Credit Mastermind Instalment Loan Application Form

  		• Applicant must be Hong Kong permanent resident, aged 18 or above and works in Hong Kong.
  		• If the Credit Mastermind Instalment Loan is not approved, other credit facilities products may be offered and customers can accept the offer at his own discretion.
  		• You can fill in the form below, or Download the Standard Application Form in Chinese or English Version (Full Details) in PDF format. (If you have difficulties in opening them, please click here to download the software.)
  		• Please read the Terms & Conditions, Personal Information Collection Statement and Notice to Customers relating to Customers' Data.
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    LOAN INFORMATION
    Loan Amount Requested (HKD): (Loan amount ranged from HK$30,000 to HK$1,200,000)
    Repayment Tenor :
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    PERSONAL INFORMATION
    English name as printed
    on HKID Card :
    		Mr Mrs Ms
    Former Name / Other Name :
    		Yes No
    (If any, please provide relevant proof)
    Date of Birth : / /
    HKID Card No.
    Passport No. :     		e.g. A123456(0)
    Nationality :
    Marital Status :
    No. of Dependents :
    Education Level :
    Home Address :
    Flat Floor Block

    Building / Estate

    No. and Name of Street

    District
    H.K. Kowloon N.T.
    My permanent address is the same as the above-mentioned Home Address
    Yes No (Please provide permanent address proof)
    Year There :
    		Year Month
    Home Tel. No. :
    Residence :
    Mortgage Installment/
    Rent Per Month :
    		 HKD
    Correspondence Address
    (P.O. Box NOT accepted) :
    e-mail Address :
    		@
       
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    OCCUPATION  
    Self-employed :
    		Yes No
    (for professional only)
    If you are Self-employed, please attach copy of Business Registration Certificate.
    Employer's Name :
    Business Address :
    Flat Floor Block

    Building / Estate

    No. and Name of Street

    District
    H.K. Kowloon N.T.
    Office Tel. No. :
    Mobile Phone No. :
    Pager No. :
    Position :
    Nature of Business :
    Years of Service :
    		Year Month
    Basic Monthly Income:
    		HKD
    Other Income Source and Amount :
    		HKD
       
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    CREDIT REFERENCE
    Total Unsecured Credit Limit (HKD) :
    (including Personal Loans, Credit Cards,
    Revolving Overdraft Facilities, Cash Cards etc.)
    Total Outstanding Amount (HKD) :
    Total Monthly Instalment Amount (HKD) :
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    REPAYMENT ACCOUNT INFORMATION
    Repayment account information must be filled so that the bank can arrange disbursement of approved loan amount (if applicable) and direct debit for your monthly repayment. (Repayment account must be a personal payroll account and in name of the borrower.)
    Bank Name:
    A/C No. :
    		Bank Code Branch Code A/C No.
    Name of Repayment A/C Holder :
    I hereby authorize my above-named Bank to effect transfer from my account to that of DAH SING BANK LIMITED (hereunder called beneficiary) in accordance with such instructions as my Bank may receive from the beneficiary from time to time. I accept full responsibility for any overdraft (or increase in existing overdraft) on my account which may arise as a result of any such transfer(s). I agree to notify the beneficiary of any change of bank account or cancellation of payment method and further agree that should there be insufficient funds in my account to meet any transfer hereby authorized, the Bank shall be entitled, at its discretion, not to effect such transfer in which event the Bank may make the usual service charge to be paid by me. I confirm that, my signature(s) on this application form is/are the same as that for the operation of my Savings/Current Account to be debited for the transfer. This authorization shall have effect until further notice. I agree that any notice of cancellation or variation of this authorization which I may give to my Bank shall be given at least seven working days prior to the date on which such cancellation/variation is to take effect and at the same time such notice shall be given to the beneficiary.
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      Declaration:
     
  		• In connection with my application for the Credit Mastermind Instalment Loan (the "Loan") of Dah Sing Bank (the "Bank"), I confirm and warrant that the information given herewith or otherwise in respect of my such application is true and correct, and authorize the Bank to make all necessary enquiries. I also authorize the Bank to collect and transfer my personal and credit data from and to any party (including but not limited to any credit reference agencies or financial institutions) as the Bank deems necessary for verification or to disclose, obtain from, exchange or share with any party any information of myself and/or any matters relevant to this application and the Loan and related services at any time for the purpose of providing credit review or risk assessment. My failure in providing any of the above data to the Bank may result in this application being rejected. The Bank reserves the right to request for other documents or information and copies of documents supplied are not returnable and failure to supply may result in the Bank's rejection of my application. The acceptance of this application, the loan amount granted, the repayment terms and other terms in respect of the Loan, shall be at the sole absolute discretion of the Bank without giving reason. I may contact the Data Protection Officer of the Bank in writing to gain access to or request correction to my personal data while the Bank reserves the right to charge me handling fee. The applicable interest rates will be provided when the Loan is approved. The rate and all other charges shall be subject to variation from time to time at the Bank's absolute discretion. I agree to pay the Bank during the repayment period an interest rate (details will be provided when the Loan is approved) calculated at such rate as the Bank may from time to time specify at its full discretion. The rate and all other charges shall be subject to variation from time to time at the Bank's absolute discretion. I also agree that, in the event of any prepayment, I still have to pay the Bank the accured interest for the month and Early Settlement Handling Fee in which the prepayment is made.
  		• I declare that no bankruptcy order or any kind of restructured debt repayment plan has ever been made against me and I am not in process of petitioning for bankruptcy or any kind of restructured debt repayment plan, nor have any intention so to do. In case this application form is sent by fax, the Bank shall be entitled to treat the faxed copy received as true and correct in all respects and shall be binding on me. Where any application is made by telephone, the Bank shall be entitled to treat such communication as made or fully endorsed by and binding on me.
  		• I understand that the Bank's decision to grant the Loan is dependent on the representations made in this Declaration or otherwise.
  		• I hereby consent the Bank providing the following documents to guarantor (if applicable) evidencing the obligations to be guaranteed. They may include (1) a copy or summary of loan agreement; (2) a copy of any demand of payment which is sent to me and I have failed to settle overdue amount following a customary reminder and (3) at the request of the guarantor a copy of the latest statement of account provided to me.
  		• I agree to inform the Bank in writing if I have any proposed guarantor has any relationship with any of the Bank's directors or employees.
  		• I confirm that I have read, understood and agreed to be bound by this application form including the Terms and Conditions.
    Please add a () in the box as appropriate.
    		I/We do not wish the Bank to use my/our personal data in direct marketing.
    		I/We do not wish the Bank to provide my/our personal data to any other persons for their use in direct marketing and, whether or not such persons are group companies of Dah Sing Financial Holdings Limited.
    Please note that your above choice applies to the direct marketing of the classes of products, services and/or subjects as set out in paragraph G of the Bank's Notice to Customers relating to Customers' Data ("Notice") made available by the Bank to you from time to time. Please also refer to the Notice on the kinds of personal data which may be used in direct marketing and the classes of persons to which your personal data may be provided for them to use in direct marketing.
  		• In case of any discrepancy between the English and Chinese versions of this document, the English version shall prevail.

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