Dah Sing Bank
 
General Promotional Terms and Conditions
 
  1. Unless otherwise specified, the promotions under these Promotional Terms and Conditions and these Promotional Terms and Conditions apply to the customers of Dah Sing Bank, Limited (the “Bank”) who have completed the eligible transaction under each promotion below during the period from 1 April 2016 to 30 June 2016 (both dates inclusive) (“Promotion Period”).
  2. If the transaction amount of the investment service/ foreign exchange or deposit amount of the fixed deposit is in currency other than HK dollar, the amount will be exchanged into HK dollar based on the corresponding foreign exchange rate determined by the Bank for calculating the transaction/deposit amount for the offer.
  3. The promotions are only applicable to individual customers, including single-name and joint-name accounts. Unless specially specified, each customer and the respective single-name or joint-name Investment Fund account, Bonds/ Notes/ ELI account and Currency Switching account can be entitled to the offer once only.
  4. The promotional offer is not for sale/ resale, non-transferable and non-exchangeable for cash, other products, services or discounts offers. Unless specially specified, the offer below cannot be used in conjunction with other offers of relevant services provided by the Bank. If customers are entitled to the offer in conjunction with other promotional offer(s), the Bank reserves the right to grant the customers one of or part of the entitled offer(s) only.
  5. The offers below are not applicable to the staff of Dah Sing Financial Group and its affiliates.
  6. The Bank reserves the right to terminate and amend the offers and to amend the relevant terms and conditions at any time without prior notice. If there are any disputes, the decision of the Bank shall be final and conclusive.
  7. In case of any discrepancies between the English and Chinese version of these Terms and Conditions, the English version shall prevail.
  8. Customers can simultaneously enjoy Offer 1, Offer 2, Offer 3, and Offer 4 (subject to the Terms and Conditions of each Offer).
 
PROMOTIONAL TERMS AND CONDITIONS OF TRANSACTION REWARD FOR NEW-TO-INVESTMENT-SERVICE-TYPE CUSTOMERS (“OFFER 1”)
 
  1. Offer 1 is only applicable to customers who (1) did not subscribe or set up all the Investment Service Types (either single name or joint name) under the same category, including Category 1: Equity Linked Investment and Bond; or Category 2: Currency Linked Premium Deposit/ Currency Linked Principal Guaranteed Deposit and Currency Switching; or Category 3: Investment Fund, during the period from 1 July 2015 to 31 March 2016; and (2) successfully subscribe or set up 1 or more Eligible New Investment Service Type Transaction in that Category with accumulated transaction amount of that New Investment Service Type reaching HK$ 300,000 or above (or equivalent) during the Promotion Period (“Eligible Customers of Offer 1”).
  2. New Investment Service Types refer to the Investment Service Types that the customer did not subscribe or set up (either single name or joint name) from 1 July 2015 to 31 March 2016. Eligible New Investment Service Type Transactions refer to designated transactions that fall into New Investment Service Types. Designated transactions are specified as below:
    a. Lump sum subscription of Investment Fund (for class A funds, the initial charge levied to the customers should not be less than 1.5%), and not applicable to fund switching and subscription transaction of Investment Funds Savings Plan
    b. Equity Linked Investment
    c. Currency Linked Premium Deposit (the deposit tenor should not be less than 14 days) and/ or Currency Linked Principal Guaranteed Deposit
    d. Bond (excluding bonds subscribed through Initial Public Offering or through trading at the Hong Kong Stock Exchange)
    e. Currency Switching

    For example, if a customer subscribed or set up any 1 of Investment Service Types in each Category (Equity Linked Investment, Currency Linked Premium Deposit and Investment Fund) during 1 July 2015 to 31 March 2016, the customer will not be entitled to this offer. However, if a customer only subscribed Equity Linked Investment during 1 July 2015 to 31 March 2016, and has successfully set up Currency Linked Premium Deposit with deposit tenor not less than 14 days and subscribed Investment Fund and Bond during the Promotion Period, which the accumulated transaction amount for all Currency Linked Premium Deposit, Investment Fund and Bond have reached HK$300,000 or above respectively, customer will be entitled to the offer for setting up Currency Linked Premium Deposit and Investment Fund only, but not for subscribing Bond.
  3. Eligible Customers of Offer 1 can enjoy the offer once only. For VIP Banking customers, the cap of the supermarket shopping cash coupon (“cash coupon”) reward is HK$ 1,500; for Non-VIP Banking customers, the cap of the cash coupon reward is HK$ 600. The amount of cash coupon reward for Offer 1 is subject to the customer type and the number of New Investment Service Type(s) subscribed or set up by the customer. For details, please refer to the Offer 1 Transaction Reward table.
  4. Accumulated transaction amount for Investment Service Type is calculated within a single New Investment Service Type only and cannot be combined across different New Investment Service Types.
  5. The Bank will mail the cash coupon to Eligible Customers of Offer 1 on or before 31 August 2016. To be eligible to Offer 1, customers must maintain a valid deposit account of the Bank at the time when the cash coupon is being rewarded.
  6. If cash coupon is out of stock or there is any issues arisen, the Bank reserves the right to offer an alternative gift with similar value as replacement without prior notice. The use of cash coupon is subject to the related terms and conditions printed on the cash coupon. The Bank is not the merchant of the relevant cash coupon. Any enquiry, comment or complaint in respect of the relevant goods or services should be directed to the relevant merchants.
 
