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About Dah Sing Financial Group

About Dah Sing Financial Group

About Dah Sing Financial Group


Dah Sing Financial Group (the Group) is a leading financial services group in Hong Kong, active in providing banking, insurance and other financial-related services in Hong Kong, Macau and Mainland China. Established in Hong Kong over 70 years ago, the Group now comprises two listed companies, Dah Sing Financial Holdings Limited (DSFH; SEHK: 0440), which has been listed on the Hong Kong Stock Exchange since 1987, and Dah Sing Banking Group Limited (DSBG; SEHK: 2356), which has been listed on the Hong Kong Stock Exchange since 2004 and whose majority shareholder is DSFH.

DSBG has three wholly-owned banking subsidiaries in the Greater Bay Area, including Dah Sing Bank, Limited (DSB), Banco Comercial de Macau and Dah Sing Bank (China) Limited, with a combined footprint of around 70 branches in Hong Kong, Macau and Mainland China. It also offers securities trading services through Dah Sing Securities Limited. DSBs long term rating assigned by Moody's and Fitch is "A2" and "BBB+" respectively.

Additionally, DSB holds an approximately 13% strategic shareholding in Bank of Chongqing. Bank of Chongqing is a leading city commercial bank in Chongqing, the largest city in Western China, with a local branch network of over 100 branches.

DSFH is also the holding company for the Group's other non-banking businesses. Through Dah Sing Insurance Company (1976) Limited and Macau Insurance Company Limited, the Group offers a wide range of general insurance services in Hong Kong and Macau. Meanwhile, it also offers pension fund management services in Macau through Macau Pension Fund Management Company Limited.


DSB is committed to its vision and mission as follows:


Vision

The local bank with a personal touch, growing with our customers in Hong Kong, the Greater Bay Area and beyond.


Mission

  • To create value for our customers by providing quality products and excellent service
  • To grow with our employees through mutual commitment
  • To increase shareholder value through sustainable returns on capital

Guiding Principles and Values

Employees of DSB and the rest of the Group share the following guiding principles and values:

  1. Customer Commitment: Maintaining thorough focus on and commitment to all our customers; genuinely understanding our customers, their needs and opportunities
  2. Financial Strength and Risk Management:Building and maintaining financial strength through focus on cost control, profit margins, liquidity, capital, leverage and avoidance of unquantifiable future risks
  3. Operational Excellence: Maintaining attention to detail and attaining excellence in every aspect of our operations
  4. Employer and Employee Commitment: Honouring mutual commitment with our staff that is balanced between dedication and performance at work by our people, and respect and nurturing by the Group through appropriate training as well as performance-driven compensation and benefits
  5. Integrity: Doing what is right, even when no one is looking
  6. Compliance: Cultivating a strong compliance culture that is essential to our organisation