At Dah Sing Bank, we always take the initiative to provide you with diversified products and professional banking services. To meet customer demand for RMB banking services, we provide you with comprehensive RMB banking products and services, which allow you to enjoy a full range of high quality RMB services wherever you are.

• Provides you with RMB Savings and Fixed Deposit services¹
• Preferential interest rate
• Customers may manage their deposits and transfer funds flexibly and conveniently through Dah Sing branches in Hong Kong, through online e-banking services or by using phone banking services.

• RMB Current Account² allows you enjoy savings interest rate and the convenience of cheque issuance
• RMB cheque book free of charge
• Customers can issue cheques in Guangdong Province (including Shenzhen) for payment of consumer spending.
• Issuance of Monthly statement is available, which clearly shows every transaction in details

• One-stop RMB auto-exchange and RMB fixed deposit auto-placement services without service fee
• Customers may simply place a single instruction at any Dah Sing branch, and we will automatically transfer the relevant funds from customers' HKD deposit accounts to their RMB savings accounts daily, according to the total targeted RMB amount to be exchanged and the daily exchange amount set by customers
• RMB fixed deposit will automatically open upon completion of RMB auto-exchange and transfers. No extra instruction is necessary

• RMB & HKD two-way exchange services are available
• Preferential exchange rate
• Dah Sing Bank customers are entitled to enjoy waiver on note exchange handling fee

• Transfer RMB to local banks' accounts anytime
• Outward remittance of RMB funds to account in Mainland China
• Services to receive RMB funds remitted from banks in Mainland China back to Hong Kong is available

• Withdraw RMB notes via all Dah Sing Bank ATMs⁴ without charge

• Enjoy the exclusive services of withdrawing cash or making purchases in both Hong Kong and Mainland China via Dah Sing ATM Card
• Simply open a HKD account and apply for a Dah Sing HKD Card, customers can withdraw RMB cash from his/her HKD account in Mainland China. If customers possess RMB accounts, RMB withdrawal in Mainland China can be made directly from the RMB accounts so as to avoid the price difference in currency exchange.

Dah Sing HKD Card	Dah Sing RMB Card

• Convenient and efficient RMB withdrawal service⁶ and balance checking⁷ through over 70,000 ATM machines with among several provinces/cities in Mainland China.
• You can enjoy the spending sphere and make purchase by over 500,000 POS Terminals marked with in Mainland China⁸

• Withdraw HKD or RMB via over 1,600 ATMs marked logos
• Enjoy purchase payment by and bill payment via at over 20,000 merchant outlets

China UnionPay (CUP) Dual Currency Credit Card

• Dual Currency in one Card, Both HKD and RMB Credit Card account in one single credit card
• Welcomed by over 100 countries & markets around the world, while accepted by over 2.2M merchants in China with UnionPay logo
• Enjoy Overseas Transaction Handling Fee Waiver for spending at China or Oversea
• Choose 10 of your own "My Favorite Merchants" in Hong Kong and China to earn 10X Cash Rebate

RMB Markup Bonus10
If customers open an i-Account and subscribe investment funds at the same time, the RMB deposit balance of the i-Account will automatically enjoy an extra RMB interest rate of 0.32% p.a.

Please Act Now !
To enjoy quality and convenient RMB banking services, please visit any Dah Sing Branch to open an account now. 

Useful Information Related to RMB Banking Services

• RMB & HKD two-way exchange services are available
• Maximum exchange amount in cash per transaction is RMB20,000
• Only RMB banknotes in denominations of RMB10, 20, 50 and 100 of the Series 4 & Series 5 are accepted. RMB coins and other denominations are not acceptable.

• Customer can transfer RMB fund (1) to any account at any local banks for any purpose; or (2) to any third parties' accounts at Dah Sing Bank
• Outward remittance service will be provided from Mondays to Fridays. No services will be provided on Saturdays, Mainland Holidays and Hong Kong Holidays. For the service hours, please contact our branch staff.

• Provide outward remittance of RMB funds to Mainland China accounts
• Remitters must be RMB deposit account-holders
• Remitter and beneficiary should be in the same name
• Maximum amount per person per day is RMB 80,000. If the aggregate remittance amount exceeds such limit, the remittance instruction will be rejected and the reject payment will be returned in full amount.
• When applying for the outward remittance, customers need to provide the standard Chinese code of their Chinese names.
• Outward remittance service will be provided from Mondays to Fridays. No services will be provided on Saturdays, Mainland Holidays and Hong Kong Holidays. For the service hours, please contact our branch staff.

Click here for more information about Terms & Conditions.

1. The initial deposit amount for an RMB savings account is as low as RMB100; the minimum deposit amount for RMB fixed deposits is RMB10,000. RMB Savings Account / RMB Current Account holders who maintain an average monthly balance of HK$5,000 or above will enjoy a waiver on the relevant low-balance account maintenance fee. The calculation for average balance includes the balances of customers' other accounts at Dah Sing Bank. For details, please contact our branches.
2. The initial deposit amount for an RMB Current Account is as low as RMB1,000. The daily consumptional expense in Guangdong Province(including Shenzhen) of an RMB Current Account must not exceed RMB80,000.
3. The relevant services are applicable to individual customers only. The daily limit for the exchange of HKD-to-RMB per customer is RMB20,000.
4. All Dah Sing ATMs and selected JETCO ATMs provide RMB cash withdrawal services. The services of RMB cash withdrawal via Dah Sing ATMs are applicable to Dah Sing Bank customers only.
5. When using Dah Sing ATMs, customers may choose to debit the amount from their RMB account or HKD account.
6. The handling charges will be levied for cash withdrawal via ATMs in Mainland China. The maximum withdrawal amount per day is RMB10,000.
7. Customer can enquire balance of HKD account at Dah Sing HKD Card and balance of RMB account at Dah Sing RMB Card.
8. Maximum daily spending amount is RMB 20,000.
9. The whole line of Dah Sing ATMs and part of ATMs with JETCO logo can provide RMB cash withdrawal. Customer can choose to debit RMB account or HKD account via Dah Sing ATMs. Daily withdrawal limit is RMB10,000.
10. The offer is applicable to the RMB deposit balance of Dah Sing i-Account or VIP i-Account or Character Consolidated Account. The above interest rate will not exceed the RMB interest rate offered by the RMB Clearing Bank to the Participating Bank in Hong Kong.
11. For details and terms and conditions of all of the above services and charges and other relevant charges details of the Bank, please refer to the Master Terms and Conditions and the Bank Service Charges of the Bank or contact the customer services officers of the bank. Dah Sing Bank reserves the right to amend the terms and conditions and/or terminate the above offers at any time without prior notice. In case of any disputes arising out of this promotion, the decision of the Bank shall be final and conclusive.

Risk Disclosure: Exchange of RMB to HKD or other currencies is subject to currency exchange rate fluctuation. Customer should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently not freely convertible and subject to conversion daily limit. Customer should allow time for conversion of RMB from/to another currency of an amount exceeding the daily limit.