1 Jan 2026 to 31 Dec 2026 (both dates inclusive) ("Promotion Period").
2. Cardholders of the Principal Eligible Card who fulfill the designated requirements below can enjoy a maximum of 2 times of complimentary Priority Pass airport lounges access ("Complimentary Access") within the Promotion Period ("Eligible Principal Cardholders").
   

   Lounges Privilege

   Designated Requirements

   Enjoy a maximum of 2 times of Complimentary Access within the Promotion Period without any spending requirement

   Must be holding a valid Dah Sing VIP i-Account and / or Dah Sing Hello Kitty VIP i-Account ("Eligible i-Account") and such Eligible i-Account has to maintain a Total Relationship Value of HKD1,000,000 or above (or equivalent) in the month of accessing the Lounges ("Eligible VIP Banking Customer"). The Total Relationship Value includes deposit balance of deposit accounts, latest market value of investment accounts and reference premium of life insurance accounts maintained with the Bank. Reference premium refers to the calculation based on the latest available information of in-forced life insurance policies provided by the third-party insurer as designated by the Bank, if any. The premium calculated may not be equal to accumulated actual premium paid and shall exclude pre-paid premium, premium discount, and policy loan etc. The reference premium of non HKD policy will be converted into HKD equivalent using the presumed exchange rate when calculating the Total Relationship Value.

3. If Eligible Principal Cardholder is not an Eligible VIP Banking Customer in the month of accessing the Lounges, Eligible Principal Cardholder is required to accumulate Eligible Spending of Complimentary Access of HKD10,000 or above within the next calendar month following each access to the Lounges in order to enjoy Complimentary Access once. The relevant spending is determined by the post date of the relevant transaction and subject to the record of the Bank. Each Eligible Principal Cardholder is only entitled to 2 times of Complimentary Access in total within the Promotion Period.
   1. Eligible Spending of Complimentary Access includes local and overseas retail transactions, but excluding not limited to cash advances, autopay, Stocks Investment Savings Plans, interest-free monthly installments, gift redemption fee (if applicable), cheque payments (if applicable), top-up amounts to mobile wallets (including but not limited to top-up amounts to Octopus) via any mobile payment, payment amounts in relation to adding a new Octopus on any mobile payment, recurring payment amounts (e.g. Octopus Automatic Add Value Service, Autotoll Automatic Top-up Service), mobile transfer and top-up transactions (including but not limited to PayMe, TNG etc.), WeChat PayHK, AlipayHK, "Happy Installment" payments, Cash-in Plan payments, branch cash-in payments, "Smart Choice" Balance Transfer Program payments, Cash Conversion Plan payments, transactions at financial / non-financial institutions or security brokers / dealers (including but not limited to purchases of products or services such as foreign currency, money orders, travellers' cheques, securities, stocks, bonds, commodities or mutual fund, money deposits and money transfers), bank handling fees (including annual fees, financial charges, late fees and cash advance handling fees, etc), "Payeasy" bill payment amounts, "JET Payment" amounts, casino transactions, unposted / cancelled / refunded / unauthorized / charge back transactions. The Bank reserves the right to determine the eligibility of the transactions.
4. The Bank will levy an access fee of HKD250 per person per visit on the relevant Eligible Card account within 4 months after the use of Lounges if Eligible Principal Cardholder (a) has not fulfilled the requirement mentioned in clauses 2 and 3 above; (b) has already enjoyed the Complimentary Access 2 times within the Promotional Period or (c) has accompanying guest(s) and / or Supplementary Eligible Card cardholder(s) who has/have enjoyed the Lounges access. The visit record is subject to the "Record of Visit" provided by Priority Pass.
5. The use of Lounges is subject to the relevant terms and conditions set out by Priority Pass. For details, please refer to Priority Pass Website www.prioritypass.com.
6. The Lounges service is provided by Priority Pass. For any enquiries, disputes or complaints in respect of the relevant product or service quality, please direct to Priority Pass and the Bank shall not hold any responsibilities.

Terms and Conditions of Priority Pass Airport Lounges (Applicable to Dah Sing Visa Infinite Card):

1. The promotion period of the Priority Pass Airport Lounges Promotion is from 1 Jan 2026 to 31 Dec 2026 (both dates inclusive) ("Promotion Period").
2. Principal cardholders of Dah Sing Visa Infinite Credit Card are entitled to 1 complimentary access pass to the Lounges per quarter^{^} if they have fulfilled the Lounge Privilege Eligible Spending^# of HKD50,000 or above* in the preceding quarter, subject to a maximum of 1 complimentary access pass within each quarter and a maximum of 2 complimentary access passes within the Promotion Period. The complimentary access passes cannot be carried forward to subsequent quarters and shall automatically expire at the end of the quarter in which they are issued. If the Lounge Privilege Eligible Spending threshold is not reached or 2 complimentary access passes have already been used within the Promotion Period, the Bank will levy an access fee of HKD250 per person per visit on the Principal Card cardholder's account. The number of visits is calculated based on the "Record of Visit" of Priority Pass.
   

   *Spending period (both dates inclusive)	^Access pass validity period (valid for one visit)
   1 Jan – 31 Mar	1 Apr – 30 Jun
   1 Apr – 30 Jun	1 Jul – 30 Sep
   1 Jul – 30 Sep	1 Oct – 31 Dec
   1 Oct – 31 Dec	1 Jan – 31 Mar

   ^#Lounge Privilege Eligible Spending includes local & overseas retail purchases only and excludes the following transactions, including but not limited to Stock Investment Savings Plans, Investment Fund Savings Plans, balance credited by the "Octopus Automatic Add Value Service", cash advances, autopay, "Happy Installment" payments, Cash-in Plan payments, branch cash-in payments, balance transfers, "Payeasy" bill payment amounts, "Jet Payment" amounts, tax payments, interest-free monthly installments, cheque payments (if applicable), bank handling fees (including but not limited to annual fees, financial charges, late fees and cash advance handling fees), casino transactions, unposted / cancelled / refunded transactions and all unauthorized transactions.
3. Accompanying guests and / or Supplementary Card cardholders who access the Lounges will be subject to an access fee of HKD250 per person per visit and the fee will be debited from the relevant cardholder's credit card account. The visit record is subject to the "Record of Visit" of Priority Pass.
4. The use of Lounges is subject to the relevant terms and conditions set out by Priority Pass. For details, please refer to Priority Pass Website www.prioritypass.com.
5. Lounges service is provided by Priority Pass. For any enquiries, disputes or complaints in respect of the relevant product or service quality, please direct to Priority Pass and the Bank shall not hold any responsibilities.