Preferential USD Fixed Deposit

General Terms and Conditions:

1. Promotion Period is from now until 30 April 2024 (both dates inclusive) ("Promotion Period").
2. The offer is limited and available on a first-come first-served basis.
3. The preferential interest rate is for reference only and will be subject to the rates as quoted by Dah Sing Bank, Limited (the "Bank") from time to time.
4. "New funds" refer to funds that are newly deposited into the Bank by customers, using a cheque drawn on other bank, inward CHATS, Faster Payment System or Telegraphic Transfer but excluding fund transfer from the existing Dah Sing Bank account. In case of any disputes in relation to the definition of new funds, the decision of the Bank shall be final. In the event of placing fixed deposit with new funds denominated in currencies other than USD, the relevant amount will be converted into USD according to the Bank's relevant prevailing foreign currency exchange rates at that time.
5. Interest rate of fixed deposit and its subsequent renewal is subject to the Bank's prevailing interest rate.
6. The offer is not applicable to USD Fixed Deposit account opened and placed through Dah Sing e-Banking / Mobile Banking/ Phone Banking service.
7. The above offer is not applicable to fixed deposit renewals.
8. For the relevant terms and conditions of the fees and charges of a USD Fixed Deposit Account and the details of relevant fees and charges, please refer to the Master Terms and Conditions and the "Bank Service Charges" of the Bank or contact the Bank staff.
9. The Bank reserves the rights to amend the terms and conditions and / or terminate the offer at any time without prior notice. In case of disputes arising out of this promotion, the decision of the Bank shall be final and conclusive.
10. Please refer to the relevant information shown on the Deposit Confirmation or Deposit Renewal of the relevant transaction for the actual currency exchange rates and interest rates offered to customer at the time of transaction.
11. Investment involves risk. Fluctuations in the exchange rates of currencies may result in gains or losses in the case where the customer converts USD / any foreign currency into HKD / any foreign currency.
12. These terms and conditions shall be governed by and construed in accordance with the laws of Hong Kong SAR.
13. In the event of inconsistency between English and Chinese versions of this material, the English version shall prevail.

Terms and Conditions for USD Fixed Deposit Offer:

1. The promotion offer is only applicable to customer who opens a USD Fixed Deposit through the Bank's branch with HKD200,000 equivalent or above New Funds for designated deposit period (For the definition of New Fund, please refer to Clause 4 in General Terms & Conditions) during the Promotion Period. The USD Fixed Deposit interest rate is subject to change according to the market environment and is based on the interest rate provided by the Bank during account opening.
2. The offer is only applicable to Dah Sing VIP Banking Customers. For details of the Fixed Deposit interest rate for other customers, please contact the Bank staff.

Terms and Conditions for Preferential USD Fixed Deposit:

1. The Preferential USD Fixed Deposit is only applicable to customer who converts HKD1,000,000 equivalent or above HKD (Capped at HK$5,000,000 equivalent) to USD and at the same time set up a USD Fixed Deposit for 3 months or 12 months through the Bank's branch and maintain USD500 or above in the USD Savings/ Current Account during the Promotion Period . The Preferential USD Fixed Deposit interest rate and USD exchange rate is subject to change according to the market environment and Preferential USD Fixed Deposit Offer is based on the interest rate provided by the Bank during account opening.
2. The offer is applicable to personal customers and commercial customers.

Risk Disclosures:

Foreign Currency Trading

Investment involves risks. Foreign currency investments are subject to exchange rate fluctuation which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Foreign currency rates of exchange may adversely affect the value, price or income of any security or related investment mentioned in this document. This document does not purport to identify all the risks that may be involved in the product or investments referred to in this document. Before making investment decision, investors should read and understand the offering documents of such products, including but not restricted on the risk disclosure statement and health warning.

Foreign Currency Exchange Risk Disclosure

Fluctuations in the exchange rates of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK Dollars upon maturity of the fixed deposit.