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Dah Sing APITA UNY PIAGO Card

Enjoy 5% off and up to 3X bonus points all year round

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Welcome Offer

Welcome Gift HK$200 APITA UNY PIAGO Gift CertificateThree years annual fee waiver

Successful applicants will be entitled to the welcome offer upon accumulating Eligible Spending of HK$3,500 or above within the first 2 months from card issuance.*

 

*HK$100 APITA UNY PIAGO Gift Certificate for "Dah Sing APITA UNY Classic Card", "Dah Sing UNY APITA Classic Card" or "Dah Sing PIAGO APITA UNY Classic Card".

Annual Fee Waiver
On top of the first 3 year annual fee waiver, if the aggregate spending of your Card reaches HK$3,000 a year, the annual fee of your Principal and Supplementary Card for the subsequent year will be waived continuously.

The Promotion Period is from now to 31 December 2017. Photo is for reference only.

Thankful Day Promotion

Eligible Cardholders who spend with Designated Credit Card at APITA, UNY or PIAGO and Watashi To Seikatsu during the Promotion Period can enjoy the following offer:

 

1. Discount Offers

Designated Credit Card Discount Offer
Dah Sing APITA UNY PIAGO Card 10% off
Other Dah Sing Credit Cards 5% off

2. Bonus Points Reward

Designated Credit Card Bonus Points Reward
Platinum Card 5X bonus points
(including the original 3X bonus points of the Bonus Points Scheme and the Additional 2X Bonus Points Reward during the Promotion Period)
Classic Card 4X bonus points
(including the original 2X bonus points of the Bonus Point Scheme and the Additional 2X Bonus Points Reward during the Promotion Period)

 


Subject to relevant terms and conditions. For details, please click here.

For every accumulative spending of HK$500, you will be entitled to ONE Lucky Draw chance and win over 3,000 fabulous prizes instantly.

 

Trade Promotion Competition License No.: 049530, 049531

Subject to relevant terms and conditions. For details, please click here.

From now till 31 December 2017, refer your friends to successfully apply Dah Sing APITA UNY PIAGO Credit Card to earn up to HK$500 Cash Rebate! Referee submits the card application between 23 to 26 November 2017 can enjoy additional HK$200 Cash Coupon!

 

  Referral Reward
Referrer HK$50 Cash Rebate per successful referral ( Maximum up to HK$500 Cash Rebate)
Referee

1. Instant Reward* HK$200 Cash Coupon

2. Welcome Reward**Up to HK$200 Cash Coupon

*Referee must present this webpage at the Dah Sing Credit Card Counter at APITA, UNY or PIAGO during the Thankful Day period, submit the credit card application with supporting documents in order to enjoy the Instant Reward.
**Referee must spend HK$3,500 within the first 2 months from card issuance in order to enjoy the Welcome Reward

 

Steps to enjoy the Referrer rewards
Step 1: Register
Register your existing Dah Sing APITA UNY PIAGO credit card number and mobile numbers of your friends at www.dahsing.com/card/aupmgm/en
Step 2: Reward
You will be rewarded when your friend's application is successful and his/ her mobile number is matched with your registration record.

 

Subject to relevant terms and conditions. For details, please click here.

 

 

The Promotion Period is from 23 November to 26 November 2017

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Product Features

On the 1st and 15th of every month, you can enjoy exclusive 5% discount instantly upon purchasing with the Card at APITA, UNY, PIAGO and "Watashi To Seikatsu" (except for selected items)!

Simply spend with the card to earn up to 3x bonus points to redeem a bountiful array of cash coupons or mileage!

 

Types of Spending Bonus Points Reward
Spending on retail transaction with the Card HK$1 = 1 bonus point
Spending on your Birthday or overseas with the Card HK$1 = 2 bonus points
Spending at APITA、UNY or PIAGO HK$1 = 3 bonus points (Platinum Card)
HK$1 = 2 bonus points (Classic Card)

You can redeem a HK$100 APITA UNY PIAGO Gift Certificate with 25,000 bonus points! The more you spend, the more you earn!

 

 



Within the Promotion Period, enjoy up to 10% discount by spending at APITA, UNY, PIAGO or "Watashi To Seikatsu" with your Card during birthday month!

 

Step 1: Present your Dah Sing APITA UNY PIAGO Card or other Dah Sing Credit Cards to redeem a “Birthday Pass” at APITA/UNY/PIAGO Customer Service Counter or "Watashi To Seikatsu" Store during your birthday month.

 

Step 2: Single purchase at HK$500 or above with your designated Card can enjoy up to 10% discount by presenting your registered Birthday Pass.

