loading

Overseas and Online Spending Promotion -
Up to 8% Cash Rebate

plus Extra Reward and merchant offers

Register Now

Latest Offers

Up to HK$900 Cash Rebate on Overseas and Online Spending Promotion1,2

 

Upon successfully registered within the Registration Period and fulfilled the spending requirement per month, you can earn up to 8% cash rebate on Designated Eligible Overseas and Online Spending starting from the registration month, a maximum of HK$900 cash rebate during the entire Promotion Period.

 

Designated Eligible Overseas
and Online Spending
per month
Cash Rebate % on
Designated Eligible Overseas
and Online Spending in relevant month
Maximum Cash Rebate per phase Maximum Cash Rebate
during the entire Promotion Period
3-5 transactions 3% HK$300 HK$900
6 or above transactions 8%

 

 

Example: Mr Chan has successfully registered the "Overseas and Online Spending Promotion" on 5 April 2018 (Phase 1), the following example illustrates the total cash rebate amount he can be entitled:

 

Spending
Month
No. of Single Eligible Overseas
and Online Spending of HK$500 or above
(or equivalent value) in the month
Total Amount of Single Eligible Overseas
and Online Spending of HK$500 or above
(or equivalent value) in  the month
Cash Rebate
in the month(%)
Cash Rebate 
in the month(HK$)
Maximum Cash Rebate
during the entire
Promotion Period (HK
$)
Promotion Period: Phase 1
March
2018
1 $500 N/A N/A $93
April
2018
3 $1,500 3%

$45

($1,500 x 3%)

May
2018
3 $1,600 3%

$48

($1,600 x 3%)

Promotion Period: Phase 2
June
2018
4 $2,500 3%

$75

($2,500 x 3%)

$300
July
2018
2 $1,800 N/A N/A
August
2018
6 $3,500 8%

$280

($3,500 x 8%)

Promotion Period: Phase 3
September
2018
2 $1,200 N/A N/A $300
October
2018
5 $2,800 3%

$84

($2,800 x 3%)

November
2018
3 $3,300 3%

$99

($3,300 x 3%)

December
2018
3 $4,000 3%

$120

($4,000 x 3%)

Total Rebate Amount since Registration Month(HK$) $693

Remarks: The above examples are for reference only.

Up to HK$100 Extra Reward1, 2, 3

 

Upon achieved Designated Eligible Overseas and Online Spending accumulative amount of HK$15,000 or above in each phase, you can enjoy one of the following Extra Rewards:

 

Extra Reward Details
Extra Reward 1 Up to HK$100 cash rebate upon purchasing "Dah Sing Insurance" JourneySure Travel Insurance at designated months via online
Extra Reward 2 "Ztore" Online Shopping HK$50 eCoupon (2 pieces)

 

Promotion Period: 5 March to 31 December 2018
Phase 1: 5 March to 31 May 2018
Phase 2: 1 June to 31 August 2018
Phase 3: 1 September to 31 December 2018

Registration Period: 9 March to 31 December 2018

Online Shopping Offers

Trip.com Mobile App Offermydress.comMideaSpotify
DSI Travel Insurancedeliveroo

Other Merchant Offers

Image Optical
anchor

Act Now

Spending Enquiry

Enquiry Hotline 2828 8168

Remarks:

  1. The Offer is only applicable to the first 10,000 successful registered Eligible Cardholders. The Eligible Overseas and Online Spending of Principal Card(s) and Supplementary Card(s) under the same Cardholder will be combined.
  2. Designated Eligible Overseas and Online Spending refer to the Single Eligible Overseas and Online Spending of HK$500 or above (or equivalent value).
  3. Extra Reward is not applicable to UnionPay Dual Currency Credit Card. The redemption details will be listed in the SMS Extra Reward notification.
  4. If customer registers this Promotion and the "Limited Edition Hello Kitty Gift Redemption Program" simultaneously, the Eligible Spending made under the "Limited Edition Hello Kitty Gift Redemption Program" by participating Eligible Card during 23 April to 30 September 2018 (both dates inclusive) will be not applicable to this Promotion. For details of the "Limited Edition Hello Kitty Gift Redemption Program", please refer to www.dahsing.com/card/hellokittyspending/en.

 

 

 

To borrow or not to borrow? Borrow only if you can repay!

