About Dah Sing Financial Group

Dah Sing Financial Group (the Group) is a leading financial services group in Hong Kong, active in providing banking, insurance and other financial-related services in Hong Kong, Macau and Mainland China. Established in Hong Kong more than 75 years ago, the Group now comprises two listed companies, Dah Sing Financial Holdings Limited (DSFH; Stock Code: 440), which has been listed in Hong Kong since 1987, and Dah Sing Banking Group Limited (DSBG; Stock Code: 2356), which has been listed in Hong Kong since 2004 and whose majority shareholder is DSFH.

DSBG has three wholly-owned banking subsidiaries in the Greater Bay Area, including Dah Sing Bank, Limited (DSB), Banco Comercial de Macau and Dah Sing Bank (China) Limited, with a combined footprint of 63 operating locations in Hong Kong, Macau and Mainland China. It also offers securities trading services through Dah Sing Securities Limited. DSB's long term rating assigned by Moody's and Fitch is "A2" and "BBB+" respectively.

Additionally, DSB holds an approximately 13% strategic shareholding in Bank of Chongqing. Bank of Chongqing is a leading city commercial bank in Chongqing, the largest city in Western China, with a local branch network of over 100 branches.

DSFH is also the holding company for the Group's other non-banking businesses. Through Dah Sing Insurance Company (1976) Limited and Macau Insurance Company Limited, the Group offers a wide range of general insurance services in Hong Kong and Macau. Meanwhile, it also offers pension fund management services in Macau through Macau Pension Fund Management Company Limited.

Vision and Mission

Vision

The local bank with a personal touch, growing with our customers in Hong Kong, the Greater Bay Area and beyond.

Mission

To create value for our customers and deliver a truly customer-centric experience through quality products and excellent service
To grow with our employees through mutual commitment
To increase shareholder value through sustainable returns on capital

Culture and Values

Employees of DSB and the rest of the Group share the following Culture and Values:

Customer Commitment: Maintaining thorough focus on and commitment to all our customers; genuinely understanding our customers, their needs and opportunities
Financial Strength and Risk Management:Building and maintaining financial strength through focus on cost control, profit margins, liquidity, capital, leverage and avoidance of unquantifiable future risks
Operational Excellence: Maintaining attention to detail and attaining excellence in every aspect of our operations
Employer and Employee Commitment: Honouring mutual commitment with our staff that is balanced between dedication and performance at work by our people, and respect and nurturing by the Group through appropriate training as well as performance-driven compensation and benefits
Integrity: Doing what is right, even when no one is looking
Compliance: Cultivating a strong compliance culture that is essential to our organisation
Innovation: We continuously look out for new and better ways of doing things, with a full understanding of customer needs, potential risks and fundamental drivers of profitability in our businesses.

Group Profile