Enjoy a complimentary home delivery service by spending HK$400 or above at APITA, UNY, PIAGO or "Watashi To Seikatsu" with the Card.

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Enjoy free interest and service charge installment plan with 6,12 or 24 months repayment periods for selection when purchasing with the Card at APITA, UNY and PIAGO.

  • RO Water (Pure Water) - APITA, UNY and PIAGO exclusively introduce the RO Water (Pure Water) Machine from Japan. Using the purified water to cook can help retain the original taste of food. Cardholders can purchase the exclusive water at a discounted price of HK$40 (Original Price HK$60) with the Card.

 

  • Eco Freezer - Eco Freezer provides re-usable ice substitute for keeping frozen or fresh food cold on the way home. Cardholder can purchase the exclusive ice substitute at a discounted price at HK$30 (Original Price HK$50) with the Card (applicable to APITA store only).

 

* For enquiry of related details, please refer to APITA or UNY's Customer Service Counter.

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Act Now!

Enquiry Hotline 2828 8168

 

To borrow or not to borrow? Borrow only if you can repay!

Subject to relevant terms and conditions. For details, please click here.

Terms and Conditions of the Welcome Gift:

  1. Promotional Period is valid from now till 31 December 2017 ('Promotional Period'). Welcome Gifts are only applicable to brand new Dah Sing Bank Credit Card cardholders who in the past 12 months have not held any principal card or supplementary card of any card type issued by Dah Sing Bank. Each new Principal Card Cardholder can only entitle to welcome gift ONCE only regardless of the number of principal cards applied. Gift cannot be converted into cash.
  2. Welcome gift for 'Dah Sing APITA UNY PIAGO Platinum Card' (Platinum Card) is "HK$200 APITA UNY PIAGO Gift Certificates". Welcome gift for 'Dah Sing PIAGO APITA UNY Classic Card' (Classic Card) is "HK$100 APITA UNY PIAGO Gift Certificates". If customer applies for Platinum Card and choose 'HK$200 APITA UNY PIAGO Gift Certificates' as welcome gift but only Classic card is approved, welcome gift will be 'HK$ 100 APITA UNY PIAGO Gift Certificates.
  3. For Principal Card Cardholder who chooses "HK$200 APITA UNY PIAGO Gift Certificates" or " HK$100 APITA UNY PIAGO Gift Certificates", he / she will be entitled to the Welcome Gift upon accumulated "Eligible Spending" of HK$3,500 or above and being posted to the relevant credit card account within the first 2 months from card issuance.
  4. Welcome gift choice cannot be changed once confirmed
  5. The Eligible Spending for welcome gift includes retail purchase, cash advance, autopay, recurring payment amount (e.g. Octopus Automatic Add Value Service, Autotoll Automatic Top-up Services etc.), Stocks Investment Savings Plan, interest-free monthly installment amount, gift redemption amount (if applicable), cheque payment amount (if applicable), but excluding the following transactions, including but not limited to Mobile Payment Transaction through mobile application(s) that is/are made available by the Bank from time to time (e.g. Android PayTM, Samsung Pay, etc.), Mobile Transfer Transactions (e.g. PayMe, WeChat Pay, TNG, Tap & Go, etc.), "Happy Installment" installment amount, "Cash-in Plan" amount, Branch Cash-in amount, balance transfer amount, bank handling fee (including annual fee, financial charge, late fee and cash advance handling fee etc), "Payeasy" bill payment amount, "Jet Payment" payment amount, casino transactions, unposted / cancelled / refunded and all unauthorized transactions. Eligible Spending of Supplementary Card will be combined to the Principal Card account.The Bank reserves the final decision for determining if the transaction fulfills the welcome offer requirement.
  6. The Bank will determine the Cardholder's eligibility for entitlement of the welcome gift based on the Cardholders' transaction records held with the Bank.
  7. Cardholders are required to keep all relevant original sales slips. In case of any disputes, the Bank reserves the right to request Cardholders to submit the relevant original sales slips for inspection. All sales slips submitted to the Bank will not be returned.
  8. The welcome gift redemption letter will be sent to the eligible Principal Cardholder within one month upon fulfilling the spending requirement. The relevant Credit Card Account must be valid and in good standing status at the time of issuing the redemption letter, otherwise Cardholder will not be entitled to the welcome gift. Gift redemption is bound by respective Terms and Conditions, these Terms and Conditions are set out on the redemption letter.
  9. Welcome gifts are on a first-come-first-serve basis while stocks last. In the event that the gift item is out of stock, the Bank reserves the right to substitute the welcome gifts with another offer without prior notice. The type or value of the gift may not be the same as the gift for this promotion. Gift cannot be converted into cash or discount and is non-transferrable.
  10. If Principal Cardholder cancels his / her new Credit Card within 13 months of card-issuance date, the Bank reserves the right to debit a handling fee of HK$300 to the relevant Principal Card Account without prior notice.
  11. The Bank reserves the right to amend these terms and conditions or cancel the offer at any time without prior notice.
  12. All matters and disputes are suject to the final decision of the Bank.
  13. In case of any discrepancy between the English and Chinese versions, the English version shall prevail.


