Unless otherwise specified, the promotions under these Promotional Terms and Conditions apply to customers of Dah Sing Bank, Limited (the“Bank”) who have completed the eligible transactions under each promotion offer below during the period from 3 July 2017 to 29 December 2017 (both dates inclusive) (“Promotion Period”).

If the transaction / exchange amount of the investment services / foreign exchange is in currency other than HK dollar, the amount will be exchanged into HK dollar based on the corresponding foreign exchange rate determined by the Bank for calculating the transaction / exchange amount for the respective offers.

The promotions below are only applicable to individual customers, including single name and joint-name accounts. Unless specially specified, each customer and the respective single name or joint-name Investment Fund account, Bonds/Notes/ELI account and Currency Switching account can be entitled to the offer once only.

The promotional offers below are not for sale or resale and they are non-transferable and non-exchangeable for cash, other products, services or discounts offers. Unless specially specified, the offers below cannot be used in conjunction with other offers of relevant services provided by the Bank. If customers are entitled to the offers in conjunction with other promotional offer(s), the Bank reserves the right to grant the customers one of or part of the entitled offer(s) only.

The use of the SOGO Gift Certificate is subject to the related terms and conditions printed on the gift certificate or as set out by the supplier(s). The Bank is not the supplier of the gift certificate, and will not be held liable for the quality of the relevant goods and services provided by the merchants. If customer has any enquiry, dispute or complaint in respect of the relevant goods or services, customer should direct to the relevant merchants. The Bank reserves the right to offer any alternative gift and replacement if the relevant gift certificate is not available or there is any issue arisen without prior notice. Quoted prices and types of those products may not be the same as the gift certificate(s) provided in this promotion.

The offers below are not applicable to the staff of Dah Sing Financial Group and its affiliates.

The Bank reserves the right to amend, suspend and/or terminate the offers and to amend the relevant terms and conditions at any time without prior notice. If there are any disputes, the decision of the Bank shall be final and conclusive.

In case of any discrepancies between the English and Chinese version of these Terms and Conditions, the English version shall prevail.

Customers can simultaneously enjoy Offer 1, Offer 2 and Offer 3 (subject to the Terms and Conditions of each Offer).

Offer 1 is only applicable to customers who (1) did not subscribe or set up more than 2 of the following 5 Investment Service Types (either single name or joint name), including (i) Investment Fund; (ii) Equity Linked Investment; (iii) Currency Linked Premium Deposit / Currency Linked Principal Guaranteed Deposit; (iv) Bond and (v) Currency Switching, during the period from 1 October 2016 to 30 June 2017; and (2) successfully subscribe or set up 1 or more Eligible New Investment Service Type Transaction(s) with accumulated transaction amount reaching HK$ 300,000 or above (or equivalent) within the same New Investment Service Type during the Promotion Period (“Eligible Customers of Offer 1”).

New Investment Service Types refer to the Investment Service Types that the customer did not subscribe or set up (either single name or joint name) from 1 October 2016 to 30 June 2017. Eligible New Investment Service Type Transactions refer to the designated transactions that fall into New Investment Service Types. Designated transactions are specified as below:

1. Lump sum subscription of Investment Fund (for class A funds, the initial charge levied to the customers should not be less than 1.5%), and not applicable to fund switching and subscription transaction of Investment Funds Savings Plan
2. Equity Linked Investment
3. Currency Linked Premium Deposit (the deposit tenor should not be less than 14 days) and / or Currency Linked Principal Guaranteed Deposit
4. Bond (excluding bonds subscribed through Initial Public Offering or through trading at the Hong Kong Stock Exchange)
5. Currency Switching
   For example, if a customer subscribed or set up 3 of the abovementioned Investment Service Types (Currency Linked Premium Deposit, Investment Fund and Equity Linked Investment) between 1 October 2016 and 30 June 2017, the customer will not be entitled to this offer. However, if a customer only subscribed Investment Fund between 1 October 2016 and 30 June 2017, and has successfully set up Currency Linked Premium Deposit and subscribed Investment Fund within the Promotion Period, where the accumulated transaction amount for both Currency Linked Premium Deposit with tenor not less than 14 days and Investment Fund have reached HK$ 300,000 or above respectively, customer will be entitled to the offer for setting up Currency Linked Premium Deposit only, but not for subscribing Investment Fund.

Eligible Customers of Offer 1 can enjoy the offer once only. For VIP Banking customers, the cap of the transaction reward is one Dah Sing Bank 70th Anniversary Limited Edition Gift Card Set (a set of 8 gift cards) and one Dah Sing Bank 70th Anniversary Limited Edition Gift Card; for Non-VIP Banking customers, the cap of the transaction reward is HK$ 250. The transaction reward for Offer 1 is subject to the customer type, the number of New Investment Service Type(s) subscribed or set up by the customer and the relevant accumulated transaction amount(s). For details, please refer to the Offer 1 Transaction Reward table.

Accumulated transaction amount for Investment Service Type is calculated within a single New Investment Service Type only and cannot be combined across different New Investment Service Types.

Dah Sing Bank 70th Anniversary Limited Edition Gift Card Set (a set of 8 gift cards) has a total of HK$ 400 stored value for retail spending with HK$ 50 stored value each and Dah Sing Bank 70th Anniversary Limited Edition Gift Card has HK$ 500 stored value for retail spending. Customers entitled to Dah Sing Bank 70th Anniversary Limited Edition Gift Card Set (a set of 8 gift cards) and/or Dah Sing Bank 70th Anniversary Limited Edition Gift Card will receive a redemption letter on or before 28 February 2018. They must maintain a valid deposit account of the Bank when the redemption letter is mailed out. They should bring and present the original redemption letter and their personal identification document in person to designated branch during the specified period stated on the redemption letter to collect the transaction reward. For details on the usage of Gift Card, please refer to the terms and conditions relevant to the usage of Gift Card. The terms and conditions on the usage of Gift Card will be given together with the Gift Card.

