Monthly Gain Fixed Deposit
Interest Paid Every Month
Reap the Benefits Earlier
 |
Want to receive higher interest returns in the long term and enjoy interest paid every month? The Dah Sing Monthly Gain Fixed Deposit can meet your needs. |
Normal fixed deposit accounts only pay interest upon the maturity date. The longer the deposit tenor, the later you receive the interest. The Dah Sing Monthly Gain Fixed Deposit breaks this tradition. No matter which deposit tenor you choose, we will automatically credit the interest into your designated Dah Sing Bank account on a monthly basis. This enables you to realise monthly interest returns earlier, before the maturity of the deposit, and thus enjoy added financial flexibility. In addition, even if you predict that interest rates may be in a period of downward adjustment, you will still receive the guaranteed contract interest rate. Therefore, not only can you dismiss the risk of fluctuating interest rates, but also you can enjoy the advantage of receiving monthly interest payments.
Examples :
Deposit Amount |
Deposit Tenor |
Interest Rates (p.a.)* |
Monthly Interest Returns |
HK$300,000 |
36 months |
3% p.a. |
HK$750 |
HK$200,000 |
24 months |
2.5% p.a. |
HK$416.7 |
HK$100,000 |
18 months |
2% p.a. |
HK$166.7 |
*The above interest rates are for reference only. |
 |
A Wide Range of Deposit Tenors |
| |
The minimum deposit amount for the Dah Sing Hong Kong Dollar Monthly Gain Fixed Deposit is just HK$100,000. We also offer you the choice of a wide range of flexible deposit tenors of 12, 18, 24, 30 or 36 months to cater to your personal financial requirements. |
|
High Interest Rates |
| |
The Monthly Gain Fixed Deposit not only pays interest every month, but also offers a preferentially high interest rate.
Interest Rates for the Monthly Gain Fixed Deposit :
Deposit Tenor |
Interest Rate (p.a.)# |
36 months |
3.25% |
30 months |
3.15% |
24 months |
3.05% |
18 months |
3.00% |
12 months |
2.90% |
# The above interest rates are for reference only. |
|
|
Overdraft Facility |
| |
To allow you to enjoy the convenience and flexibility of extra cash, the Dah Sing Monthly Gain Fixed Deposit provides you with an overdraft facility of up to 95% of the deposit amount, making standby cash available to you for urgent requirements. |
|
Free 24-hour Phone Banking & e-banking Services |
| |
You can check the balance of your Monthly Gain Fixed Deposit account via our automated Phone Banking service and our e-banking service. Moreover, you can open a Monthly Gain Fixed Deposit account by transferring funds from your i-Account or general Savings / Current Account. Before maturity, you can also set up, change or cancel the deposit maturity instructions, enabling you to be flexible in allocating your deposit principal and interest earned for better financial management. |
| Act Now! |
The Dah Sing Monthly Gain Fixed Deposit has many advantages over a general fixed deposit account as it offers you high interest rates and pays you the interest every month. Please visit any Dah Sing Branch to open an account now. |
For enquiries, please call 2828 8000. |
|
|