Instant Online Approval Without Documents*
Cash out amount up to HKD2,000,000 or 12 times your monthly income (whichever is lower)
Personalized Monthly Handling Fee as low as 0.08%^
Flexible Repayment Periods of 6-60 months
^The monthly handling fee and its relevant APR for individual customer may differ and subject to customer's credit card account status. For details of the personalised monthly handling fee and its relevant annualised percentage rate, please refer to online application form or call the Enquiry Hotline 2828 8002. APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places. An APR is a reference rate which includes the monthly handling fee and other fees and charges of a product expressed as an annualised rate.
*The bank reserves the right to collect related documents for approval under specific circumstances.
**If you do not provide the required information (including but not limited to Your Name) in the WhatsApp appointment, our bank staff cannot proceed to contact you to follow-up your enquiry and no separate notice will be issued.
Cash-In Plan subject to relevant terms and conditions. For details, please click here.
#Terms and conditions for Tax Season Offer, please click here.
To borrow or not to borrow? Borrow only if you can repay!
This service / product is not targeted at customers in the EU.