Cardholders of Dah Sing Bank 70th Anniversary Limited Edition Gift Card Set (a set of 8 gift cards) and/or Dah Sing Bank 70th Anniversary Limited Edition Gift Card must bring along the Gift Card to the Bank in making a request for redemption of the remaining stored value in the Gift Card. Cardholders must return the Gift Card to the Bank upon redemption of the related value inside the Gift Card.

Dah Sing Bank 70th Anniversary Limited Edition Gift Card Set (a set of 8 gift cards) and/or Dah Sing Bank 70th Anniversary Limited Edition Gift Card are available while stocks last. The Bank has the absolute discretion to offer substitute when they are out of stock and quoted prices and types of the substitute(s) may not be the same as the gift provided in this promotion.

The transaction reward of Offer 1 for Non-VIP Banking customers will be given in the form of cash rebate. The cash rebate will be credited into customers’ i-Accounts opened in the Bank on or before 28 February 2018. The account holders of the Non-VIP Banking Eligible Customer of Offer 1 are required to be identically the same as the account holders of the i-Account for crediting the cash rebate. To be eligible for Offer 1, Non-VIP Banking customers must maintain a valid i-Account at the time when the cash rebate is credited.

Offer 2 is only applicable to customers who submit the Investment Fund transfer-in application during the Promotion Period and successfully transfer Investment Fund(s) from other banks / financial institutions into the Bank with accumulated transfer-in amount reaching HK$ 300,000 or above (or equivalent) on or before 15 February 2018. (“Eligible Customers of Offer 2”).

The value of transfer-in Investment Funds will be calculated based on the unit price on the day the transfer-in is successfully completed. Each customer and the respective single name or joint-name Investment Fund account can enjoy Offer 2 once only. The cap of the transaction reward is HK$ 3,800. The amount of transaction reward for Offer 2 is subject to the accumulated Investment Fund Transfer-In amount. For details, please refer to the Offer 2 Transaction Reward table.

Customers are required to submit the Investment Fund transfer-in application within the Promotion Period and successfully transfer the Investment Fund(s) into the Bank and have not transferred out the transfer-in Investment Fund(s) on or before 15 February 2018 in order to be entitled to Offer 2. If the customers transfer out any of such Investment Fund(s) on or before 15 February 2018, the relevant Investment Fund transfer-in amount will be deducted from the calculation of the accumulated transfer-in amount for this offer. If the customer transfers out the related Investment Fund(s) from the Bank within 6 months that the Investment Fund(s) is(are) transferred in, the Bank reserves the right to debit the equal value of the reward from the customer's account without prior notices.

The Bank reserves the right to have final decision on whether the Investment Fund(s) can be transferred into the Bank and whether the transfer can enjoy this offer.

Transaction Reward for Offer 2 will be given in the form of SOGO Gift Certificate. The Bank will mail the SOGO Gift Certificate to Eligible Customers of Offer 2 on or before 31 March 2018. To be eligible for Offer 2, customers must maintain a valid deposit account of the Bank at the time when the SOGO Gift Certificate is being rewarded.

Offer 3 is only applicable to VIP Banking customers. VIP Banking customers who conduct the Eligible Foreign Exchange Transaction with exchange amount reaching HK$ 50,000 or above (or equivalent) in a single transaction during the Promotion Period can be entitled to the Single Transaction Reward for Offer 3 (“Eligible Customers of Single Transaction Reward for Offer 3”). Eligible Customers of Single Transaction Reward for Offer 3 can enjoy this offer once only and the cap of the reward is HK$ 100. The reward will be passed to the Eligible Customers through branch staff upon the single Eligible Foreign Exchange Transaction is conducted in the form of SOGO Gift Certificate.

Furthermore, VIP Banking customers who conduct the Eligible Foreign Exchange(s) with accumulated exchange amount reaching HK$ 750,000 or above (or equivalent) during the Promotion Period can be entitled to transaction reward for Offer 3 (“Eligible Customers of Transaction Reward for Offer 3”). HK$ 100 Transaction Reward will be given for every HK$ 750,000 (or equivalent) accumulated exchange amount, the cap of the transaction reward is HK$ 8,900. The Transaction Reward for Offer 3 will be given in the form of cash rebate. The cash rebate will be credited into customers' i-Accounts opened in the Bank on or before 28 February 2018. The account holders of the Eligible Customers of Transaction Reward for Offer 3 are required to be identically the same as the account holders of the i-Account for crediting the cash rebate. To be eligible for Offer 3, customers must maintain a valid i-Account at the time when the cash rebate is credited.

For details, please refer to the Offer 3 Transaction Reward tables.

Eligible Foreign Exchange Transaction of Offer 3 refers to the foreign exchange transaction executed via any branches of the Bank and without any discretionary discount of the Bank except the prevailing preferential exchange rate offered for VIP Banking customers, excluding note exchange. The Offer is applicable to the conversion of HKD into foreign currencies, the conversion of foreign currencies into HKD and the conversion between foreign currencies.

Offer 3 cannot be used in conjunction with other foreign exchange offers of the Bank.