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Dah Sing Altruist Credit Card

Enjoy double cash rebate for insurance premium payment

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Welcome Offer

Welcome Gift HK$200 Cash CouponPerpetual Annual Fee Waiver

Successful applicants will be entitled to HK$200 cash rebate upon accumulating Eligible Spending of HK$3,500 or above within the first 2 months from card issuance.

 

Cardholder can also receive a fabulous Altruist umbrella# upon successful application.

#The gift redemption letter will be mailed along with the new card upon your successful application of the Dah Sing Altruist Credit Card. Photo is for reference only. Gift is available while stocks last.

The Promotion Period is from now to 31 December 2017

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Product Features

You can enjoy the hassle-free method for paying the insurance premium (which was purchased through Altruist) by direct debit authorization service12 through your Dah Sing Altruist Credit Card. You can be entitled to double cash rebate, i.e. HK$2 cash rebate for payment of every HK$250 insurance premium through this payment service.


Remarks:
The Bank will credit the additional cash rebate to the Credit Card account of the relevant Cardholder in accordance with the record provided by Altruist. In case Altruist or the relevant insurance company subsequently update its internal record but fail to notify the Bank, which induces Cardholder's failure to enjoy the additional cash rebate, the Bank will not bear any responsibilities. For any enquiries regarding the service, please contact Altruist directly.

•You can earn HK$1 cash rebate13 for every HK$250 spent with the Card.
•What's more, you can earn 2X cash rebate (HK$2 cash rebate for every transaction of HK$250) for spending on your birthday13.

Delight yourself with extra pleasure!

By using Dah Sing Credit Card for Octopus Automatic Add Value Service ("AAVS"), you not only can save the time for queuing up and reloading your Octopus, but also earn cash rebate on your reload amount!

 

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Act Now!

Enquiry Hotline 2828 8168

 

To borrow or not to borrow? Borrow only if you can repay!

Subject to relevant terms and conditions. For details, please click here.

Terms and Conditions for Welcome Gift:

  1. Promotion Period is valid from now to 31 December 2017 ("Promotion Period").
  2. Welcome offer is only applicable to brand new Principal cardholders (i.e. did not hold and/ or cancel any Principal or Supplementary Credit Card issued by Dah Sing Bank, Limited ("The Bank") in the past 12 months) who successfully apply for Dah Sing Altruist Credit Card ("Eligible Card") within the Promotion Period ("Eligible Cardholder"). Each Eligible Cardholder can only enjoy the welcome offer ONCE regardless of the number of Principal Card applied.
  3. Eligible Cardholder will be entitled to the Welcome Gift upon accumulating Eligible Spending of HK$3,500 or above and being posted to the relevant credit card account within the first 2 months from card issuance.
  4. "Eligible Spending" includes retail purchase, cash advance, autopay, recurring payment amount (e.g. Octopus Automatic Add Value Service, Autotoll Automatic Top-up Services etc.), Stocks Investment Savings Plan, interest-free monthly installment amount, gift redemption amount (if applicable), cheque payment amount (if applicable); but excluding the following transactions, including but not limited to Mobile Payment Transaction through mobile application(s) that is/are made available by the Bank from time to time (e.g. Apple Pay, Android Pay™, Samsung Pay, etc.), Mobile Transfer Transactions (e.g. PayMe, WeChat Pay, TNG, Tap & Go, etc.), "Happy Installment" installment amount, "Cash-in Plan" amount, Branch Cash-in amount, balance transfer amount, bank handling fee (including annual fee, financial charge, late fee and cash advance handling fee, etc.), "Payeasy" bill payment amount, "Jet Payment" payment amount, casino transactions, unposted / cancelled / refunded and all unauthorized transactions. Eligible Spending of Supplementary Card will be combined to the Principal Card account. The Bank reserves the final decision for determining if the transaction fulfills the welcome offer requirement.
  5. The Bank will determine the cardholder's eligibility for entitlement of the welcome offer(s) based on the cardholders' transaction records held with the Bank. The relevant credit card should maintain as valid and in good credit standing during the entire Promotion Period, Spending Period and when the welcome offer is received. The relevant transactions must be posted and would be counted according to the Bank's record and the posting date. Otherwise, the Bank reserves the right to forfeit Eligible Cardholders' welcome offer(s) without prior notice.
  6. Cardholders are required to keep all relevant original sales slips. In case of any disputes, the Bank reserves the right to request Cardholders to submit the relevant original sales slips for inspection. All sales slips submitted to the Bank will not be returned.
  7. Welcome offer will be credited to the eligible Principal Cardholder within one month upon fulfilling the spending requirement. The welcome offer(s) i.e. the rebate amount is only applicable for settling new purchases; it is not transferable, cannot redeem for cash, withdraw as cash advance nor transfer to any gift or any discount.
  8. If Cardholder has redeemed the welcome offer and cancels his/her new credit card within 13 months from card issuance date, the Bank reserves the right to debit a handling fee of HK$300 from the relevant Principal Card account without prior notice.
  9. The Bank reserves the right to amend these Terms and Conditions or cancel/ amend/ terminate the offer(s) at any time without prior notice. All matters and disputes will be subject to the final decision of the Bank.
  10. The Terms and Conditions contained herein shall form part of the Agreement governing the use of the Dah Sing Credit Card and shall be construed accordingly. In case of any conflict between these Terms and Conditions and the Agreement, these Terms and Conditions shall prevail.
  11. In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

