i-Account
| Innovative Bonus Savings Interest
Rate Offer |
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Dah Sing Bank always strives to provide you
with comprehensive and quality financial services and now brings
to you innovative i-Account. By opening i-Account,
you can enjoy the convenience of HKD interest bearing Checking Account
and Multi-Currency Deposit Account. If you use more of specific Dah
Sing Bank services at the same time, no matter how much is the deposit,
you will enjoy the interest rate mark-up offer up to +1%. The more services you select, the higher mark-up
rate you will enjoy. So you can enjoy unprecedented financial convenience
and fabulous interest returns.
Specific Dah Sing Bank Services |
Bonus Savings Interest Rate Offer |
Use below services:
 Securities Services |
+ 0.25% |
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Each item
+ 0.125% |
| Note
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1. |
Deposit interest rate of i-Account will
be the above HKD Savings Rate plus additional mark-up
, subject to a maximum of 1-month HKD fixed deposit rate
+0.125% or 1-month HKD HIBOR, whichever is lower. Such
interest rate will be applied to your i-Account Save &
Check Account in the following month.
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2. |
Interest Rate
Mark-Up is applicable to the credit balance of the i-Account
Save & Check Account and is not applicable to the Multi-Currency
Deposit Account. |
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3. |
To enjoy Interest
Rate Mark-Up, the account status of all other Dah Sing Bank
services held by each i-Account holder must be normal. |
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4. |
Dah Sing Bank
reserves the right to amend the above deposit rates or the terms and conditions without
prior notice. In case of any dispute, the decision of Dah
Sing Bank is final and conclusive. |
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Integrating Interest Bearing Checking Account
& Multi-Currency Deposit Account |
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By opening i-Account, you can enjoy an interest
bearing HKD Checking Account and a Multi-Currency Deposit Account
at the same time :
Save & Check Account
Enjoy savings interest and checking facility in one single account.
Interest will be paid monthly.
Multi-Currency Deposit Account
Up to 14 foreign currencies (including RMB) for your foreign currency trading.
Interest will be calculated on a compound daily basis and be paid
monthly.
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More Comprehensive Consolidated Monthly Statement |
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You will receive one consolidated monthly statement showing all
your financial status and investment portfolio, including Savings,
Checking, Fixed Deposits, Investment Funds, Securities and Retail
Certificates of Deposit accounts, etc. So you can handle your
personal finances more flexibly.
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Integrated Financial Services |
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| i-Account provides you with various integrated financial
convenience : |
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Enjoy No Bounced Cheque
/ Autopay Protection for up to HK$3,500 by simply maintaining
the monthly average deposit balance of HK$5,000 or above in
your i-Account
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Free i-Account Card to
enjoy JETCO ATM, EPS and PPS anytime
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e-Banking Service to
enjoy e-Banking Service, i-Securities Service, "PayEasy" Bill
Payment Service and on-line Schedule Transfers & Payment Services,
etc.
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24-Hour Automated Phone
Banking Services to handle your i-Account including account
balance enquiry and fund transfer, etc.
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More Exclusive Free Banking Services and Privileges |
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You can enjoy the following banking privileges no matter
you bank with us via the internet or at branches :
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Dah Sing Credit Card first 3 Years Annual Fee waiver
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Handling fee and
valuation fee waiver for Mortgage Loan
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Preferential Fixed
Deposit interest rate
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Gift Cheque handling
fee waiver
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Up to 50% discount
on first year rental of newly leased Safe Deposit Box
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50% discount on commission
of sale of Travelers' Cheque
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Preferential interest
rate for Personal Loans
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First year annual
fee waiver for OD / Revolving Loan / Cash Card
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20% discount on Domestic
Helper Insurance, Household Contents Insurance, Travel
Insurance and Accidental Insurance
- Up to 50% discount on Private Car
Insurance
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30% discount on property
agency commission through Dah Sing Property Agency
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Enjoy 30 days free
coverage of Accidental Death Insurance Benefit up to HK$100,000
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The initial deposit amount for i-Account
is only HK$100. Customers who maintain the monthly average deposit balance
of HK$5,000 or above can enjoy a waiver on the relevant maintenance fee.
Open your i-Account today at any Dah Sing
Branches or via
our website now !
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| Note: |
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Customers can request for ONE cheque book per order.
- The calculation of monthly average deposit
balance includes the deposit balance of i-Account,
other HKD / Foreign Currency deposit accounts and Fixed Deposits,
latest market value of Investment Accounts (including Investment
Funds, Retail Certificates of Deposits, Securities, Equity Linked
Deposits and margin deposit of Foreign Exchange Margin) and cash
value of life insurance accounts. The account holder(s) of the above-mentioned
accounts must be identical to that of the i-Account.
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For more information, please call 2828 8000
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(such as Tax Loan, Personal Loan, etc.)