Subject to relevant terms and conditions. For details, please click here

General Terms and Conditions

  1. The Promotion only applies to customers holding Principal Card and Supplementary Card ("Eligible Cardholder") of the Credit Card (including the Bank's UnionPay Dual Currency Credit Card) or Co-brand card issued by Dah Sing Bank, Limited (the "Bank") ("Eligible Card") (unless otherwise specified) except the Bank's Cash Card, Corporate Card, Purchasing Card, Spending Card, Business Card, Gift Card, Private Label Card, "Happy Family" and Balance Transfer Account. Some rewards are not applicable to UnionPay Dual Currency Credit Card, please refer to the Bank's promotion materials for details.
  2. Eligible Overseas and Online Spending refers to any overseas transaction or online transaction made by an Eligible Card during the Promotion Period (definition of Promotion Period refers to Terms and Conditions of "Overseas and Online Spending Promotion" clause 1). Overseas transaction is the retail transaction conducted outside Hong Kong and in any currency except Hong Kong Dollars. Online transaction is the retail transaction made via online, regardless of the transaction country and currency, including Mobile Payment Transaction (e.g. Apple Pay, Google Pay™, Samsung Pay) settled via merchant's mobile application . ("Eligible Overseas and Online Spending") ; This promotion is not applicable to the spending of settling bills online, and including but not limited to the Mobile Transfer and Top Up Transactions (e.g. PayMe, WeChat Pay, TNG, Tap & Go, etc.)that is/are made available by the Bank from time to time, "Happy Installment" installment amount, Cash-in Plan amount, Branch Cash-in amount, balance transfer amount, bank handling fee (including annual fee, financial charge, late fee and cash advance handling fee, etc), "Payeasy" bill payment amount, "Jet Payment" payment amount, casino transactions, unposted/cancelled/refunded and any unauthorized transactions.
  3. The Bank will determine the eligibility of Eligible Overseas and Online Spending as defined from time to time by the Bank. Eligible Overseas and Online Spending shall be determined at the sole and absolute discretion of the Bank. The Bank shall not be liable to determine the eligibility of any transactions before they are made by the Cardholders. Eligible Overseas and Online Spending with the Bank's UnionPay Dual Currency Credit Card RMB account will be converted to Hong Kong Dollars based on the conversion rate of 1:1.2 of total spending amount and combined with the Hong Kong Dollar account. The Eligible Overseas and Online Spending of Principal Card(s) and Supplementary Card(s) under the same Cardholder will be combined.
  4. Unless otherwise specified, transaction in foreign currency is converted into Hong Kong dollars on the date the item is processed at a rate determined by card associations. For the service charges related to foreign currency transactions, please refer to "List of Service Charges for Dah Sing Credit Card/Private Label Card" issued by the Bank.
  5. All rewards cannot be transferred to third parties or other account, redeemable for cash or cash equivalent, exchanged to any other gifts, return for any rewards or settle the statement balance of credit card. All photos are for reference only.
  6. All rewards are on a first-come-first-served basis while stock lasts. The Bank reserves the right to offer any alternative rewards and replacement if the relevant reward is not available or any issue arisen without prior notice. Quoted prices and types of the rewards may not be the same as the rewards provided in this promotion.
  7. The use of rewards is subject to the relevant terms and conditions. The Bank is not the supplier of any cash coupon/gift coupongifts/products/food/services offered to cardholders and shall not be responsible for any matters in relation to the quality and availability of the cash coupon/gift coupon/gifts/products/food/services offered. The Bank makes no representation or guarantee as to the quality in respect of such cash coupon/gift coupon/gifts/products/food/services supplied under this program. Any enquiry, comment or complaint about such cash coupon/gift coupon/gifts/products/food/services should be directed to Participating Merchants.
  8. The Bank will base on the transaction record of the Bank to determine the eligibility of Cardholder. The relevant Eligible Card should maintain as valid and in good credit standing during the entire Promotion Period and when the reward is offered. The relevant transactions must be posted. Otherwise, the Bank reserves the right to forfeit the reward without prior notice.
  9. In the event that any valid transactions are cancelled or reversed after Cardholders have received the reward of the Promotion, the Bank will debit the whole amount of the relevant reward against Cardholders' credit card accounts immediately without prior notice.
  10. Each Cardholder is required to keep the relevant overseas transaction original sales slip or online transaction confirmation record. In case of any disputes, the Bank reserves the right to require the Cardholder to submit the original sales slips and all relevant documents for verification purpose. The Bank will not return all the submitted relevant documents. The Bank reserves the final decision for determining the eligibility of relevant transaction.
  11. The Promotion shall be terminated immediately upon cessation of the Participating Merchants' business.
  12. The Bank reserves the right to terminate this promotional program or amend the Terms and Conditions at any time without prior notice. In case of disputes, the Bank and participating merchants' decision shall be final and conclusive.
  13. The Terms and Conditions contained herein shall form part of the Agreement governing the use of Dah Sing Credit Card and shall be construed accordingly. In case of any conflict between these Terms and Conditions and the Agreement, these Terms and Conditions shall prevail.
  14. In the event of discrepancies between the Chinese version and English version of these Terms and Conditions, the Chinese version shall prevail.