General Terms and Conditions:

  1. "Bonus Point Scheme":
    • Every HK$1 you spent with your 'Dah Sing APITA UNY PIAGO Platinum Card' ("Platinum Card") or 'Dah Sing PIAGO APITA UNY Classic Card' ("Classic Card" will earn you 1 bonus point. For every HK$1 spent at APITA, UNY, PIAGO or "Watashi To Seikatsu", Platinum Card Cardholders can earn 3 bonus points and Classic Card Cardholders can earn 2 bonus points. For transactions made with the Card on your birthday, both Platinum and Classic Cards Cardholders can earn an extra point for every HK$1 spent (i.e. 2 bonus points for every HK$1). The extra Bonus Points Rewards on birthday will be calculated by respective cardholders (Principal Cardholders can enjoy extra Bonus Points upon spending on Principal Cardholder’s birthday; while Supplementary Cardholders can enjoy extra Bonus Points upon spending on Supplementary Cardholder’s birthday). The valid transactions for "Bonus Point Scheme" include retail purchase and Octopus AAVS amount only, but excluding the following transactions, including but not limited to cash advance, autopay, "Happy Installment" installment amount, "Cash-in Plan" amount, Branch Cash-in amount, balance transfer amount, Stocks Investment Savings Plan, "Payeasy" bill payment, “Jet Payment” payment amount, tax payment, interest-free monthly installment amount, “Tap & Go” top-up amount, cheque payment amount (if applicable), bank handling fees (including but not limited to annual fee, financial charge, late fee and cash advance handling fee etc), casino transaction, unposted / cancelled / refunded and all unauthorized transactions. Dah Sing Bank, Limited (“The Bank”) reserves the final decision on the applicability of the “Bonus Points Scheme”.
    • The respective bonus points will be deducted if there is any cancelled or refunded transactions on the monthly statement.
  2. "Cash-in Plan" is only applicable to Principal Cardholder and is not applicable to Supplementary Cardholder(s). No bonus point will be awarded for this Plan. The Bank will charge monthly handling fee which equals to a specified percentage of the approved amount, the Bank can change the percentage of such handling fee from time to time. Please refer to the latest promotional leaflet for the updated monthly handling fee and its respective APR(s). The plan is subject to relevant terms and conditions.
  3. "Happy Installment" Plan is only applicable to transaction(s) valued at HK$800 or above (or equivalent in foreign currencies), and applies to combined transaction (Each transaction amount cannot be less than HK$300 in the combined transaction). All combined transactions must be made under the same Credit Card account. Cardholder must apply at least 10 working days before payment due date of the transaction(s), as printed on the monthly statement (transaction(s) must be made within recent 2 months for such application) and keep the relevant sales slips for proof. Please refer to www.dahsing.com for the monthly handling fee and its respective Annualized Percentage Rate ("APR"). No bonus point will be awarded for this Plan. The Bank reserves the rights to accept or reject the application without the need to provide reasons. In case of any disputes, the decisions of the Bank shall be final. The Plan shall be subject to the terms and conditions of "Happy Installment" Plan. The relevant terms and conditions can be downloaded from www.dahsing.com or available through contacting Dah Sing Credit Card Centre Customer Service Hotline at 2828 8168.
  4. The Bank reserves the rights to amend these terms and conditions and / or amend or terminate this offer at any time without prior notice. All matters and disputes will be subject to the final decision of the Bank.
  5. In case of any discrepancy between the Chinese and English versions of these Terms and Conditions, the English version shall prevail.