    General Terms and Conditions:
  12. Cardholder can enjoy double cash rebate i.e. HK$2 cash rebate for every transaction of HK$250 (the additional cash rebate will be credited to the Cardholder's credit card account respectively) by settling the insurance premium (which was purchased through Altruist) with Dah Sing Altruist Credit Card by direct debit authorization service. To settle the insurance premium (which was purchased through Altruist) with Dah Sing Altruist Credit Card by direct debit authorization service, Cardholder is required to complete the Direct Debit Authorization Form, which is available at Altruist or relevant insurance company and submit the completed form back to Altruist or relevant insurance company for arrangement of the direct debit authorization service after card issuance. The Bank will credit the additional cash rebate to the Credit Card account of the relevant cardholder in accordance with the record provided by Altruist. In case Altruist or the relevant insurance company subsequently update its internal record but fail to notify the Bank, which induces Cardholder's failure to enjoy the additional cash rebate, the Bank will not bear any responsibility. For any enquiries regarding the service, please contact Altruist directly.
  13. "Cash Rebate" is calculated base on individual transaction, every transaction of HK$250 will earn HK$1 cash rebate, individual transaction with amount less than HK$250 will not be entitled to any cash rebate. For transactions made with the card on Cardholder's birthday, Cardholder can earn extra HK$1 cash rebate for every transaction of HK$250. The extra Cash Rebate on birthday will be calculated by respective cardholders (Principal Cardholders can enjoy extra Cash Rebate upon spending on Principal Cardholder's birthday; while Supplementary Cardholders can enjoy extra Cash Rebate upon spending on Supplementary Cardholder's birthday). The valid transactions for "Cash Rebate" is only applicable to retail purchase and Octopus Automatic Add Value Service amount (Octopus AAVS amount) and excluding the following transactions, including but not limited to cash advance, autopay, "Happy Installment" installment amount, "Cash-in Plan" amount, Branch Cash-in amount, balance transfer amount, Stocks Investment Savings Plan, "Payeasy" bill payment, "Jet Payment" payment amount, tax payment, interest-free monthly installment amount, "Tap & Go" top-up amount, cheque payment amount (if applicable), bank handling fees (including but not limited to annual fee, financial charge, late fee and cash advance handling fee etc), casino transaction, unposted / cancelled / refunded and all unauthorized transactions. Dah Sing Bank, Limited ("The Bank") reserves the final decision on the applicability of the "Cash Rebate".
  14. The Bank reserves the rights to amend these terms and conditions and / or amend or terminate this offer at any time without prior notice. All matters and disputes will be subject to the final decision of the Bank.
  15. In case of any discrepancy between the Chinese and English versions of these Terms and Conditions, the English version shall prevail.