Dah Sing Bank, Limited - Personal - Deposit - Kids A/C - Sesame Street Kids Savings Account

Grows up and develops good savings habits with you

Dah Sing Bank proudly presents the Sesame Street Kids Savings Account ¹ to all caring parents. This innovative account allows the Sesame Street neighborhood to accompany your child as he/she grows up and helps your child to develop good savings habits. Your child will learn that great savings derive from little accumulation, and this will serve as a good basis for future financial management.

Adorable Sesame Street Passbook

Parents may open this Kids Savings Account together with their children. To increase their children's interest in savings, we offer a Sesame Street passbook with fun. The passbook is specially designed with the Sesame Street neighborhood imprinted on every inside page. Children may update account transactions in their passbook anytime at any Dah Sing branch and receive their savings results instantly. This will certainly give your child more satisfaction and fun with savings.

Unique Sesame Street Deposit Card
Your kids will own a Sesame Street Deposit Card with his/her photo printed. The designs are so special and unique as your kids personal characteristics. You child may deposit cash and enquire about account balances via selected ATMs and Cash Deposit Machines with the Deposit Card, and cultivate a good regular savings habit.

Sesame Street Kiddie e-banking Service ²

The innovative Sesame Street Kiddie e-banking Service provides your child with hand-on experience in banking services and financial management and lets your child can experience a wide range of online banking services, such as:

	Account Balance & Recent Transaction Enquiry
	e-Card
	Calculator
	Internet Game
Demo

Sesame Street Kids Savings Account Award

To encourage kids to save, Dah Sing Bank offers a special Award Plan and grants extra incentives to children who develop a habit of saving*.

* Details will be notified individually.

Act Now to Open an Account

Bring your child's original birth certificate copy and photo (1.5" x 1.5" color passport photo, with full front view of head and/or shoulders) and your vaild residential address proof within the latest 3 months, and visit any Dah Sing branch to open an account now. The initial deposit amount is just HK$500 and there is no low-balance maintenance fee. ⁴

Click here for more information about Terms & Condition

Sesame Street Kids Savings Account Promotion

Simply open a Sesame Street Kids Savings Account on or before 30 June 2010 and you can receive the fabulous gifts below:

A. An Elmo Coin Bank¹ will be offered for opening a Sesame Street Kids Savings Account with a deposit of HK$5,000 or above.

Elmo Coin Bank

B. If you use any of the following Dah Sing Bank services at the same time, you can enjoy an adorable gift apart from the privileges listed below.

	open an i-Account or apply Dah Sing Credit Card successfully²
	join Dah Sing VIP Banking to enjoy an additional HK$100 cash coupon3
	place a Privileged HKD Fixed Deposit—“Step-up Interest Rate Series”, to enjoy preferential interest rate up to 2.83% p.a.4
	open a 3-month HKD Fixed Deposit Account to enjoy an extra 0.1% p.a. interest rate mark-up.5
	successfully subscribe designated Savings Protection Plans to enjoy a maximum cash reward of HK$688.6
	newly open a Securities Account to enjoy online “$0 Securities Trading Brokerage Fee” for the first month and 500 free quotes per month of Real-time Stock Quotes Services.7

C. A series of merchants' offers. For details, please contact our bank staff.

Bring your child's original birth certificate, a photo (1.5" x 1.5" color passport photo, with full front view of head and/or shoulders) and your valid residential address proof of the latest 3 months, and visit any Dah Sing branch to open an account now. The initial deposit amount is just HK$500 and there is no low-balance maintenance fee⁶.

Act Now! Open your Kids Savings Account today at any Dah Sing Branches! Gift is offered while stock lasts.

