Express Money Instalment Loan Application Form

If you are existing Dah Sing e-banking user, please click

Express Money Instalment Loan Online Application Form

Applicant must be Hong Kong permanent resident, aged 18 or above and works in Hong Kong, with monthly salary at a minimum if HK$5,000.

If your application of Express Money Instalment Loan cannot meet our credit approval requirements, the application will still be processed with an adjusted monthly flat rate and corresponding Annualized Percentage Rate, or other credit facilities plan may be offered. Customers can accept the offer at his own discretion.

You can fill in the form below, or Download the Standard Application Form in Chinese or English Version (Full Details) in PDF format. (If you have difficulties in opening them, please click here to download the software.)

Please read the Terms & Conditions, Personal Information Collection Statement and Notice to Customers relating to Customers' Data.

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LOAN INFORMATION

Customer Category :

General Customer

New Job Starter
(Please provide employment letter or employment contract)

Loan Amount Requested (HKD):

(Loan amount ranged from HK$5,000 to HK$1,000,000)

Repayment Tenor :

Loan Purpose:

Disbursement Method :

	Please credit the total approved loan amount into my repayment account as specified below
	Collect the total approved loan amount in Cashier's Order at

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PERSONAL INFORMATION

English name as printed
on HKID Card :

Mr Mrs Ms

Former Name / Other Name :

Yes No

(If any, please provide relevant proof)

Date of Birth :

/ /

HKID Card No.
Passport No. :

e.g. A123456(0)

Nationality :

Marital Status :

No. of Dependents :

Education Level :

Home Address :

Flat Floor Block

Building / Estate

No. and Name of Street

District

H.K. Kowloon N.T.

My permanent address is the same as the above-mentioned Home Address

Yes No (Please provide permanent address proof)

Year There :

Year Month

Home Tel. No. :

Residence :

Mortgage Installment/
Rent Per Month :

HKD

Correspondence Address
(P.O. Box NOT accepted) :

e-mail Address :

@

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OCCUPATION

Self-employed :

Yes No
(for professional only)
If you are Self-employed, please attach copy of Business Registration Certificate.

Employer's Name :

Business Address :

Flat Floor Block

Building / Estate

No. and Name of Street

District

H.K. Kowloon N.T.

Office Tel. No. :

Mobile Phone No. :

Pager No. :

Position :

Nature of Business :

Years of Service :

Year Month

Basic Monthly Income:

HKD

Other Income Source and Amount :

HKD

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REPAYMENT ACCOUNT INFORMATION

Repayment account information must be filled so that the bank can arrange disbursement of approved loan amount (if applicable) and direct debit for your monthly repayment. (Repayment account must be a personal payroll account and in name of the borrower.)

Bank Name:

A/C No. :

Bank Code Branch Code A/C No.

Name of Repayment A/C Holder :

I hereby authorize my above-named Bank to effect transfer from my account to that of DAH SING BANK LIMITED (hereunder called beneficiary) in accordance with such instructions as my Bank may receive from the beneficiary from time to time. I accept full responsibility for any overdraft (or increase in existing overdraft) on my account which may arise as a result of any such transfer(s). I agree to notify the beneficiary of any change of bank account or cancellation of payment method and further agree that should there be insufficient funds in my account to meet any transfer hereby authorized, the Bank shall be entitled, at its discretion, not to effect such transfer in which event the Bank may make the usual service charge to be paid by me. I confirm that, my signature(s) on this application form is/are the same as that for the operation of my Savings/Current Account to be debited for the transfer. This authorization shall have effect until further notice. I agree that any notice of cancellation or variation of this authorization which I may give to my Bank shall be given at least seven working days prior to the date on which such cancellation/variation is to take effect and at the same time such notice shall be given to the beneficiary.

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Declaration:

In connection with my application for the Express Money Instalment Loan (the "Loan") of Dah Sing Bank (the "Bank"), I confirm and warrant that the information given herewith or otherwise in respect of my such application is true and correct, and authorize the Bank to make all necessary enquiries. I also authorize the Bank to collect and transfer my personal and credit data from and to any party (including but not limited to any credit reference agencies or financial institutions) as the Bank deems necessary for verification or to disclose, obtain from, exchange or share with any party any information of myself and/or any matters relevant to this application and the Loan and related services at any time for the purpose of providing credit review or risk assessment. My failure in providing any of the above data to the Bank may result in this application being rejected. The Bank reserves the right to request for other documents or information and copies of documents supplied are not returnable and failure to supply may result in the Bank's rejection of my application. The acceptance of this application, the loan amount granted, the repayment terms and other terms in respect of the Loan, shall be at the sole absolute discretion of the Bank without giving reason. I may contact the Data Protection Officer of the Bank in writing to gain access to or request correction to my personal data while the Bank reserves the right to charge me handling fee. The Bank reserves the rights to revise the interest rate and all other charges according to the market situation. I agree to pay the Bank during the repayment period an interest rate/a handling fee (details will be provided when the Loan is approved) calculated at such rate as the Bank may from time to time specify at its full discretion. I also agree that, in the event of any prepayment. I still have to pay the Bank the accrued interest rate/handling fee for the month and Early Settlement Handling Fee in which the prepayment is made.

I declare that no credit card or loan (secured or unsecured) under my name issued by any financial institutions has been cancelled due to default in payment, and there is no current overdue payment exceeding 10 days in respect of my loan indebtedness (including credit card and any loans) with other financial institutions. I further declare that no bankruptcy order or any kind of restructured debt repayment plan has ever been made against me and I am not in process of petitioning for bankruptcy or any kind of restructured debt repayment plan, nor have any intention so to do. In case this application form is sent by fax, the Bank shall be entitled to treat the faxed copy received as true and correct in all respects and shall be binding on me. Where any application is made by telephone, the Bank shall be entitled to treat such communication as made or fully endorsed by and binding on me.

I understand that the Bank's decision to grant the Loan is dependent on the representations made in this Declaration or otherwise.

I agree to inform the Bank in writing if I have any relationship with any of the Bank's directors or employees.

I confirm that I have read, understood and agreed to be bound by this application form including the Terms and Conditions.

Please add a (

) in the box as appropriate.

I/We do not wish the Bank to use my/our personal data in direct marketing.

I/We do not wish the Bank to provide my/our personal data to any other persons for their use in direct marketing and, whether or not such persons are group companies of Dah Sing Financial Holdings Limited.

Please note that your above choice applies to the direct marketing of the classes of products, services and/or subjects as set out in paragraph G of the Bank's Notice to Customers relating to Customers' Data ("Notice") made available by the Bank to you from time to time. Please also refer to the Notice on the kinds of personal data which may be used in direct marketing and the classes of persons to which your personal data may be provided for them to use in direct marketing.

In case of any discrepancy between the English and Chinese versions of this document, the English version shall prevail.

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