By reviewing the Fixed Deposit rate monthly, you could enjoy the higher interest rate which is subject to a maximum of 2% p.a. above the initial deposit rate.

While the market rate decrease, your interest rate will not go down. You still can enjoy the contract interest return.

An overdraft facility of up to 95% of the deposit amount is provided.

Minimum deposit amount is HK$10,000 only and various deposit periods varying from 3 to 6 months are available.