Promotion period is valid until 31 December 2012 ("the Promotion Period"). HK$300 cash rebate ("Welcome Gift") is only applicable to new Dah Sing HKAM Platinum Card Principal Cardholder (i.e. not holding Dah Sing HKAM Platinum Card Principal Card in the past 12 months) who successfully applied for Dah Sing HKAM Platinum Card ("Credit Card") within the promotion period and fulfilled the spending requirement. To enjoy HK$300 cash rebate, Dah Sing HKAM Platinum Card Cardholder ("Cardholder") has to accumulate a retail spending or cash advance of HK$2,800 or above within the first 2 months from card issuance. Each new Principal Cardholder can enjoy the Welcome Gift once only regardless of the number of Dah Sing HKAM Platinum Card applied.

II.

The valid accumulated spending for welcome gift include retail purchase, cash advance, "Jetso Installment" / "Happy Installment" installment amount, Cash-in Plan installment amount, Branch Cash-in installment amount, autopay, recurring billing transactions, balance transfer amount posted, Stocks Investment Savings Plan, "Payeasy" bill payment amount, "Jet Payment" payment amount, interest-free monthly installment amount, gift redemption fee (if applicable), cheque payment (if applicable), Octopus Automatic Add Value Service amount. But excluding the following transactions, including but not limited to bank handling fee (including but not limited to annual fee, financial charge, late fee and cash advance handling fee etc), casino transactions, unposted / cancelled / refunded and all unauthorized transactions. Retail purchase and cash advance of Supplementary Card will be combined to the Principal Card account. The Bank reserves the final decision for determining the eligibility of the transaction to be included in the welcome gift.

III.

Cash rebate will be credited into the Cardholder's Credit Card account within 8 weeks upon fulfilling the above-mentioned spending requirement in form of credit card free spending credit and notification letter will be issued to Cardholder. Credit card free spending credit will be used for payment of new transaction items, it is not transferable, refundable or cannot be exchanged for cash. The relevant Credit Card account must be valid and in good standing at the time of the issuance of notification letter.

IV.

If Principal Cardholder cancels the Credit Card account within 13 months from card issuance, Dah Sing Bank ("the Bank") reserves the rights to debit a handling fee of HK$300 from the relevant principal card account without prior notice. 

V.

The Bank reserves the right to amend these terms and conditions or cancel the offer at any time without prior notice.

VI.

In case of any disputes, the Bank reserves the rights to make final decision. 

To settle the HKAM annual subscription fee with Dah Sing HKAM Platinum Card by direct debit authorization service, Cardholder is required to apply for this service by completing the "Dah Sing Hong Kong Academy of Medicine Platinum Card Direct Debit Authorization Form" available at HKAM and submits it to HKAM after card issuance. The direct debit authorization service is subject to terms and conditions stated in the "Dah Sing Hong Kong Academy of Medicine Platinum Card Direct Debit Authorization Form".

2.

Cardholder must settle the payment of HKAM annual subscription fee with Dah Sing HKAM Platinum Card to enjoy the double bonus point offer.

3.

10% discount offer for spending at HKAM’s Dining Room, the Academy Lounge and booking of HKAM’s venues is only applicable to Dah Sing HKAM Platinum Card. 10% discount offer is only applicable within designated promotional period, for details, please refer to Hong Kong Academy of Medicine. To enjoy the discount, Cardholder is required to present Dah Sing HKAM Platinum Card before ordering / upon purchase and to settle payment with the Credit Card. Any change of the offers will be subject to the offers availability at the time of patronage, the Bank accepts no liability for any such change and without prior notice to customer. All products and services are directly sold and supplied to customers by the respective merchants who are solely responsible for all obligations and liabilities related to the sale and supply of the products and services provided. The Bank and the respective participating merchants reserve the rights to vary or terminate the offers at anytime and to amend the terms and conditions from time to time. In case of any disputes, the decision of the Bank and the respective merchants shall be final.

4.

Cardholder must settle the payment for spending at HKAM's Dining Room and the Academy Lounge with Dah Sing HKAM Platinum Card to enjoy the double bonus point offer.

5.

Cardholder can enjoy double bonus point offer for overseas transaction. Overseas transaction is only applicable to transactions in Hong Kong currencies or foreign currencies made outside of Hong Kong; And transactions in foreign currencies which is made in Hong Kong and transactions at any merchant not registered in Hong Kong.

6.

Bonus Point Scheme: For every HK$1 spent with Dah Sing HKAM Platinum Card will earn 1 bonus point. Double bonus points would be awarded for transactions made on Cardholder's birthday. The valid transactions for Bonus Point Scheme include retail purchase and Octopus AAVS amount only, but excluding the following transactions, including but not limited to cash advance, autopay, "Jetso Installment" / "Happy Installment" installment amount, Cash-in Plan amount, Branch Cash-in, balance transfer amount, Stocks Investment Savings Plan, "Payeasy" bill payment amount, "Jet Payment" payment amount, tax payment, interest-free monthly installment amount, cheque payment (if applicable), bank handling fee (including but not limited to annual fee, financial charge, late fee and cash advance handling fee etc), casino transactions, unposted / cancelled / refunded and all unauthorized transactions. The "Bonus Point Scheme" offer shall be subject to the terms and conditions of the Cardholder Agreement. The Bank reserves the final decision on the applicability of the "Bonus Point Scheme".

For payment with Dah Sing HKAM Platinum Card through e-banking service, service fee of 1% of the payment amount will be charged (applicable to the pre-registration merchants only). No Bonus Point will be awarded for e-banking service. For information of the merchant list, please visit www.dahsing.com. 

8.

The Bank reserves the final rights to amend these terms and conditions and / or amend or terminate this offer at any time without prior notice. All matters and disputes will be subject to the final decision of the Bank.

9.

In case of any discrepancy between the Chinese and English versions of these Terms and Conditions, the English version shall prevail.