Terms and Conditions of Birthday Offer Promotion:

  1. The promotion only applies to customers holding Principal Card and / or Supplementary Card of Dah Sing Credit Card and Co-brand Card (including the credit card transferred from MEVAS Bank) ("Eligible Card") issued by the Bank except Debit Card, Cash Card, Corporate Card, Purchasing Card, Spending Card, Business Card, Gift Card, Private Label Card, "Happy Family" Octopus AAVS account and Balance Transfer Account ("Non-eligible Cardholder").
  2. Each Cardholder can enjoy the Birthday Offer ("Offer") by spending with designated credit card in APITA, UNY, PIAGO or "Watashi To Seikatsu" ("Participating Merchants"), definition of designated credit card refers to the below table:
    Eligible Cardholder Definition of designated credit card
    Dah Sing APITA UNY PIAGO Card cardholder Dah Sing APITA UNY PIAGO Platinum Card, Dah Sing APITA UNY Classic Card, Dah Sing UNY APITA Classic Card and Dah Sing PIAGO APITA UNY Classic Card
    Other Dah Sing Credit Card cardholder Other Eligible Cards, except Dah Sing APITA UNY PIAGO
  3. Except otherwise specified, Offer is only applicable to purchase in designated consignments (For details, please contact Participating Merchants' Customer Service Counter or "Watashi To Seikatsu" store ).
  4. Offer is not applicable to the purchase of APITA UNY PIAGO Gift Certificate, consignment gift certificate, cigarette, APITA UNY PIAGO e-Shop online shopping, membership fee, tuition fee of Cultural Centre, Hakuyosha Dry Cleaning coupon, Italian Tomato coupon and purchase through installment and deposits.
  5. Return or exchange of goods and refund are not applicable to the Offer. Offer is not transferrable and cannot be exchange for cash, othher products, services or any discounts. Offer cannot be used in conjunction with other promotional offers, discount offers, shopping and dining coupons, membership card, cash coupon and gift certificate. Offer is not applicable to designated promotion dates, including but not limited to the APITA / UNY / PIAGO HK$100 Cash Coupon Promotion, Sunday Morning Special Promotion and Big Hot Bargain Promotion (For details, please contact Participating Merchants' Customer Service Counter or "Watashi To Seikatsu" store).
  6. For other related terms and conditions, please contact Participating Merchants' Customer Service Counter or "Watashi To Seikatsu" store.
  7. All photos are for reference only. The Bank is not the supplier of the relevant prizes, products or services. Should there be any enquiries, suggestions or complaints regarding the quality of the relevant prizes, products or services, customers should contact the Participating Merchants directly. The Bank shall not be responsible for the quality issue in relation to relevant prizes, products or services.
  8. Offers shall be terminated immediately upon cessation of the Participating Merchants' business.
  9. The Bank and Participating Merchants reserve the right to terminate this promotional program or amend the terms and conditions at any time without prior notice.
  10. In case of disputes, the Bank and Participating Merchants' decision shall be final and conclusive.
  11. The terms and conditions contained herein shall form part of the Agreement governing the use of Dah Sing Credit Card and shall be construed accordingly. In case of any conflict between these Terms and Conditions and the Agreement, these Terms and Conditions shall prevail.
  12. In the event of discrepancies between the Chinese version and English version of these terms and conditions, the Chinese version shall prevail.


Terms and Conditions of "Birthday Pass":
The promotional period is valid from now to 31 December 2017, both dates inclusive ("Promotional Period"). Birthday Pass ("Birthday Pass") is jointly issued by the Bank and APITA, UNY, PIAGO or "Watashi To Seikatsu" ("Participating Merchants"). Eligible Cardholder is required to spend at Participating Merchants with Eligible Card to enjoy the Birthday Pass Offer ("the Offer"). Eligible Cardholder is required to present the the Eligible Card (as defined in Clause 2 of General Terms and Conditions) and the Hong Kong ID to register for the Birthday Pass at Participating Merchants' Customer Service Counter or "Watashi To Seikatsu" store on any day during his / her birthday month. Birthday Pass is only valid on the day of registration. Birthday Pass is invalid for any alteration on the content. Any claim made for a lost, stolen or damaged Birthday Pass will not be entertained or reissued by The Bank and Participating Merchants. Photocopy of Birthday Pass is not acceptable for redemption of the Offer. Each Eligible Cardholder can register for the Offer once only. Eligible Cardholder is required to present the registered Birthday Pass and make a single purchase of HK$500 or above at related departments or designated consignments with designated credit card to enjoy the below discount offers (except specified products):

Designated credit card Discount offer & no. of use
Softline & Household Department Supermarket Designated Consignment* 
Dah Sing APITA UNY PIAGO Card 10% 10% 5%
Other Dah Sing Credit Cards 5% 5% 5%
No. of Use Once Once Once at each consignment

* For details, please contact Participating Merchants' Customer Service Counter or "Watashi To Seikatsu" store.
Offer is not transferrable and cannot be used in conjunction with other promotional offers, discount offers, shopping and dining coupons, membership card, cash coupon and gift certificate. For other related terms and conditions, please contact Participating Merchants' Customer Service Counter or "Watashi To Seikatsu" store.