Innovative Bonus Savings Interest Rate Offer
| Dah Sing Bank always strives to provide you with comprehensive and quality financial services and now brings to you innovative i-Account. By opening i-Account, you can enjoy the convenience of HKD interest bearing Checking Account and Multi-Currency Deposit Account. If you use more of other Dah Sing Bank services at the same time, no matter how much is the deposit, you will enjoy interest rate mark-up up to 1% in Checking Account. The more services you select, the higher mark-up rate you will enjoy. So you can enjoy unprecedented financial convenience and fabulous interest returns. |
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Use below services:
 Securities Services
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+ 0.25% |
Use any 1 of below Services:
Fixed Deposit
Credit Card/ Debit Card
Personal Finance Services(such as Tax Loan, Personal Loan, etc.)
Mortgage Loan
Investment Services(including Investment Funds and Retail Certificates of Deposits, etc.) |
Each item + 0.125% |
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| Integrating Interest Bearing Checking Account & Multi-Currency Deposit Account |
By opening i-Account, you can enjoy an interest bearing HKD Checking Account and a Multi-Currency Deposit Account at the same time :
Save & Check Account
Enjoy savings interest and checking facility in one single account. Interest will be paid monthly.
Multi-Currency Deposit Account
Up to 14 foreign currencies (including RMB) for your foreign currency trading. Interest will be calculated on a compound daily basis and be paid monthly. |
| More Comprehensive Consolidated Monthly Statement |
| You will receive one consolidated monthly statement showing all your financial status and investment portfolio, including Savings, Checking, Fixed Deposits, Investment Funds, Securities Retail Certificates of Deposit accounts and Life Insurance, etc. So you can handle your personal finances more flexibly. |
| Integrated Financial Services |
i-Account provides you with various integrated financial convenience :
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Enjoy No Bounced Cheque / Autopay Protection for up to HK$3,500 by simply maintaining the monthly average deposit balance of HK$5,000 or above in your i-Account |
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Free i-Account Card to enjoy JETCO ATM, EPS and PPS anytime |
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e-Banking Service to enjoy e-Banking Service, i-Securities Service, "PayEasy" Bill Payment Service and on-line Schedule Transfers & Payment Services, etc. |
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24-Hour Automated Phone Banking Services to handle your i-Account including account balance enquiry and fund transfer, etc. |
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Click here for more information about Terms & Condition |
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Open your i-Account now to enjoy a series of unprecedented financial privileges
| Open an i-Account to enjoy fabulous interest returns plus a series of unprecedented financial privileges: |
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| 1. General Insurance Offers |
| - 20% discount on Domestic Helper Insurance, Home Content Insurance, |
| Travel Insurance and Personal Accident Insurance |
| - Up to 50% discount on Private Car Insurance |
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| Open your i-Account today at any Dah Sing Branches or via our website now ! |
Click
here for more information about Terms & Condition
Innovative Bonus Savings Interest Rate Offer
| General Notes: |
| 1. |
Deposit interest rate of i-Account will be the above HKD Savings Rate plus additional mark-up , subject to a maximum of 1-month HKD fixed deposit rate +0.125% or 1-month HKD HIBOR, whichever is lower. Such interest rate will be applied to your i-Account Save & Check Account in the following month. |
| 2. |
Interest Rate Mark-Up is applicable to the credit balance of the i-Account Save & Check Account and is not applicable to the Multi-Currency Deposit Account. |
| 3. |
To enjoy Interest Rate Mark-Up, the account status of all other Dah Sing Bank services held by each i-Account holder must be normal. |
| 4. |
Customers can request for ONE cheque book per order |
| 5. |
The calculation of monthly average deposit balance includes the deposit balance of i-Account, other KD / Foreign Currency deposit accounts and Fixed Deposits, latest market value of Investment Accounts (including Investment Funds, Retail Certificates of Deposits, Securities, Equity Linked Deposits and margin deposit of Foreign Exchange Margin) and cash value of life insurance accounts. The account holder(s) of the above-mentioned accounts must be identical to that of the i-Account. |
| 6. |
Dah Sing Bank reserves the right to amend the above deposit rates or the terms and conditions without prior notice. In case of any dispute, the decision of Dah Sing Bank is final and conclusive. |
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| Terms and Conditions Only Applicable to Promotional Offers : |
| 1. |
This General Insurance discount offer cannot be used in conjunction with other offers. General Insurance offer includes Domestic Helper Insurance, Home Content Insurance, Travel Insurance,Personal Accident Insurance and Private Car Insurance.
Customer who has held or canceled a policy of the same type (except the single-trip plan of travel insurance) with Dah Sing Insurance Company Limited in the past one month will not be entitled to the offers. Dah Sing Insurance Company Limited is the underwriter of the insurance plans. Dah Sing Bank and Dah Sing Insurance Company Limited reserve the right to amend the terms and conditions at any time without prior notice. If there is any dispute, the decision of Dah Sing Bank and Dah Sing Insurance Company Limited shall be final. |
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The above offers cannot be used in conjunction with other related offers. Dah Sing Bank has the right to amend the above terms and conditions of offers, terminate or end any of the above offers at anytime without prior notice. In the event of dispute, the decision of Dah Sing Bank shall be final. |
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The English version shall prevail in case of any discrepancy. |
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Risk declarations: |
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Investment involves risk. Stock prices may move up or down. Customers are required to read thoroughly the related prospectus before making decision. |
