Tax Loan

OffersONE+ Tour Guide

The promotion period runs until 30 Jun 2021.

Up to HKD888 Cash Rebate¹⁷Learn More

APR as low as 1.38%²⁰Learn More

Additional HKD100 cash reward by using Dah Sing Bank account for disbursement and repayment

HKD100 Cash Reward for Disbursement and Repayment¹²

Extra HKD50 cash reward for successful online application

HKD50 Cash Reward for Online Application¹³Learn More

Interest Rate Table Two

Enjoy APR as low as 1.38%²⁰(including your Cash Rebate) when you successfully apply for a Tax Loan during the promotion period. The maximum loan amount is HKD100,000, or 1 time your total tax bill amount (whichever is lower), with a loan tenor of 6 months, after opening the following account:

(i) Successfully open a YOU i-Account or VIP i-Account with the "e-Express Bank Account Application" or at branches; or

(ii) Successfully sign up for 360° Easy Payroll Services, and make an "Eligible Payroll Transaction" within 3 months after registration (For New Payroll customers only).

Loan Amount (HKD)	Including Cash Rebate		Excluding Cash Rebate		Monthly Repayment Amount*,²¹ (HKD)
Loan Amount (HKD)	Monthly Flat Rate^	APR²⁰	Monthly Flat Rate	APR²⁰	Monthly Repayment Amount*,²¹ (HKD)
10,000 - 100,000 (Maximum loan amount is 1 time your tax bill amount)	0.068%	1.38%	0.138%	2.87%	1,681

^The 0.068% Monthly Flat Rate is only applicable if you fulfil all requirements as stated in Clause (18). The loan must be repaid according to the loan Monthly Flat Rate approved by the Bank ("Applicable Monthly Flat Rate"). The Applicable Monthly Flat Rate will be printed on the loan confirmation letter. The difference between the interest payable of the Applicable Monthly Flat Rate and the 0.068% Monthly Flat Rate will be credited to your relevant bank account in the form of a cash rebate. For details, please refer to Clause (19).

*The monthly Repayment Amount is calculated based on a HKD10,000 loan amount.

The interest rates (including APRs and Monthly Flat Rates) listed in the Interest Rate Table Two are applicable only to designated loan amounts and are for reference only. The final approved interest rate is subject to the Bank's assessment and confirmation.

For further details and Terms and Conditions of the YOU i-Account offer, please click here.

For further details and Terms and Conditions of the VIP i-Account offer, please click here.

For further details and Terms and Conditions of the 360° Easy Payroll Services and "Eligible Payroll Transaction" offer, please click here.

Features

APR as low as 1.38%²⁰

Features Details

Receive up to HKD1 Million or 10 Times Your Monthly Income (whichever is lower)^a

Features Details

Repayment Tenors up to 24 Months

Features Details

Instant Approval via "e-Express Loan Application"^b

Features Details

Accepting tax bills of this year (2019/20) or last year (2018/19) for loan application.

Features Details

Receive APR ranging from 1.38%-48%, with a repayment tenor ranging from 6 - 24 months.
For example: Assume the loan amount is HKD45,000, with 6-month loan tenor and 0.138% monthly flat rate,

The APR including your HKD192 cash rebate is 1.38%, the total interest is HKD372 and your total repayment amount is HKD45,372.

Tool

Eligibility

You must be aged 18 or above

You must be employed in Hong Kong

You must be a Hong Kong resident

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You can receive HKD50 cash reward when you complete your application online¹³.

Scan the QR Code below
QR Code Download Dah Sing Bank Mobile App

Call Us 2828 8111

Apply with Fax 2232 5978

Apply with SMS 6828 8222
Please enter your (1) Name, (2) Loan Amount and (3) Repayment Tenor (e.g. Lam Siu Man, 50,000, 24) in sequence. We will follow up with you on the next working day after receiving your SMS by calling the number from which it was sent. Individual telephone network providers may charge a fee for SMS in accordance with their fee charging scheme. Please contact your network operator for details.

Depending on actual data transmission speeds, the whole application process (including approval) may take approximately 15 minutes.

To borrow or not to borrow? Borrow only if you can repay!

This service / product is not targeted at customers in the EU

Subject to relevant terms and conditions. For details, please click here.

OffersONE+ Tour Guide

Features

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Eligibility

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