| General Terms and Conditions: |
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1.
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Bonus Point Scheme -- Every HK$1 you spent with your credit card will earn you one Bonus Point. Bonus Spending includes retail transactions and Octopus AAVS amount only, excluding cash advance, casino transaction, Balance Transfer amount, bank handling fees (annual fee, financial charges, late charges and cash advance handling charges),
Happy Installment amount, bill payment amount , "Cash-in Plan" amount, Interest-free Installment transaction, Credit Card cheque amount and unposted/cancelled transactions/transactions eventually returned and all unauthorized transactions.
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| 2. |
For every 12 Bonus Points you earn with your Dah Sing SME Business Card, you can convert to 1 mile. The minimum conversion amount is 1,000 miles which is equivalent to 12,000 points. The conversion of handling fee will be waived if you convert the bonus point to mile on or before 31 December, 2007. |
| 3. |
To enjoy the offers, Cardholder must present Dah Sing SME Business Card upon purchase and settle the payment with the Card. For details, please refer to the year-round offer leaflet, which will be sent with the Card to Cardholder. |
| 4. |
"Cash-in Plan": This plan is only applicable to Principal Cardholder (excluding Supplementary Cardholder). No Bonus Point or Cash Rebate will be awarded for this Plan.
A handling fee of the installment amount will be charged. Please refer to the promotional leaflet for the updated
handling fee. |
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