Double Gain HKD Savings Account
Savings Rate up to 3.9%
Flexible Fund Withdrawal anytime
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Savings Rate up to 3.9%2 |
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The interest rate may be adjusted upwards following the increase of HKD savings rate3 |
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Allows fund withdrawal anytime 4 for flexible financial management |
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Enjoy an exceptionally high basic savings rate of 2.5% p.a. upon opening an account |
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Upon opening an account, you can enjoy an exceptionally high basic savings rate of 2.5% p.a. . The interest will be calculated compounded daily and will be credited monthly, to enable you to enjoy higher interest returns. |
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On maturity, you can enjoy a “Double Gain” bonus interest rate |
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The balance at maturity date (i.e. 6 months after initial deposit date) can enjoy a “Double Gain” bonus interest rate, of up to + 1.4% p.a. |
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If the HKD deposit rate increases during the deposit period, customers’ bonus interest rate will be adjusted upwards accordingly and they will enjoy double rate increase benefits. |
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Please act now !
Please visit any of Dah Sing Branches to open an account now. |
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Enquiry Hotline : 2828 8000 |
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Remarks
1. To enjoy this offer, customers must open a Double Gain HKD Savings Account with new-to-bank funds only at Dah Sing Branches. Fund transfer from Dah Sing Bank / MEVAS Bank is not eligible. The account opening minimum deposit amount is HK$100,000 and maximum deposit amount is HK$10,000,000.
2. Interest will be calculated compounded daily from the initial deposit date at 2.5%p.a. based on daily deposit balances and will be given monthly. If final balance at maturity date, i.e. 6 months after initial deposit date, is between HK$30,000 and HK$499,999.99, customer will earn a guaranteed bonus interest at 0.8% p.a. (total deposit rate will be 3.3% p.a.). If final balance at maturity is between HK$500,000 and HK$999,999.99, customer will earn a guaranteed bonus interest at 1.1% p.a. (total deposit rate will be 3.6% p.a.). If final balance at maturity is HK$1,000,000 or above, customer will earn a guaranteed bonus interest at 1.4% p.a. (total deposit rate will be 3.9% p.a.). The bonus interest will be credited into customers’ Double Gain HKD Savings Account one date after the maturity date. Interest will accrue on the balances of the matured deposit at the Savings Rate for Dah Sing Bank General HKD Savings Account.
3. The bonus interest rate is pegged with Dah Sing Bank i-Account Save & Check Account Deposit Rate. That is, the bonus interest rate will be adjusted following the movement of Dah Sing Bank i-Account Save & Check Account Deposit Rate. The adjusted bonus interest rate will be applicable for the period starting from the adjustment date and till the date before the next adjustment date. In case of any bonus interest rate adjustment, customers can enjoy a bonus interest rate at a minimum of the above-mentioned guaranteed bonus interest rate, and subject to a maximum of 0.5% p.a. above the guaranteed bonus interest rate.
4. The withdrawal amount can enjoy 2.5% p.a. interest rate (counted from the account open date till the date before the withdrawal date).
5. Applicable to the final balance at maturity i.e. 6 months after initial deposit date, is HK$1,000,000 or above.
6. Customer is not allowed to deposit funds into the Double Gain HKD Savings Account after account opening.
7. Double Gain HKD Savings Account holders who maintain an average monthly balance of HK$5,000 or above will enjoy a waiver on the relevant low-balance account maintenance fee. The calculation for average balance includes the balances of customers' other accounts at Dah Sing Bank. For details, please contact our branches. If the Double Gain HKD Savings Account is terminated before the maturity date, an account closure fee of HK$500 will apply. The above annualized interest rate is for reference only and is not guaranteed. Dah Sing Bank reserves the right to amend the terms and conditions without prior notice. This offer cannot be used in conjunction with other offers. In the event of a dispute, the decision of Dah Sing Bank shall be final. For terms & conditions for all the above offers, please contact the staff of Dah Sing branches.
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