Dah Sing Life Credit Card

Prosperous life with health and wealth


Product Features

You can earn 1 bonus point for every HK$1 spent with the Card. What’s more, you can earn 2x bonus points for settlement of DSLA policy premium or spending on your birthday. Simply accumulate bonus points to redeem a bountiful array of cash coupons or mileage!

You will be entitled to the Online Spending Rebate Promotion to enjoy up to HK$350 rebate and a series of irresistible online privileges by successful registration of "eShopping Butler". What's more, you can enjoy HK$100 Enrollment Fee Waiver on “eShopping Butler” with any Eligible Online Transactions now. Please visit www.dahsing.com/card/eshop for details.

By using Dah Sing Credit Card for Octopus Automatic Add Value Service ("AAVS"), you not only can save the time for queuing up and reloading your Octopus, but also earn bonus points on your reload amount!


To borrow or not to borrow? Borrow only if you can repay!

Subject to relevant terms and conditions. For details, please click here.

General Terms and Conditions:

  1. "Bonus Point Scheme":
  2. a. Cardholder can earn 1 bonus point for every HK$1 purchase with your Dah Sing Life Credit Card. You can even earn double bonus points for settlement of DSLA policy premium or transaction on your birthday: for every HK$1 spent, cardholder can entitle to 2 bonus points. The extra Bonus Points Rewards on birthday will be calculated by respective cardholders (Principal Cardholders can enjoy extra Bonus Points upon spending on Principal Cardholder's birthday; while Supplementary Cardholders can enjoy extra Bonus Points upon spending on Supplementary Cardholder's birthday). Spending includes retail transactions and Octopus AAVS amount only; the following transactions are excluded, including but not limited to cash advance, autopay, "Happy Installment" installment amount, "Cash-in Plan" amount, Branch Cash-in amount, balance transfer amount, Stocks Investment Savings Plan, "Payeasy" bill payment, "Jet Payment" payment amount, tax payment, interest-free monthly installment amount, "Tap & Go" top-up amount, cheque payment amount (if applicable), bank handling fees (including but not limited to annual fee, financial charge, late fee and cash advance handling fee etc), casino transaction, unposted / cancelled / refunded and all unauthorized transactions. Dah Sing Bank, Limited ("The Bank") reserves the final decision on the applicability of the "Bonus Points Scheme".
  3. e-banking service: A service fee of 1% of the payment amount will be charged (applicable to the pre-registration merchants only). No Bonus Point will be awarded for e-banking service. For information of the merchant list, please visit www.dahsing.com.
  4. The Bank reserves the final rights to amend these terms and conditions at any time without prior notice. All matters and disputes will be subjected to the final decision of the Bank.
  5. In case of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.