PROMOTIONAL TERMS AND CONDITIONS OF TRANSACTION REWARD FOR INVESTMENT SERVICE CUSTOMERS (“OFFER 2”)
 
  1. Customers who conduct Eligible Investment Service Transaction(s) within the same Investment Service Category with accumulated transaction amount reaching HK$ 500,000 or above (or equivalent) during the Promotion Period can be entitled to the transaction reward for Offer 2 (“Eligible Customers of Offer 2”). The cap of the transaction reward is HK$ 10,000. The amount of transaction reward for Offer 2 is subject to the customer type, the Investment Service Category subscribed or set up by the customers and the total accumulated transaction amount. For details, please refer to the Offer 2 Transaction Reward table.
  2. Eligible Investment Service Transactions are specified as below:
    a. Lump sum subscription of Investment Fund (for class A funds, the initial charge levied to the customers should not be less than 1.5%), and not applicable to fund switching and subscription transaction of Investment Funds Savings Plan
    b. Equity Linked Investment
    c. Currency Linked Premium Deposit (the deposit tenor should not be less than 14 days)
    d. Currency Linked Principal Guaranteed Deposit
    e. Currency Switching
    f. Bond(excluding bonds subscribed through Initial Public Offering or through trading at the Hong Kong Stock Exchange)
  3. Accumulated transaction amount is calculated within a single Investment Service Category only and cannot be combined across different Investment Service Categories.
  4. The Bank will credit the transaction reward into customers' i-Accounts opened in the Bank on or before 31 August 2016. To be eligible for Offer 2, customers must maintain a valid i-Account at the time when the transaction reward is credited and the account holders of the Eligible Customer of Offer 2 are required to be identically the same as the account holders of the i-Account for crediting the transaction reward.
 
PROMOTIONAL TERMS AND CONDITIONS OF 0 TRADING SPREAD FOREIGN EXCHANGE OFFER (“OFFER 3”)
 
  1. New VIP Banking Customers or Selected Existing VIP Banking Customers who conduct the Eligible Foreign Exchange Transaction(s) through any branch of the Bank during the Promotion Period can enjoy 0 Trading Spread for their first foreign exchange transaction, the exchange amount for enjoying Offer 3 is capped at HK$100,000 (or equivalent) (“Eligible Customers of Offer 3”). Eligible Customers of Offer 3 can enjoy this offer once only.
  2. Eligible Customers of Offer 3 is required to conduct the foreign exchange transaction with the prevailing exchange rate (“Executed Rate”). VIP Banking Customers can enjoy the preferential exchange rate at the time of the exchange conducted. The 0 Trading Spread Foreign Exchange Offer refers to the difference between the exchange amount of the Eligible Foreign Exchange Transaction applied with the Executed Rate and the Mid-Rate, where the Mid-Rate is the mid of the Bank Buy and the Bank Sell exchange rates at the time when the Eligible Foreign Exchange Transaction conducted, and such difference will be offered to the Eligible Customers of Offer 3 in form of the cash rebate (“Transaction Reward”). For example, Eligible Customer of Offer 3 conducted his first exchange transaction of converting HK$100,000 to Renminbi during the Promotion Period and the prevailing conversion rate of HK dollar to Renminbi is:
    Bank Buy at 1.18245 Bank Sell at 1.19695
    Renminbi amount received at the time when exchange is conducted HK$100,000/1.19695 (Executed Rate) RMB83,545.70
    Renminbi amount applied with the Mid-Rate of the Bank Buy and Bank Sell exchange rates HK$100,000/[(1.18245+1.19695)/2] = 1.1897 (Mid-Rate) RMB84,054.80
    The Transaction Reward customer can enjoy RMB84,054.80 - RMB83,545.70 RMB509.10
    The Bank will offer Transaction Reward of RMB509.10 in form of cash rebate to the Eligible Customer of Offer 3.
  3. “New VIP Banking Customers” refers to customers who did not maintain or cancel VIP Banking or Hello Kitty VIP Banking (either in single name or joint name) from 1 April 2015 to 31 March 2016. For joint name account, the New VIP Banking Customers must be the Primary Account Holders of VIP i-Accounts. Primary Account Holder refers to the “Applicant” mentions in VIP Banking Application Form or New Account(s) / Service(s) Application Form signed by the customer. Selected Existing VIP Banking Customers of Offer 3 refers to Existing VIP Banking customers who have not conducted any foreign exchange transactions with the Bank during 1 July 2015 to 31 March 2016.
  4. Eligible Foreign Exchange Transaction of Offer 3 refers to the foreign exchange transaction executed via any branches of the Bank with the prevailing exchange rate and is applicable to the conversion from HK dollar to the designated foreign currencies and the conversion from the designated foreign currencies to HK dollar (The offer is not applicable to the conversion between the designated foreign currencies and note exchange) . The designated foreign currencies refer to AUD, CAD, EUR, GBP, JPY, NZD, RMB, USD.
  5. Offer 3 cannot be used in conjunction with other foreign exchange offers of the Bank.
  6. To be eligible for Offer 3, customers must maintain a valid i-Account at the time when the rebate is credited. The Bank will credit the rebate into customers' i-Accounts opened in the Bank on or before 31 August 2016. The account holders of the Eligible Customer of Offer 3 are required to be identically the same as the account holders of the i-Account for crediting the rebate.
  7. The Bank has its sole discretion on the mid-rate offered in case of any dispute.
 
