Offers
The promotion runs until 31 Dec 2025.
Features
Loan amount up to HKD1,000,000 or 10 Times Your Monthly Income (Whichever is Lower)
Simple Income Proof
- Welcome applications from part-timers and freelancers with cash or cheque income.
Re-borrow anytime
Flexible Financial Solutions
- Giving you additional financial flexibility with e-Cash Plus by settling existing debts and providing extra cash-out solutions.
Personal Loan 7-day Cooling-off Period Arrangement
APR ranges from 4.40%-36%, while repayment tenor ranges from 6-60 months.
For example (e-Cash Instalment Loan): Assuming a loan amount of HKD10,000, with a 12-month term and 0.90% monthly flat rate, the APR including the loan handling fee of 1% p.a. and HKD200 cash rebate is 19.30%, the total interest is HKD1,096 and your total repayment amount is HKD11,196.
APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places and may vary for individual customers. Customers should refer to the loan confirmation letter for the relevant information. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
Tool
*If you do not provide the required information (including but not limited to Your Name) in the WhatsApp appointment, our bank staff cannot proceed to contact you to follow-up your enquiry and no separate notice will be issued.
Depending on actual data transmission speeds, the whole application process may take approximately 15 minutes.
To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
For Terms and Conditions for "Personal Loan 7-day Cooling-off Period" Arrangement, please click here.
Subject to relevant terms and conditions. For details, please click here.
Other Products and Offers