 

Terms and Conditions for "Overseas and Online Spending Promotion":

  1. The Promotion is valid from 5 March to 31 December 2018, both dates inclusive ("Promotion Period") and will be divided into 3 phases as below and spending is based on transaction date and the record of the Bank:
    i. "Phase 1": 5 March to 31 May 2018
    ii. "Phase 2": 1 June to 31 August 2018
    iii. "Phase 3": 1 September to 31 December 2018
  2. Registration Period is from 9 March 2018 to 31 December 2018, both dates inclusive ("Registration Period"). An Eligible Cardholder is required to successfully register online via the Bank's website during the Registration Period ("Registration") and fulfill the spending requirement during the Promotion Period stated in this Terms and Conditions clause 5 and 9 to enjoy cash rebate and extra reward ("Reward") starting from the registration month. The Promotion is applicable to the first 10,000 successful registered Eligible Cardholders. Registration quota applies and is on a first-come-first-served basis. Registration date is based on the record of the Bank.
  3. An Eligible Cardholder who registers in Phase 1 and fulfills the spending requirements in Phase 1 to 3 will be entitled to cash rebate in Phase 1 to 3. If an Eligible Cardholder registers in Phase 2 and fulfills the spending requirements in Phase 2 to Phase 3, only cash rebate in Phase 2 to Phase 3 will be entitled and so on.
  4. If an Eligible Cardholder is holding more than one Eligible Card, he/she is required to register once only with any one of his/her Eligible Principal Card(s) for this promotion. If cardholder registers repeatedly, only the first registration in the Bank record will be valid. Registration by Supplementary Card is not accepted. If cardholders fail to register successfully due to wrong information input, the Bank will not send separate notification.
  5. An Eligible Cardholder is required to fulfill the following monthly transaction count requirement on the Single Eligible Overseas and Online Spending of HK$500 or above (or equivalent value) ("Designated Eligible Overseas and Online Spending") during the Promotion Period with an Eligible Card under his/her name (including Principal and Supplementary Card(s) in order to enjoy cash rebate:

     

    Designated Eligible Overseas
    and Online Spending per month
    Cash Rebate % on Designated Eligible Overseas
    and Online Spending on relevant month
    Maximum Cash Rebate
    per phase
    3-5 transactions 3% HK$300
    6 or above transactions 8%

     

  6. Each Eligible Cardholder (including all the Principal and Supplementary Eligible Card(s) under his/her name) can enjoy a maximum of HK$300 cash rebate each phase during the Promotion Period and a maximum of HK$900 cash rebate during the entire Promotion Period.
  7. Any decimal place for cash rebate amount will be rounded up to the nearest integer.
  8. For an Eligible Cardholder who has successfully registered and fulfilled the spending requirement (as specified in Terms and Conditions clause 5 of the Promotion), the cash rebate of Designated Eligible Overseas and Online Spending will be credited to the Eligible Cardholder's Principal Card account ("Card Account") with the latest spending record during the Promotion Period in the form of Dah Sing Credit Card free spending credit on or before August 2018 (applicable to Phase 1), on or before November 2018 (applicable to Phase 2) and on or before March 2019 (applicable to Phase 3) respectively and will be shown on the statement of next month. The cash rebate will be used for settlement of new transaction(s).
  9. An Eligible Cardholder who has successfully registered and achieved Designated Eligible Overseas and Online Spending accumulative amount of HK$15,000 or above (or equivalent value) in each phase, will be entitled to one of the following Extra Reward. The redemption details will be listed in the Extra Reward notification.

    Extra Reward

    Item

    Remark

    1 Up to HK$100 cash rebate upon purchasing "Dah Sing Insurance" JourneySure Travel Insurance ("Extra Reward 1")

    Eligible Cardholder is required to purchase JourneySure Travel Insurance during designated months by designated Principal Eligible Card through Dah Sing Insurance website in order to enjoy the cash rebate.

    2

    "Ztore" Online Shopping HK$50 eCoupon (2 pieces) ("Extra Reward 2") eCoupon is subject to the terms and conditions. Details will be stated in the eCoupon.