PROMOTIONAL TERMS AND CONDITIONS FOR PREFERENTIAL FIXED DEPOSIT INTEREST RATE OFFER (“OFFER 4”)
 
  1. Offer 4 is applicable to the following four types of customers (“Eligible Customers of Offer 4”):
    i. Selected Existing VIP Banking Customers who complete a new “Risk Assessment Questionnaire” and provide a valid email address* through any of branches of the Bank and conduct an Eligible Foreign Exchange Transaction with New Funds or existing funds, and at the same time set up a 38-day fixed deposit of the designated currency with the converted funds ; OR
    ii. Selected Existing VIP Banking Customers who complete a new “Risk Assessment Questionnaire” and provide a valid email address* through any of branches of the Bank and at the same time set up a 38-day fixed deposit of the designated currency with New Funds ; OR
    iii. New VIP Banking Customers who provide a valid email address* through any of branches of the Bank and enroll a 360°Easy Payroll Service and at the same time set up a 38-day fixed deposit of the designated currency with New Funds; OR
    iv. New VIP Banking Customers who provide a valid email address* through any of branches of the Bank and at the same time set up a 38-day fixed deposit of the designated currency with New Funds.

    The preferential fixed deposit rate that customer can enjoy under this offer will be subject to whether a Risk Assessment Questionnaire is completed, whether an email address* is provided, whether a 360°Easy Payroll Services is set up, whether a Eligible Foreign Exchange Transaction is conducted, and the currency of the fixed deposit set up. Please contact the staff of the Bank for details.
  2. “New VIP Banking Customers” refers to customers who did not maintain or cancel VIP Banking or Hello Kitty VIP Banking (either in single name or joint name) from 1 April 2015 to 31 March 2016. For joint name account, the New VIP Banking Customers must be the Primary Account Holders of VIP i-Accounts. Primary Account Holder refers to the “Applicant” mentions in VIP Banking Application Form or New Account(s) / Service(s) Application Form signed by the customer. Selected Existing VIP Banking Customers of Offer 4 refers to Existing VIP Banking customers who have conducted foreign exchange transaction with the Bank during 1 July 2015 to 31 March 2016.
  3. Designated currencies of Offer 4 refer to HKD, USD, AUD, NZD, CAD and GBP.
  4. Each Eligible Customer of Offer 4 can enjoy the offer ONCE only during the Promotion Period.
  5. The minimum deposit amount for enjoying Preferential Fixed Deposit Interest Rate Offer is HK$100,000 or its equivalent and the maximum deposit amount is HK$500,000 or its equivalent.
  6. The offer is limited and available on a first-come first-served basis. Please contact our staff for details.
  7. Eligible Foreign Exchange Transaction of Offer 4 refers to the foreign exchange transaction executed via any branches of the Bank and without any discretionary discount of the Bank except the prevailing preferential exchange rate offered for VIP Banking customers, excluding note exchange.
  8. New funds refer to funds that are newly deposited into the Bank by customers in cash, using a cheque drawn on other bank, inward CHATS or Telegraphic Transfer but EXCLUDING fund transfer or exchanged from the existing account with the Bank. In case of any disputes in relation to the definition of new funds, the decision of the Bank shall be final. For the details of the definition, please contact the Bank staff.
  9. The Preferential Fixed Deposit Interest Rate Offer will be subject to the rates as quoted by the Bank from time to time. Please refer to the relevant information shown on the Deposit Confirmation or Deposit Renewal of the relevant transaction for the actual currency exchange rates and interest rates offered to customer at the time of transaction.
  10. The interest of fixed deposit in Hong Kong Dollar and Pound Sterling is calculated on the basis of 365 days in a year; while the interest of fixed deposit in other designated currencies is calculated on the basis of 360 days in a year (for both ordinary year & leap year)
  11. The offer is not applicable to fixed deposit opened and placed through e-Banking / Phone Banking / Mobile Banking service.

    *Customer must provide valid email address to the Bank for receiving the latest information and offers relating to the products, services and/or subjects set out in the paragraph G of the Bank’s Notice to Customers relating to Customers’ Data made available by the Bank to customers from time to time. If customer is unwilling to receive the said information and offers, he/ she is not eligible to the Preferential Fixed Deposit Interest Rate Offer.