Enjoy extra interest rate mark-ups throughout the entire deposit tenor, subject to a maximum increase of + 1.98%p.a. You could choose a deposit tenor from 3 to 6 months to suit your needs.

Step-Up Privileged Fixed Deposit allows the fixed-deposit interest rate to be reviewed and adjusted upwards ³ (if the market rate goes up) on a monthly basis during the deposit period, subject to a maximum increase of 2% p.a. above the interest rate set upon account opening (i.e. initial deposit rate). Even if the market rate decreases, you would still enjoy the initial deposit rate together monthly step-up interest rate mark-up.

Dah Sing Bank

Remarks:

1. Promotion period from now until 30 June 2008. Interest rate of 3.48% p.a. is based on the Dah Sing Bank HKD 6-month fixed deposit board rate of 1.5% p.a. + 1.98% p.a. as of 28 April 2008 and is for reference only.
2. The above mentioned interest rate is for reference purposes only and is based on data of the Dah Sing Bank fixed deposit interest rate as of 28 April 2008 as an example. Dah Sing Bank does not guarantee the availability of the offering of the above mentioned interest rate. The fixed deposit board rate and the mark-up interest rate is subject to change according to market conditions. The interest rate offered to customers is based on the interest rate provided by Dah Sing Bank during account opening. Step-Up Privileged Fixed Deposit offer can be only eligible for customers who open or maintain an existing i-Account with Dah Sing Bank with an opening balance or daily balance of HK$100 or above.
3. The prevailing one-month deposit rate of a HKD Fixed Deposit offered by Dah Sing Bank on the monthly anniversary date of the creation of the Step-Up Privileged HKD fixed deposit (review date) will be compared with the interest rate fixed upon creation of the Step-Up Privileged HKD fixed deposit (i.e., the initial deposit rate, not including the “monthly step-up interest rate mark-up”) on a monthly basis during the deposit period. If any of review days fall on Saturdays or holidays, the review will be postponed to the next working day accordingly. Customers may enjoy the higher interest rate (being the prevailing one-month deposit rate of a HKD Fixed Deposit offered by Dah Sing Bank at that time and subject to a maximum increase of 2% p.a. above the initial deposit rate) for the period from the review date up to the day before the next review day if the prevailing one-month deposit rate of a HKD Fixed Deposit is higher than the initial deposit rate, plus the “monthly step-up interest rate mark-up”.
4. To enjoy the “Step-Up Privileged Fixed Deposit”, customers should open a Step-Up Privileged HKD Fixed Deposit account with a 3 to 6 months tenor at any branches of Dah Sing Bank using new funds from now on until 30 June 2008. New funds refer to funds that are not transferred from an account of Dah Sing Bank/MEVAS Bank. The deposit amount should be from HK$100,000 to HK$10,000,000. In case of disputes regarding the definition of new funds, the decision of Dah Sing Bank shall be final and conclusive.
5. The interest rate for subsequent fixed deposit renewals will be based on the prevailing interest rate offered by Dah Sing Bank. The above offers cannot be used in conjunction with any other promotional offer of Dah Sing Bank. Dah Sing Bank reserves the right to amend terms and conditions and/or terminate the above offers at any time without prior notice. In case of disputes arising out of this promotion, the decision of Dah Sing Bank shall be final and conclusive.

* The Step-Up privileged fixed deposit opened through e-banking cannot enjoy the above offer.