Step-up Interest Rate Series
| New deposit customer, who opens a new Privileged HKD Fixed Deposit account with Dah Sing Bank on or before 31 March 2010, is entitled to extra interest rate up to +2.50%p.a.1, as well as unparalleled offers. |
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Offer 1 Step-up Deposit Rate
Open a new 6-month or 12-month Privileged HKD Fixed Deposit account to enjoy extra interest rate up to +2.50%p.a.
| HK$100,000 - HK$10,000,000 |
+ 0.03% |
+ 0.05% |
+ 1.03% |
Illustrative interest rate using a 6-month fixed deposit with deposit amount HK$1,000,000
(i.e. 6-month fixed deposit board rate + interest mark-up) 2
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0.18% |
0.20% |
1.18%* |
* The effective interest rate3 for the whole tenor of 6-month Privileged HKD Fixed Deposit is 0.35%p.a., as of 24 December 2009. |
HK$100,000 - HK$10,000,000
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+0.10% |
+0.20% |
+0.45% |
+2.50% |
Illustrative interest rate using a 12-month fixed deposit with deposit amount HK$1,000,000
(i.e. 12-month fixed deposit board rate + interest mark-up) 2
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0.43% |
0.53% |
0.78% |
2.83%** |
** The effective interest rate3 for the whole tenor of 12-month Privileged HKD Fixed Deposit is 0.80%p.a., as of 24 December 2009.
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Offer 2 Enjoy All-rounded Wealth Management Offer
With deposit placement of HK$500,000 or above, you will be automatically upgraded to Dah Sing VIP Banking 4 customer to enjoy exclusive and privileged offer.
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ACT NOW!
Act now to enjoy the privileged offer!
Please visit any Dah Sing Bank branch to open an account now.
Enquiry Hotline 2828 8000
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| Please click here for Terms and Conditions. |
Step-up Interest Rate Series
| Remarks: |
- The interest calculation for Privileged Fixed Deposit is based on 6-month or 12-month HKD Fixed Deposit Board Rate provided by Dah Sing Bank (the "Bank") during account opening. The fixed deposit board rate and the mark-up interest rate are subject to change according to the market environment. The effective interest rate for the whole deposit tenor to customers is based on the interest rate provided by the Bank during account opening.
- The above offer is only applicable to customer, who opens a 6-month or 12-month Privileged HKD Fixed Deposit with New Fund (For the definition of New Fund, please refer to Remarks No. 4) during the Promotion Period and the respective deposit amount should be between HK$100,000 and HK$10,000,000.
- For example, as of 24 December 2009, 6-month and 12-month fixed deposit board rate are 0.15%p.a. and 0.33%p.a. The effective interest rate for the whole deposit tenor of 6-month or 12-month are 0.15%p.a. + 0.20%p.a. (i.e. the average monthly mark-up interest rate) = 0.35%p.a. and 0.33%p.a. + 0.47%p.a. (i.e. the average monthly mark-up interest rate) = 0.80%p.a. to customers. The effective rate of whole deposit tenor varies, depending on the deposit placement date and no. of calendar days of each month within the tenor and is subject the interest calculation based on "A 365-day Year" (for both ordinary and leap year).
- For the offer details and charges of VIP Banking Service, please refer to respective leaflets or contact our Customer Service Officers at any Dah Sing branch.
- New funds are defined as fund newly deposited at the Bank, using a cheque drawn on other bank, inward CHATS or T/T during the Promotion Period and excluded fund transfer from the existing Dah Sing Bank / MEVAS Bank account. In case of any disputes in relation to the definition of new fund, the decision of the Bank shall be final. For the definition details, please contact our Customer Services Officers at any Dah Sing branch.
- The interest rate for subsequent fixed deposit renewals will be based on the prevailing interest rate offered by the Bank. The above offer cannot be used in conjunction with any other promotional offer of the Bank. The Bank reserves the right to amend terms and conditions and/or terminate the above offer at any time without prior notice. In case of disputes arising out of this promotion, the decision of the Bank shall be final and conclusive.
- The above offer is not applicable to Privileged HKD Fixed Deposit placement through e-Banking service.
- Should there be any discrepancy between the English version and Chinese version of these terms and conditions, the English version shall prevail.
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