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First Year Annual Fee Waiver1 |
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Exclusive Interest Rate |
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Interest rate as low as P + 1% p.a.2
Credit Limit (HK$) |
Interest Rate (p.a.)2 |
Preferential Customers3 |
Normal Customers |
$100,000 - $500,000 |
P + 1% |
P + 2% |
$50,000 - $99,999 |
P + 2% |
P + 3% |
$30,000 - $49,999 |
P + 3% |
P + 4% |
$10,000 - $29,999 |
P + 4% |
P + 5% |
$5,000 - $9,999 |
P + 7% |
P + 8% |
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Credit Limit |
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Standby credit limit as high as HK$500,000 |
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Perpetual Cash Withdrawal Fee Waiver |
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Get cash by cheque or from an ATM anytime with perpetual cash withdrawal fee waiver. |
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Flexible Repayment Cash Withdrawal |
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Monthly minimum repayment at 3.5% of your statement balance. Your available cash will be restored automatically after each repayment. |
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| Apply
Now! |
Apply for a FlexiMoney Overdraft Facility now to enjoy the above attractive offers! You may either call our Loan By Phone Hotline on 2828 8111 or visit any of our Dah Sing branches to apply.
* Our bank will have a designated staff member follow up with the customer by calling the number from which the SMS was sent on the next working day after receiving the SMS. Individual telephone network provider will charge a fee for the SMS in accordance with their fee charging schedules.
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Note:
1. The annual fee is 1% of the credit limit (minimum HK$300, maximum HK$800) and the first year's annual fee will be waived for successful application.
2. P refers to Dah Sing Bank Hong Kong Dollar Prime Rate or 1-month HIBOR (whichever is higher).
3. Preferential customers include civil servants, professionals, staff of designated related government organisations and public institutions, full-time teachers, teaching staff of a college / university, staff of designated financial institutions, and customers of the VIP Banking.
4. The above offers are applicable to selected customers and not applicable to existing Dah Sing Bank Overdraft Facility customers. Dah Sing Bank reserves the right to amend the interest rebate calculation method and revise their terms and conditions. Application for the FlexiMoney is subject to Dah Sing Bank's approval without giving reason. In case of dispute, the decision of Dah Sing Bank shall be final.
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