"Dah Sing Autotoll Classic / Gold Card" will be renamed as "Dah Sing MyAuto Credit Card" with new card face

Enjoy Up to 20X Bonus Points on Tunnel Tolls and Driving-related Spending Complimentary Tire Repair and Towing Service Year-round Merchant Offers Up to 68% off

Offers are subject to the terms and conditions, please visit the "Dah Sing MyAuto Credit Card" website www.dahsing.com/card/myauto/en for details.

For your convenience to enjoy the benefits and our credit card services, you can continue to use your existing "Dah Sing Autotoll Classic / Gold Card" (including the principal and supplementary card(s), if any). Your "Dah Sing Autotoll Classic / Gold Card" will be upgraded to Platinum Card starting from Feb 2023 and the new "Dah Sing MyAuto Credit Card" will be mailed to your correspondence address according to the Upgrade Service Arrangement Schedule below.

Upgrade Service Arrangement Schedule:

"Dah Sing Autotoll Classic / Gold Card" Cardholders will renew card or apply for a replacement card in Feb 2023 "Dah Sing MyAuto Credit Card" will be mailed to your correspondence address from Feb 2023 Other "Dah Sing Autotoll Classic / Gold Card" Cardholders "Dah Sing MyAuto Credit Card" will be mailed to your Correspondence address from Mar 2023

Other important service arrangement:

Below services and items will remain unchanged • Autotoll Automatic Top-up Service • Autotoll Administrative Fee Waiver upon meeting designated monthly spending amount • AutoPark 1% Parking Fee Rebate • Your new "Dah Sing MyAuto Credit Card" will have the same credit card number as your "Dah Sing Autotoll Classic / Gold Card". The credit card annual fees, credit limit, service fees (including but not limited to financial charges and other fees and charges), and the other services including but not limited to your ATM PIN number, 24-Hour Telephone Banking / Online Banking user ID and password, autopay service, Octopus Automatic Add-Value Service, "Dah Sing Mobile Payment Service" (such as Apple Pay, Google Pay™ and Samsung Pay), Cash-in Plan, "Happy Installment" Plan, interest-free installment plan and credit card cheque facilities, if applicable, will also be remain unchanged. New arrangement for Bonus Point Reward Scheme • One-time bonus points double up Your existing bonus point balance of the credit card account will be doubled up during 20 Mar 2023 – 31 Mar 2023 to support the launch of new bonus point reward scheme. • New Bonus Point Earn Rate The bonus point reward scheme will be changed on the day following the statement date of Mar 2023. You can earn 1 bonus point for every HKD1 spending instead of HKD2 spending. Meanwhile, the redemption ratio will remain the same. For example, you can redeem HKD100 supermarket gift voucher with 12,500 points currently, and you will need to redeem HKD100 supermarket gift voucher with 25,000 points after the double up of bonus point. • Termination of Dah Sing Autotoll Credit Card Bonus Point Program Redemption Form Effective from 20 Mar 2023, the existing "Dah Sing Autotoll Credit Card Bonus Point Program Redemption Form" will be no longer valid and redemption will be suspended from 20 Mar 2023 to 31 Mar 2023. From 1 Apr 2023 onwards, you can submit redemption request by the "Dah Sing Credit Card Bonus Point Program Redemption Form". For details, please visit www.dahsing.com/card/bonuspoint/en. Other important information and arrangements • Other than the above service that remain unchanged, mobile transfer and top up services that linked with your existing "Dah Sing Autotoll Classic / Gold Card" will not be transferred to your new "Dah Sing MyAuto Credit Card". You may need to re-register your new "Dah Sing MyAuto Credit Card" to arrange the relevant mobile transfer and top up transactions. Please contact the respective service provider(s) for details. • If you have not activated your "Dah Sing Autotoll Classic / Gold Card" (including the principal and supplementary card(s), if any) successfully before 25 Mar 2023, the card will be invalid starting from 26 Mar 2023. For the activated "Dah Sing Autotoll Classic / Gold Card" (including the principal and supplementary card(s), if any), it will be terminated on 15 Oct 2023 or after the new "Dah Sing MyAuto Credit Card" is activated, whichever is earlier. Details please refer to the relevant letter issued by our Bank.

Please note that if you do not accept the arrangement of the above new card service, please inform the Bank on or before 25 Mar 2023 to terminate your existing "Dah Sing Autotoll Classic / Gold Card". The Bank will not issue the new "Dah Sing MyAuto Credit Card" to you but the Bank will not be able to continue to provide you with the related credit card services. If the Bank has not received such notice of card termination from you on or before 25 Mar 2023, you will be regarded as accepting the above new "Dah Sing MyAuto Credit Card" service arrangement, new "Dah Sing MyAuto Credit Card" will be mailed to your correspondence address according to the "Upgrade Service Arrangement Schedule" mentioned above.