Click here for more information about Terms & Condition

Promotion Offers' Remarks
1.	Customer, who newly opens a Sesame Street Kids Savings Account with initial deposit of HK$5,000 from now till 30 June 2010 (the “Promotion Period”), will be entitled to a free Elmo Coin Bank. Customer must maintain the initial deposit at the respective Kids Savings Account for the 1st month from account opening date. Otherwise, Dah Sing Bank (the “Bank”) reserves the right to debit handling charges of HK$300 from the respective Kids Savings Account without prior notice. Sesame Street Kids Savings Account applies to children under the age of 18. Welcome gift offer is only applicable to customer who does not maintain any i-Account in the past 6 months. For charges and Terms & Conditions of account, please refer to Dah Sing Bank Master Terms and Conditions and Dah Sing Bank Services Fees for details or contact our staff at any Dah Sing branch.
2.	During the Promotion Period, customer, who newly opens an i-Account with initial deposit of HK$5,000 or successfully applies Dah Sing Credit Card at the same time, is entitled to an adorable gift. Customer must maintain the initial deposit of HK$5,000 at the respective i-Account for the 1st month from account opening date or should not cancel the respective Dah Sing Credit Card within 3 months after card issuance . Otherwise, the Bank reserves the right to debit handling charges of HK$300 from the respective i-Account without prior notice. For offers details and charges of i-Account and Dah Sing Credit Card, please refer to the respective leaflet or contact our Bank staff at any Dah Sing branch.
3.	During the Promotion Period, customer, who joins VIP Banking Services and maintains an average deposit balance of HK$300,000 or above during the Promotion Period, is entitled to an additional HK$100 cash coupon on top of the prevailing welcome offer. Coupon will be delivered to eligible customers on or before August 2010. For offers details and charges of VIP Banking Services, please refer to respective leaflets or contact our Bank staff at any Dah Sing Bank branch. This offer is only applicable to customer who has not joined VIP Banking Services in the past 3 months.
4.	Customer, who places a “Privileged HKD Fixed Deposit account”—“Step-up Interest Rate” Series with new fund between HK$100,000 and HK$10,000,000 on or before 31 March 2010, is entitled to enjoy the above interest rate offer and an adorable gift will be offered. Interest rate of 2.83% p.a. is based on Dah Sing Bank HKD 12-month fixed deposit board rate of 0.33% p.a. + 2.50% p.a. as of 24 December 2009 and is for reference only. This offer is not applicable to Fixed Deposit account opened through e-Banking service. The fixed deposit board rate and the mark-up interest rate are subject to change according to the market environment. The interest rate offered to customers is based on the interest rate provided by Dah Sing Bank during account opening. For offer details and terms and conditions, please refer to the respective leaflet or contact our Bank staff at any Dah Sing branch.
5.	During the Promotion Period, customer, who opens a 3-month HKD Fixed Deposit account with new fund between HK$100,000 and HK$10,000,000, is entitled to enjoy the above interest rate offer and an adorable gift will be offered. The interest rate offered will be based on an interest rate markup of 0.10% p.a. on top of the Dah Sing Bank HKD 3-month fixed deposit board rate. The final interest rate is capped at the respective month's HIBOR + 0.1% p.a.. This offer is not applicable to Fixed Deposit account opened through e-Banking service. The interest rate for subsequent fixed deposit renewals will be based on the prevailing interest rate offered by Dah Sing Bank. The above offer cannot be used in conjunction with any other promotional offer of Dah Sing Bank. For offer details, please contact our Bank staff at any Dah Sing Bank branch.
6.	Customer, who successfully subscribes the designated Savings Protection Plans before 31 March 2010, is entitled to a maximum cash reward of HK$688 and an adorable gift will be offered. Customers will receive the redemption letter(s) after the cooling off period. If customer cancels the policy during the cooling off period, no offers will be applied. Regarding the terms and conditions of the cooling off period, please refer to the letter enclosed with the policy. The above policy is underwritten by Dah Sing Life Assurance Company Limited. Dah Sing Bank is an insurance agent authorized by Dah Sing Life. Regarding the coverage, detailed clauses, rules and exclusions of the desinated Savings Protection Plans, please refer to the policy.or contact our Bank staff at any Dah Sing Bank branch.
7.	Customer, who opens Dah Sing i-Account and securities account at the same time before 28 February 2010, is entitled to enjoy the Brokerage Fee offer and an adorable gift will be offered. "$0 Securities Trading Brokerage Fee" is offered to customers in the first one month of the securities account opened from the securities account open date to the end of first month date, both dates inclusive. “$0 Securities Trading Brokerage Fee" offer is only applicable to trades conducted via internet, trades conducted via other channels are not eligible to this offer. There is no limit on the number of trades, while the maximum accumulated transaction amount is HK$5 millions. Customers who are eligible to "$0 Securities Trading Brokerage Fee" are required to pay brokerage fees upfront at the standard rate (0.25% of transaction amount, minimum HK$100). The waived brokerage amount will be reimbursed to customers’ settlement account in form of cash rebates within 2 months after the promotion period of "$0 Securities Trading Brokerage Fee" offer. Customer must maintain the relevant securities account and settlement account at the time of reimbursement for such rebates. Customer should register the i-Securities Real-time Stock Quotes Services. For service details and terms and conditions, please contact securities service hotline at 2828 7028.
8.	New fund are defined as fund newly deposited at the Bank, using a cheque drawn on other bank, inward CHATS or T/T during the Promotion Period and excluded fund transfer from the existing Dah Sing Bank / MEVAS Bank account.
9.	Customer, who opens Sesame Street Kids Savings Account(s), will receive the welcome gift redemption letter.within 2 months after account opening; whereas the redemption letter(s) of the adorable gift(s) (if applicable) will be sent within 2 months after the Promotion Period. Customer should bring along the original copy to designated redemption centre to redeem the adorable gift(s). The Bank reserves the right to offer any alternative gift and replacement if the gift(s) are not available. Therer may be discrepancies between the gift and the photo displayed. The Bank is not the gift/cash coupon supplier and makes no representations or guarantees as to the quality of the products provided by the suppliers of the gift items/cash coupons in this promotional campaign. The gifts/cash coupons cannot be redeemed for cash. Any disputes or complaints in respect of the gifts/cash coupons should be directed to the supplier.
10.	The Bank reserves the right to amend these terms and conditions or cancel this programme at anytime without prior notice. In the case of a dispute, the decision of Dah Sing Bank shall be final.

Remarks

This applies to children under the age of 18.

To enjoy the Dah Sing e-banking Service for free, customers must maintain a valid Dah Sing Bank ATM card or credit card.

For details of the service charges for this account, please refer to the section on "Savings Account" and other applicable service charges in the Dah Sing Bank Service Charges leaflet. For details, please contact any Dah Sing Bank branch staff.

Dah Sing Bank reserves the right to amend these terms and conditions or cancel this programme at anytime without prior notice. In case of dispute, the decision of Dah Sing Bank shall be final.

Dah Sing Bank Sesame Street Kids Savings Account

Introduction

Promotion Offers

Terms