Dah Sing Bank, Limited - Personal - Credit Card - Card Information - Generic Card

A Symbol of Prestige Status

Being our valued VIP Banking customers, you can enjoy our Dah Sing VIP Banking Platinum Card exclusively. Wherever you are, you can enjoy a series of exclusive privileges with the Dah Sing VIP Banking Platinum Card. To reflect your prestige status, you can enjoy our Credit Card with perpetual annual fee waiver and a series of special VISA Platinum offers which bring you the prestige that outshines all others. And now, you can also be entitled up to HK$100 Free Spending Credit upon successful application.

Become a VIP Banking Customer now

You can enjoy all VIP Banking services by just maintaining a monthly average balance of HK$500,000 in your deposit and investment portfolio. To explore more benefits of this service, please visit any of our branches or contact us at 2828 8000.

Please click here for Terms and Conditions.

Bonus Point Scheme

You can enjoy one bonus point for every HK$1 retail transaction. You can also earn double bonus points when spending with the card on your birthday. Accumulated bonus points can redeem selected gift premiums or cash coupons.

Other Credit Card Benefits

	Spend To Get Jetso
	Card Promotion
	Card Features

Perpetual Annual Fee Waiver

Terms & Condition
1.	HK$100 Cash Rebate (Welcome Gift) is only applicable to brand new cardholders (i.e. have not held / cancelled any Dah Sing VIP Banking Platinum Card (Visa Card) ever) who successfully applied for Dah Sing VIP Banking Platinum Card (Visa Card) Principal Card before 31 December 2012. Each applicant can only apply for one Dah Sing VIP Banking Platinum Card (Visa Card) Principal Card and is entitled to the Welcome Gift ONCE only. Welcome Gift cannot be exchanged for cash, other discount or transferred.
2.	Upon successful application, the HK$100 Cash Rebate will be credited into the Principal Cardholder's account in form of credit card free spending credit within 6-8 weeks. The Principal Cardholder's account must be valid and in good standing at the time of cash rebate credit. Otherwise, Dah Sing Bank (’the Bank’) reserves the right to forfeit the cash rebate without prior notice. The free Spending Credit can be used for credit card purchase only. It cannot be converted into cash or withdrawn as cash advance and are not transferable.
3.	If Cardholder cancels his/her new Dah Sing VIP Banking Platinum Card Principal Card within 13 months of card-issuance date, Dah Sing Bank reserves the right to debit a handing fee of HK$300 to the relevant principal Card account without prior notice.
4.	Bonus Point Scheme. A) Every HK$1 you spent with your Dah Sing VIP Banking Platinum Card will earn you one bonus point. You can earn double bonus points whenever the transaction is made on your birthday. The valid transactions for "Bonus Point Scheme" include retail spending and Octopus AAVS amount only, but excluding the following transactions, including but not limited to cash advance, "Jetso Installment" amount, "Cash-in Plan" amount, balance transfer amount, bill payment, tax payment, interest-free installment amount, bank handling fees (including annual fee, financial charges, late fee and cash advance handling fee etc), casino transaction, unposted / cancelled / transactions eventually returned and all unauthorized transactions. B) The Bank will determine the applicable "Bonus Points" of each eligible Cardholder based on the Cardholders' transaction records held with the Bank. C) Cardholders are required to keep all relevant original sales slips. In case of any disputes, the Bank reserves the right to request Cardholders to submit the relevant original sales slips for inspection. All sales slips submitted to the Bank will not be returned.
5.	For payment through e-banking service, a service fee of 1% of the payment amount will be charged (applicable to the pre-registered merchants only). No "Cash Rebate" will be awarded for e-banking service. For information of the merchant list, please visit the Bank's website.
6.	Dah Sing Bank reserves the rights to amend these terms and conditions at any time without prior notice. All matters and disputes will be subjected to the final decision of Dah Sing Bank.
7.	In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.


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Dah Sing VIP Banking Platinum Card

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A Symbol of Prestige Status

Become a VIP Banking Customer now