Dah Sing Kisskids Plan
With Savings, Life and Hospital Protection
To Plan the Future of Your Kids


To help plan for the future of your children, Dah Sing "KissKids Plan" offers you a comprehensive savings and protection plan and a host of tailor-made kids-related benefits.
 
Customers who successfully join Dah Sing "KissKids Savings Protection Plan" or "Supa KissKids Savings Protection Plan" and have made an upfront payment for the first 3 months' premium can enjoy :


Free "Drawing Set" to foster children's drawing potential



Customers who make annual premium payment will be entitled to the following benefits:

Free "Drawing Set" to foster children's drawing potential
Joint Publishing HK$50 cash coupon.
Annual premium discount offer



KissKids Savings Protection Plan
 
Benefit from Both Savings and Protection

With regular monthly contribution, you can save up a fund for your child's future use. You can freely choose monthly savings amount and savings target. Moreover, this plan also provides a life insurance protection for your child that assures your child a healthy and secured life.

Guaranteed Cash Payment & Dividends
 
On top of the annual dividends, you can also enjoy Guaranteed Cash Payment in every 3 years. You can choose either to receive the Guaranteed Cash Payment and Dividends in cash or to accumulate them in the plan for more interest.

Fixed Premium and Easy Payment
 
Once the Plan is set, basic premium will not increase with your child's age or in case there is change in the health condition of your child. You can also choose to pay for the premium by autopay via designated bank account or credit card account.

Supa KissKids Savings Protection Plan"
 
Brings to Your Child Additional Benefits and Protection

Apart from "KissKids Savings Protection Plan", you can choose "Supa KissKids Savings Protection Plan" for more benefits and protection:

 
"KissKids Savings
Protection Plan"
"Supa KissKids Savings
Protection Plan"

Guaranteed Cash Payments for every 3 years

3% of Sum Insured
6% of Sum Insured
Death Benefit
Sum Insured
Equal to 200% of Sum Insured if insured child reaches age 18 or above
Special Bonus
1% of Sum Insured as special bonus if insured child is accepted to study at any registered university after the policy has been in force for 5 years
"Personal Accident Benefit"
Insured child can enjoy free "Personal Accident Benefit" up to HK$200,000 until he/she reaches age 18
Premium Table* Sum Insured (HK$)
Monthly Premium (HK$)
Annual Premium (HK$)
Monthly Premium (HK$)
Annual Premium (HK$)
$200,000
$311
$3,460
$605
$6,720
$250,000
$385
$4,275
$752
$8,350
$300,000
$458
$5,090
$898
$9,980

* The above premium table assumes that the insured child is a girl and aged below 17.


Flexible Additional Protection
 
  • "Payor's Benefit"

    If the payor dies or becomes totally and permanently disabled, the premium under this Basic Policy will be waived up to age 25 of the insured child.

  • "Hospital Income"

    You will receive an extra cash subsidy if the insured child needs hospitalization due to illness or accident. This Plan will provide cash subsidy while hospitalization. If intensive care is required, double benefits will be payable up to 30 days.

  • "Hospitalization and Surgical Benefit"

    On top of "Hospital Income", you may also join our "Hospitalization and Surgical Benefit" which provides cash protection to hospitalization costs and associated medical expenses, such as room and board, surgical fee, etc.

KissKids Education Fund
 
You may at the same time join our "KissKids Education Fund" which allows you to enjoy faster wealth accumulation as well as greater potential gain by making monthly contribution in fund investment at a fixed amount.

  • A wide variety of funds to fit your choice
  • Higher potential gain for your wealth through diversified investments
  • Totally benefit from the "Dollar-Cost Averaging" effect with a monthly contribution at a fixed amount in fund investment
  • You can change your contribution amount and fund selection according to your child's education needs or your own expectation on the market trend
  • Minimum monthly contribution can be as low as HK$500

    "KissKids VISA" with Perpetual Annual Fee Waiver
     

    "KissKids VISA" provides you a series of kids-related purchase discount offers. Those who successfully join the "KissKids Savings Protection Plan" can enjoy perpetual annual fee waiver as well. Online Application
     

    Act Now to Kiss Your Kids
     
    Simply join the "KissKids Plan" now by bringing your child's Birth Certificate to any Dah Sing Branches NOW.

     

    For more information, please call 2828 8001
     
    Note: 1.

    "KissKids Savings Protection Plan" and "Supa KissKids Savings Protection Plan" are underwritten by Dah Sing Life Assurance Company Limited. The description of the available cover under the Insurance Plan is only a brief summary for quick and easy reference. Coverage and exclusions are subject to the terms and conditions of the policy underwritten by Dah Sing Life Assurance Company Limited.

      2.

    HK$500 minimum monthly contribution of "KissKids Education Fund" is only applicable to customers of "KissKids Savings Protection Plan". Investment involves risk and price of investment funds may go up as well as down. Customers should read the related fund prospectus.

      3.

    All gifts are offered while stock lasts. If customer cancels the Insurance Plan within the "Cooling-off Period", customer is required to return the gift(s) or to have HK$100 handling fee deducted from the premium amount to be refunded. "Cooling-off Period" is 21 days after the date on which the application has been signed; or 14 days after the date of new policy issue; or 5 days after the delivery of the policy or a notice to the policyholder, whichever is later.

      4. Dah Sing Bank reserves the right to amend the terms and conditions without prior notice. In case of any dispute, the decision of Dah Sing Bank and Dah Sing Life Assurance Company Limited is final and conclusive.