    Cash Rebate Month of Extra Reward 1:
    Extra Reward 1 Entitled Phase Designated months for Eligible Cardholders to purchase "JourneySure Travel Insurance" by designated Principle Eligible Card through Dah Sing Insurance website Cash Rebate Month of Extra Reward 1
    Phase 1 From September 2018 to November 2018 ON or before January 2019
    Phase 2 From December 2018 to February 2019 ON or before April 2019
    Phase 3 From April 2019 to June 2019 ON or before August 2019
  10. Each Eligible Cardholder (including all the Principal and Supplementary Eligible Card(s) under his/her name) can enjoy a maximum of HK$100 cash rebate for one Extra Reward 1 in each phase and a maximum of three Extra Reward 1 (equivalent to HK$300 cash rebate) during the entire Promotion Period. The cash rebate of Extra Reward 1 will be calculated based on the net transaction amount, that is the policy transaction amount made online after deducting all of the relevant cash rebate. The cash rebate will be credited to the Eligible Cardholder's Card Account with the Extra Reward 1 transaction in the form of Dah Sing Credit Card free spending credit and will be shown on the statement of next month. The cash rebate will be used for settlement of new transaction(s).
  11. Upon an Eligible Cardholder has fulfilled the spending requirement of Extra Reward as specified in Terms and Conditions clause 9 of the Promotion, the Bank will send the redemption details of the Extra Reward to the Eligible Cardholder on or before September 2018 (applicable to Phase 1), on or before December 2018 (applicable to Phase 2) and on or before April 2019 (applicable to Phase 3) by SMS which valid mobile phone number are the latest registered according to the Bank's record. The Eligible Cardholder is required to take action to redeem the related Extra Reward according to the instruction stated in SMS. In any circumstances, the Bank shall not be liable for any failure of delivery of Extra Reward notification (including but not limited to the cardholder failed to register a valid mobile phone number, invalid or inaccurate mobile phone number registered) and will not re-issue the notification.
  12. Extra Reward is not applicable to UnionPay Dual Currency Credit Card.
  13. JourneySure Travel Insurance is underwritten by Dah Sing Insurance Company (1976) Limited ("Dah Sing Insurance") who is solely responsible for all coverage and compensation, and reserves the right of final approval. The Bank is an authorized insurance agent of Dah Sing Insurance JourneySure Travel Insurance is not the products of the Bank. For full terms, conditions and exclusions of the policy, please refer to the relevant policy document. All insurance products are subject to Dah Sing Insurance's terms and conditions. The Bank makes no representation or guarantee as to the quality in respect of products/services supplied under this program. For any enquiry or complaint about the products/services, please contact Dah Sing Insurance hotline at 2808 5000 visit www.dahsinginsurance.com.
  14. Personal data of cardholders may be collected by Dah Sing Insurance and the use of such personal data shall be subject to the Personal Information Collection statement of Dah Sing Insurance.
  15. For the purpose of validating the eligibility of receiving Extra Reward, the Eligible Card number of Eligible Cardholder will be transferred or disclosed between Dah Sing Insurance and the Bank. Such data will be destroyed in 12 months after completion of the Extra Reward fulfillment.
  16. Extra Reward 1 cannot be used in conjunction with Dah Sing Credit Card Birthday 50% off discount and Dah Sing Group Staff offer.

 

The following clause has been added on 23 April 2018:

  1. If customer registers this Promotion and the "Limited Edition Hello Kitty Gift Redemption Program" simultaneously, the Eligible Spending made under the "Limited Edition Hello Kitty Gift Redemption Program" by participating Eligible Card during 23 April to 30 September 2018 (both dates inclusive) will be not applicable to this Promotion. For details of the "Limited Edition Hello Kitty Gift Redemption Program", please refer to www.dahsing.com/card/hellokittyspending/en.

 

Terms and Conditions for Merchants offers:

  1. Terms and conditions of "Trip.com Mobile App Offer", please click here for details.
  2. Terms and conditions of "mydress.com Online Shopping Offer", please click here for details.
  3. Terms and conditions of "Midea HK eShop Offer", please click here for details.
  4. Terms and conditions of "Spotify Premium Free Trial Offer", please click here for details.
  5. Terms and conditions of "Travel Insurance Plan - JourneySure", please click here for details.
  6. Terms and conditions of "Deliveroo Food Delivery Offer", please click here for details.
  7. Terms and conditions of "Image Optical Sunglasses and Spectacle Frames Offer", please click here for details.