Enjoy High Savings Rate with Flexibility

From now till 31 August, 2012, customer who opens or registers the i-Account can enjoy Bonus Savings Interest Rate up to 2%p.a. for New Fund3 deposited during the Bonus Savings Interest Rate Reward Period.
 
Example: On 3 July, 2012, a customer registers and deposits New Fund into i-Account (Deposit Account) on registration date and on the first day of Stage 2 and Stage 3 respectively. Moreover, he maintains such New Fund during all 3 Stages; he will get:

The above example and the related interest return are not guaranteed and are for reference only.

Welcome Gift
From now till 31 August, 2012, new customer3 who joins the Step-up Savings Rate Promotion with New Fund HK$500,000 or above equivalent will be entitled to a Hello Kitty in Orz-The Lost Chapter Travel Mahjong Set.

Size of Mahjong Box: 25cm (Width) X 11cm (Height) 
Retail Price for Reference: HK$880

Act Now
Please visit any Dah Sing Bank branches to open i-Account.
Existing customers, simply register through the registration hotline 3760 8638 (select Language and press 1 - 2) to enjoy the Step-up Savings Rate.

Please click here for Terms and Conditions.

Terms & Conditions of Step-up Savings Rate Promotion:

1. Promotional Period is from 3 July, 2012 to 31 August, 2012 (both dates inclusive) ("Promotional Period").
2. Bonus Savings Interest Rate:
   1. The Bonus Savings Interest Rate is only applicable to the following eligible customers ("Eligible Customer"):
      1. During the Promotional Period, customer who opens a single-name or joint name i-Account and he / she is also the primary account holder; or
      2. Customer who maintains a single-name i-Account or is the primary account holder of a joint-name i-Account, and successfully registered the i-Account Deposit Account for the program via registration hotline 3760 8638 during the Promotional Period (for joint i-Account, only the primary account holder is eligible for registration). For every Eligible Customer, whether he or she is holding a sole name or a joint account, can only register once during the Promotional Period.
      3. This promotion is not applicable to customers who registered the High Savings Rate • Securities Combo Promotion of Dah Sing Bank ("the Bank") during 5 March 2012 and 31 May 2012.
      4. This promotion is not applicable to the staff of Dah Sing Financial Group and its affiliates.

   2. Eligible Customer (for definition of Eligible Customer, please refer to Remarks No.2a) should deposit New Fund (for definition of New Fund, please refer to Remarks No.3 below) into the registered i-Account Deposit Account and maintain the New Fund from the account opening date or registration date to 29 September 2012, 30 November, 2012 or 31 January, 2013 for at least HK$100,000 equivalent to enjoy Bonus Savings Interest Rate (hereinafter called the "Bonus Savings Interest Rate Reward Period"). If customers register on public holiday, registration date will be postponed to the next business day.

      Bonus Savings Interest Rate Reward Period	Date
      Stage 1	From registraion date or account opening date of i-Account to 29 September, 2012
      Stage 2	3 October, 2012 to 30 November, 2012
      Stage 3	1 Decemeber, 2012 to 1 January, 2013

3. New Fund is defined as fund deposited at the Bank, using a cheque drawn on other bank, inward CHATS or T/T during the Promotional Period and excluding fund transfer from the existing Dah Sing Bank savings or current account. The net increase amount calculated using method (a) or (b) below, whichever is lower, will also be regarded as New Fund (hereafter called "New Fund"):
   1. Total deposit balance of each customer as of the end of each stage of Bonus Savings Interest Rate Reward Period (for definition of Bonus Savings Interest Rate Reward Period, please refer to Remarks No. 2b) compared to that as of 30 June 2012. Total deposit balance includes positive deposit balance of i-Account/ Character i-Account, HKD, RMB and Foreign Currency Savings, Current, Target Savings Deposit, Flexi Deposit and Kids Savings Account of the bank under the sole name of the customer or by the customer being the primary account holder of a joint account (excludes Fixed Deposit); or
   2. The average deposit balance of the Registered i-Account Deposit Account during each stage of Bonus Savings Interest Rate Reward Period (for definition of Bonus Savings Interest Rate Reward Period, please refer to Remarks No. 2b) compared to the deposit balance of the Registered i-Account Deposit Account as of 30 June, 2012.
   The minimum amount of New Fund is HK$100,000 or equivalent. In case of any disputes in relation to the definition of New Fund, the decision of the Bank shall be final and conclusive. For details, please contact our Customer Services Officers at any Dah Sing Bank branch.
4. Deposit of Foreign Currency(s) will be denominated and counted in HK Dollar of an exchange rate as quoted by the Bank from time to time.
5. Customer can deposit or withdraw New Fund to the registered i-Account Deposit Account during the whole Bonus Savings Interest Rate Reward Period. The maximum amount of New Fund to be eligible for Bonus Savings Interest Rate in Stage 2 and Stage 3 of the Bonus Savings Interest Rate Reward Period is two times of the New Fund that is eligible for Bonus Savings Interest Rate in the previous stage during the Bonus Savings Interest Rate Reward Period.
   Example (for reference only): Customer’s New Fund amount which is entitled to the Bonus Savings Interest Rate of Stage 1 is HK$1,000,000, the maximum New Fund amount which is entitled to Bonus Savings Interest Rate of Stage 2 and Stage 3 are as below:

