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Tax Loan

Apply and approve in a trice

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Latest Offer

Up to HK$1,288 cash rebateAdditional HK$100 cash reward by using Dah Sing Bank account for disbursement and repaymentExtra HK$50 cash reward for successful online application

Interest Rate Table One

Loan Amount
(HK$)
Selected Customers9
Cash Rebate#,17 12 months Loan Tenor 24 months Loan Tenor
Successfully apply Tax Loan and
Dah Sing ONE+ Credit Card to
enjoy (HK$)
Monthly
Flat
Rate
Annualized
Percentage Rate10
Monthly
Repayment
Amount*,11
(HK$)
Monthly
Flat
Rate
Annualized
Percentage Rate10
Monthly
Repayment
Amount*,11
(HK$)
Include
Cash
Rebate
Exclude
Cash
Rebate
Include
Cash
Rebate
Exclude
Cash
Rebate
$1,000,000 $1,288 0.073% 1.38% 1.62% $840 0.093% 2.02% 2.15% $426
$500,000 - $999,999 $888 0.090% 1.79% 2.01% $842 0.110% 2.43% 2.54% $428
$100,000 - $499,999 $588 0.110% 2.09% 2.46% $844 0.130% 2.82% 3.01% $430
$5,000 - $99,999 $288 0.125% 1.78% 2.81% $846 0.145% 2.84% 3.37% $432

 

Loan Amount
(HK$)
Normal Customers
Cash Rebate#,17 12 months Loan Tenor 24 months Loan Tenor
Successfully apply Tax Loan and
Dah Sing ONE+ Credit Card to
enjoy (HK$)
Monthly
Flat
Rate
Annualized
Percentage Rate10
Monthly
Repayment
Amount*,11
(HK$)
Monthly
Flat
Rate
Annualized
Percentage Rate10
Monthly
Repayment
Amount*,11
(HK$)
Include
Cash
Rebate
Exclude
Cash
Rebate
Include
Cash
Rebate
Exclude
Cash
Rebate
$1,000,000 $1,288 0.088% 1.72% 1.96% $842 0.108% 2.37% 2.50% $428
$500,000 - $999,999 $888 0.100% 2.01% 2.23% $843 0.120% 2.66% 2.78% $429
$100,000 - $499,999 $588 0.120% 2.31% 2.68% $845 0.140% 3.05% 3.24% $431
$5,000 - $99,999 $288 0.135% 2.00% 3.02% $847 0.155% 3.06% 3.59% $433

 

* Monthly Repayment Amount is calculated based on a HK$10,000 loan amount
# Cash Rebate will be deposited into the customer's eligible Dah Sing ONE+ Credit Card principal account in the form of Dah Sing credit card free spending credit
The interest rates (includng APRs and the monthly flat rates) listed in the Interest Rate Table One are applicable to designated loan amount and are for reference only, the final approved interest rate is subject to the assessment result.

Interest Rate Table Two

Customer who successfully apply Tax Loan and 360° Easy Payroll Services can enjoy APR as low as 0.68%20(including Cash Rebate). Maximum loan amount is HK$100,000 or 1 time of tax bill amount (whichever is lower). Loan tenor is 12 months.

 

Loan Amount
(HK$)
Include Cash Rebate Exclude Cash Rebate Monthly Repayment
Amount*,22
(HK$)
Monthly Flat Rate^ Annualized
Percentage Rate21
Monthly Flat Rate Annualized
Percentage Rate21
$5,000 - $100,000
(Maximum loan amount is
1 time of tax bill amount)
0.0305% 0.68%20 0.135% 3.02% $847

 

* Monthly Repayment Amount is calculated based on a HK$10,000 loan amount
^ Monthly Flat Rate 0.0305% is only applicable to customer who fulfills all requirements stated in terms and conditions (23). Customer has to repay the loan according to the monthly flat rate approved by the Bank ("Applicable Monthly Flat Rate") first, the Applicable Monthly Flat Rate will be printed on the loan confirmation letter. The difference of interest expense between the Applicable Monthly Flat Rate of the customer and monthly flat rate 0.0305% will be deposited to the customer's repayment account in form of cash rebate. Details please refer to terms and conditions (19)
The interest rates (includng APRs and the monthly flat rates) listed in the Interest Rate Table Two are applicable to designated loan amount and are for reference only, the final approved interest rate is subject to the assessment result.

  • Enjoy extra HK$50 cash reward for successfully apply Tax Loan within the Promotion Period through the Bank's website www.dahsing.com or Dah Sing Mobile Application and drawdown on or before 31 Mar 2018

Promotion period is from now until 28 Feb 2018.

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Extra HK$50 cash reward for successful online application13

Experience
EID Service*

Offer instantly approved loan amount
via simple identity verification,
accurate and convenient!

Express Application

Just fill in a simple reply form,
our designated loan specialist will
follow-up with you by phone
as soon as possible.


Enquiry Hotline 2828 8111
Fax Application 2232 5978
SMS Application 6828 8222
Please enter (1) Name and (2) Loan Amount and (3) Repayment Tenure (e.g. Lam Siu Man, 100,000, 24) in sequence. A designated staff from the Bank will follow up with the applicant on the next working day after receiving the SMS by calling the number from which the SMS was sent. Individual telephone network provider will charge a fee for SMS in accordance with their fee charging scheme.

* Based on actual data transmission speed, the whole application process including approval result would take approximately 10 minutes.

 

Subject to relevant terms and conditions. For details, please click here.

  

To borrow or not to borrow? Borrow only if you can repay!