Follow a simple fund transfer process to make payments easily
Receive a fee waiver* when transferring funds in batch using Autopay-Out
Remit funds to other bank accounts, locally and across the world through CHATS and Telegraphic Transfer^
Schedule transfers to plan cash flow
FPS Fund Transfers, Collection and Electronic Direct Debit Authorization (eDDA)**
Register the company's FPS ID to receive funds via FPS for Free
Schedule fund transfers 7 x 24 real-time in HKD or RMB to bank accounts of other local participating banks via FPS
Register eDDA instructions to pay or receive funds on a specific date
Receive funds via QR code generated with 328 Business e-Banking
Corporate Customer can generate a single QR code for FPS collection on 328 Business e-Banking free of charge. The FPS name(s) and logo(s) will no longer be showed on the QR code and bill number/reference is also not supported. A fixed amount must be entered when generating a QR code.
The FPS Merchant Payment Acceptance Service provides a convenient and efficient payment acceptance service for Merchant Customers. You can generate a single QR code through e-Banking or Mobile Banking, and the FPS name(s) and logo(s) will be showed on the QR for easy bill checking and bill number/reference is also supported . You can also generate a QR code without a specific amount to allow your customers to enter their own amount. In addition, you can generate multiple QR codes through e-Banking to collect payments from multiple customers at the same time. To find out more, please click here.
Bill Payment Services
Pay to over 800 merchants including utilities, government, and even charities
Avoid penalty fees on late payments by scheduling the transaction date for up to 6 months
Set up instant, scheduled or monthly payment instructions
One-Stop Payroll & MPF+ Process
Arrange salary and MPF payments with ease
Save time handling large amounts of cash or cheques by scheduling salary payments online
Designate a company specialist for preparing payroll and MPF transactions
Enjoy a fee waiver on payroll transactions*
Instant Email and SMS alert
Safeguard user account by instant notification of selected transaction status
*Such fee waiver is only applicable to the credit accounts of Autopay-Out or the employees' payroll accounts maintained with Dah Sing Bank. For the credit accounts or payroll accounts maintained with other banks, the Bank will charge HKD1.5 for each transaction, the minimum charge for each payroll or Autopay-Out file uploaded is HKD50.
^Local remittance involving cross-border fund movement and Telegraphic Transfer service are not offered to the 328 Business Account (Express).
**Free-of-charge for FPS inward transfer. For the charge of using other services, please refer to the Bank Service Charges on the Bank's Website. In general, inward and / or outward transfers made via FPS will be processed immediately by our Bank. When and how the counterparty banks process the inward/outward transfers depend on the practice of the individual bank.
+This service is for BCT (MPF) Pro Choice and BCT (MPF) Industry Choice of BCT Financial Limited only.
Manage your 328 Business e-banking account with ease
Secure Transport Layer Security (TLS) Encryption TLS encryption ensures confidentiality. TLS is an updated and more secure version of Secure Socket Layer (SSL). It is an internationally recognised standard for information security. All data and information transmitted between you and us through the Internet is encrypted by TLS encryption
Login with unique Company Group IDs and User IDs
Use a SMS One-time Password (OTP) in Two-factor Authentication for login and authorization:
Request Cheque Books^^
Approve transactions (including: Fund Transfer or Remittance to third-party accounts, FPS Services, Bill Payment to merchants, Payroll, Autopay-Out, creation and amendment of Fixed Deposit, Business Card Repayment, MPF Contribution Payment and Contribution File Upload Services)^^. Up to 10 transactions records with same transaction type can be approved each time***