   Bonus Savings Interest Rate Reward Period	New Fund Amout	The Maximum New Fund Amount which is entitled to Bonus Savings Interest Rate
   Stage 1	HK$1,000,000	HK$1,000,000
   Stage 2	HK$3,000,000	HK$2,000,000
   Stage 3	HK$5,000,000	HK$4,000,000

6. Customer can enjoy Bonus Savings Interest Rate during each Bonus Savings Interest Rate Reward Period as below:

   Bonus Savings Interest Rate Reward Period	Bonus Savings Interest Rate (p.a.)
   Stage 1	0.5%
   Stage 2	1%
   Stage 3	2%

7. The Bonus Savings Interest (For the Calculation Method of Bonus Savings Interest, please refer to Remarks No. 9) earned will be credited to the eligible register i-Account Deposit Account within 4 weeks after the end of each stage of Bonus Savings Interest Rate Reward Period (for definition of Bonus Savings Interest Rate Reward Period, please refer to Remarks No. 2b). Only Eligible Customer who maintains a valid i-Account at the time of the Bank crediting the Bonus Interest will be eligible for the Bonus Interest, or else the eligible Bonus Savings Interest for the respective stage will be forfeited without prior notice.
8. Customer who is eligible to earn the Bonus Savings Interest of Stage 2 must have successfully earned the Bonus Savings Interest of Stage 1; and customer who is eligible to earn the Bonus Interest of Stage 3 must have successfully earned both the Bonus Interest of Stage 1 and Stage 2. Only customers who have fulfilled the abovementioned criteria can be entitled to the Bonus Interest of Stage 2 or Stage 3.
9. The Calculation Method of Bonus Savings Interest is as follow:
   New Fund (for definition of New Fund, please refer to Remarks No. 3) x Bonus Savings Interest Rate of respective stage ÷ 365 days x Total number of days of respective stage during Bonus Savings Interest Rate Reward Period (both dates inclusive).
10. 365 days per year (for both leap year and common year) is adopted as the base of interest calculation of the Bonus Savings Interest.
11. Every customer is only entitled to the Bonus Savings Interest Rate once for each stage.
12. For charges and Terms & Conditions of i-Account, please refer to the Master Terms and Conditions and the Bank Service Charges of the Bank or contact our Customer Service Offices for details.
    
13. The above interest rates are for reference only and are not guaranteed. The Bank reserves the rights to amend the above offers, interest and related terms and conditions or cancel the offers, without further notice. The above offer cannot be used in conjunction with any other promotional offer of the Bank. In case of disputes arising out of this promotion, the decision of the Bank shall be final and conclusive.

Terms & Conditions of Welcome Gift:

1. Promotional Period is from 3 July, 2012 to 31 August, 2012 (both dates inclusive) (“Promotional Period”).
2. The Hello Kitty in Orz-The Lost Chapter Travel Mahjong Set (hereafter called "Welcome Gift") is only applicable to New Customer who joins the Step-up Savings Rate Promotion during the Promotional Period. New Customer who has New Fund amount of HK$500,000 or above equivalent in the Stage 1 of Bonus Interest Rate Reward Period of Step-up Savings Rate Promotion (from account opening date to 29 September, 2012), will be entitled to the Welcome Gift.
3. New Customer refers to customer who newly opens an i-Account during the Promotional Period and did not maintain or cancel any deposit account of Dah Sing Bank (“the Bank”) with the same entity from 1 January, 2012 to 2 July, 2012.
4. During the Promotional Period, every New Customer can be entitled to the Welcome Gift once only. Joint Account can be entitled the Welcome Gift once only.
5. Customer will receive the redemption letter of the Welcome Gift on or before 30 November, 2012 (if applicable). Customer should bring along the redemption letter to designated place to redeem the Welcome Gift. Only Customer who maintains a valid i-Account at the time of redemption will be eligible for the Welcome Gift.
6. The photos and retail price of the Welcome Gift are for reference only. The Bank is not responsible for any difference between the retail price and the actual retail price available in the market. The Welcome Gift is available while stocks last. The Bank reserves the right to offer any alternative gift for replacement without prior notice, if the Welcome Gift is out of stock. Prices and types of those products may not be the same as the Welcome Gift provided in this promotion. The Welcome Gift cannot be redeemed for cash, other discounts and is non-transferable. The Bank is not the supplier of the Welcome Gift and makes no representation or guarantee as to the quality of the Welcome Gift provided by the suppliers. In case of any dispute or complaint arising from the Welcome Gift should be directed to the suppliers. The Bank shall not be responsible for any matter in relation to relevant product.
7. The Bank reserves the right to amend the above offers and the terms and conditions or cancel the above offer without prior notice. In case of any dispute, the decision of the Bank is final and conclusive.