Comprehensive banking solutions to help you manage your account and cash flows with ease.

• Enjoy HKD Current and Savings Accounts with preferential savings interest and free cheque books
• Make transfers and remittances at any time with RMB, USD and foreign currency accounts
• Receive stand-alone monthly account statements⁷ with snapshot of business transactions
• Enjoy first-year annual fee waiver for ATM card⁸

Online Application

Manage your business anytime and anywhere via our secure digital platform.

• Check account balances, make transfers and remittances at any time
• Perform 7x24 real-time transfers in HKD or RMB to / from bank accounts with other local participating banks via FPS
• Make bill payments through a simplified online process, and arrange MPF contributions* by uploading files
• Enjoy self-service set-up for users, accounts and function access rights, plus transaction authorisation security control
• Make use of our SMS OTP and Security Authentication (e.g. Fingerprint Authentication, Face ID) to authorise transactions

Please visit webpage of 328 Business e-Banking and 328 Business Mobile Banking for details of service features and user guide.

* This service is available for BCT (MPF) Pro Choice and BCT (MPF) Industry Choice only.

Enjoy greater convenience with professional business advice.

• Designed for SME customers and located in key commercial districts for easy access
• Our professional team assists you in account opening and works as your banking partner to provide a wide range of banking solutions that fit your business needs
• Just fill in the online application form, upload the required documents^ and complete the account opening process at our 328 Business Banking Centre Zone

^For details of the documents required to be uploaded upon online application, please Click Here.

Choose from Various lending solutions to fully support your business expansion or liquidity needs.

Online Appointment

^# Applicable to a loan amount of HKD 1 million or below.

* P refers to the Hong Kong Dollar Prime Rate quoted by HKMCI from time to time.

To borrow or not to borrow? Borrow only if you can repay!

Various merchant services to support business expansion

• Merchant Payment Acceptance Services¹⁶
  "PAY+" Consolidated Payment Solutions support different payment services to enhance merchants' collection services and maximize operational efficienc
  • You can accept a wide range of cards, mobile and QR code payments with an all-in-one point of sales machines (e.g. Visa Card, Mastercard, UnionPay Card, American Express*, EPS *, JCB card, Apple Pay, Google Pay™, Samsung Pay, UnionPay, WeChat Pay and Alipay)
  • e-Commerce businesses are supported through online payment gateway
  • First Bank to launch "Tap on Phone" in Hong Kong. You can accept payment through a mobile phone
  • Enjoy simple, Easy, Fast and Flexible online payment collection by connecting to Wi-Fi, broadband network , 3G / 4G network and landline

• Merchant Receivables Loan^{10, 11, 15}
  Based on merchants average monthly sales^, you can obtain access to capital sooner to improve cash flow and plan for business growth:
  • Pay back monthly with a portion of accumulated daily sales^
  • Flexible repayment period (3-18 months)
  • Loan amount up to HK$1 million
  • No financial statements or collateral required

Online Appointment

* Merchant is required to submit applications to relevant card organisation individually.

^ Refers to payments settled through merchant payment acceptance services.

To borrow or not to borrow? Borrow only if you can repay!

Arrange salary payments online with ease.

• Enjoy fee waiver on payroll transactions*
• Help your employees withdraw their salaries on the morning of pay day*

*Only applicable to salary payment files uploaded by e-Banking for employees whose payroll accounts are maintained with Dah Sing Bank.

Provides you with flexible business payment options.

• Credit Limit of each cardholder can be freely assigned to make financial monitoring easy
• Applications can be made by pledge of fixed deposit instead of providing company income or asset proof
• Clear Monthly Statement is provided of all transactions made by each cardholder
• Annual Fee Waiver for the first three years

Please click here for details of Dah Sing Business Card.

To borrow or not to borrow? Borrow only if you can repay!

Dah Sing Insurance provides your companies and employees with comprehensive insurance solutions. 328 Business Banking customer can enjoy up to 30% discount on the first year's premium¹⁹ upon enrolment in the following insurance plans:

• Public Liability Insurance
• Employees' Compensation Insurance
• Contractors' All Risks Insurance
• Fire Insurance
• Office Package Insurance
• Shop Package Insurance

For enquiries, please DSI Customer Service Hotline at 2808 5000 during office hours from 9:00 am to 5:45 pm, Monday to Friday (Except Public Holidays).